Sentences with phrase «of lesser credit»

These are bonds paying a high rate of interest because the issuers are of lesser credit quality than government and investment - grade corporate bonds.

Since bonds are loans to a company or government, the bonds of issuers who are believed to be safe pay lower interest than those of less credit - worthy firms and governments.

Not exact matches

Times editorial board member Elizabeth Williamson writes that wealthier tech employees seem to support Clinton; meanwhile, those living in «a less glamorous Silicon Valley, inhabited by brainy young people whose long hours power the big companies and whose college debt is so heavy that some of them can't even qualify for a credit card» are «feeling the Bern.»

To take advantage, you must have an export credit sales volume of less than $ 5 million in the past three years before application, your company must qualify as a small business under the Small Business Administration's definition of the term and you must have been in business at least one year with a positive net worth.

That doesn't leave Square a lot of wiggle room if the credit card companies decide to raise interchange fees: «Because we generally charge our sellers a flat rate,» higher swipe fees «could make our pricing look less competitive, lead us to change our pricing model, or adversely affect our margins,» the company said in its prospectus.

About 51 % of the CFOs said Trump deserves «none of the credit» for unemployment declining from 4.8 % to 4.4 %, and less than half gave him any credit for jobs created since he took office.

The bottom 60 % have less liquid forms of wealth (cars, real estate) and more costly forms of debt (student loans, credit card debt).

The study found that nearly 40 percent of small business owners who didn't know their business credit score anticipated growth of less than 5 percent, while nearly three quarters who did, envisioned growth of up to 20 percent.

But this year he has quietly introduced less obvious — some might even say devious — methods of making credit more expensive to access.

Since the Italian crisis is likely to grind on - with another round of elections a near certainty over the next year - the euro will remain under pressure because the ECB will continue to maintain easy credit conditions while signs of the Fed's less accommodative stance will become increasingly more evident.

After a slow and steady recovery following the housing crisis of 2008, Leibowitz explains that American consumers generally had fewer problems with their mortgages, better employment prospects, and greater access to credit, which made them less likely to file.

Before the Fair Housing Act of 1968, few women could get approved for a credit card, much less a mortgage, without a husband's or father's signature.

A tightening of bank lending standards and a drying up of the home - equity - loan market in the post-financial crisis era have made small business credit less available than it used to be.

«A good leader is a person who takes a little more than his share of the blame and a little less than his share of the credit.»

There are still regulations, of course, but all - in - all, the process is much less complicated than setting up a bank, credit union, or traditional loan company to cater to people's financial needs.

Though much of the success of craft breweries (which are technically defined as those that make less than 6 million barrels per year) and microbreweries (which make less than 15,000 barrels) can be credited to shifts in public taste, those in the industry say they've learned a few truths along the way that have aided in their success.

During the darkest days of the post-Lehman collapse and the ensuing credit crunch, they granted less than 1 out of every 10 loan requests.

They might not deny you based on low or lacking credit, but you can bet they'll increase the interest rate of people who are less «credit - worthy,» charging you more for the privilege of borrowing.

In the final weeks to file your 2016 taxes, it's hard to keep track of all the deductions and credits that could lower your tab — particularly those that are less straightforward (but still perfectly legal).

Lew credited past sessions of the annual U.S. - China Strategic and Economic Dialogue talks with helping to reach understandings that have made currency less of an irritant for the two countries.

Finance startup Bond Street issues loans to small businesses, many of which have less - than - ideal credit, and it's hatched a plan to stand out in the crowded online lending sector.

Economically disadvantaged individuals, meanwhile, are defined by the SBA as socially disadvantaged people whose ability to compete in the free enterprise system has been diminished as a result of lesser capital and credit opportunities.

The Low Documentation Loan (LowDoc) Program is a simplified version of the 7 (a) loan for businesses with strong credit histories seeking less than $ 150,000.

Investors might be less concerned with your credit score than lenders, but they'll be wary of entrepreneurs with major blemishes such as a bankruptcy or loan default on their record.

According to the Census Bureau 30 % of small businesses were started with less than $ 5,000, and 10 % of small business owners used a credit card to partly or fully fund the business.

Once you've earned a degree — and likely taken employment somewhere — you become less of a credit risk.

The NRF has estimated that swipe fees bring in $ 30 billion for the two credit card juggernauts each year and therefore says the $ 5.7 billion is not large enough, as it represents less than three months of swipe fee profits for the two credit card giants.

Some of these strategies may seem like common sense; however, they represent solutions to the most common reasons why the typical person develops a less than perfect credit rating.

So why is less credit a source of concern?

Bern Lefson, a certified mentor at SCORE, the nonprofit dedicated to helping small businesses that is supported by the U.S. Small Business Administration, says there is a consistent trend of consumers carrying less cash and making more transactions with credit cards.

But as the recession tightened credit offerings, the popularity of microlending has extended to the U.S. — especially as aspiring entrepreneurs are starting ventures with far less than the $ 50,000 business loan threshold common at many banks.

Credit Suisse Chief Executive Tidjane Thiam earned slightly less in 2017 during his third year on the job, as shareholder scrutiny during the final stages of a major overhaul dampened executive pay.

The under the hood things we're investing in will ultimately be channeled toward driving better user experience, whether it's approving a new line of credit in less than 10 minutes or being able to fund invoices and have money in the bank within four hours.

Correction: Less than 0.04 percent of federal tax returns prepared and filed so far this year through Credit Karma have filed a Form 8949 for cryptocurrency gains and losses.

If you own a small firm and have been in operation for less than three years and have a credit score of below 650, you likely won't be able to secure a small business loan from a large bank.

He spoke of a need to «rotate our growth so it is less reliant on credit - financed household spending and more geared to exports, investment and innovation.»

Borrowers end up with less - than - prime credit scores for all sorts of reasons, some of which are beyond their control.

Less than half of American businesses have adopted the credit card chip technology that was all the rage in the fall of 2015.

If the Fed increases interest rates rapidly, this chokes off the flow of credit available and makes businesses less likely to spend.

The business model behind Canada Drives is relatively simple: Customers, many of whom have less - than - perfect credit, come to the site seeking an auto loan.

Owners of less - successful small businesses will find bank loans tough to get because they are the marginal borrowers who are often unable to get loans when credit is scarce.

One of the benefits of a microloan is that they give individuals with a less - than - perfect credit the opportunity to build and improve their credit scores.

If you have a $ 1,000 credit limit on a credit card, ideally, you want to maintain a balance of less than $ 350, and make timely monthly payments on the balance that are above the required monthly minimums.

If the amount available under the Asset - Based Revolving Credit Facility is less than the greater of (i) 12.5 % of the lesser of (A) the aggregate revolving commitments and (B) the borrowing base and (ii) $ 60 million, NMG will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of cCredit Facility is less than the greater of (i) 12.5 % of the lesser of (A) the aggregate revolving commitments and (B) the borrowing base and (ii) $ 60 million, NMG will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of creditcredit.

If the amount available under the Asset - Based Revolving Credit Facility is less than the greater of 1) 12.5 % of the lesser of (a) the aggregate revolving commitments and (b) the borrowing base and 2) $ 60 million, we will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of cCredit Facility is less than the greater of 1) 12.5 % of the lesser of (a) the aggregate revolving commitments and (b) the borrowing base and 2) $ 60 million, we will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of creditcredit.

Within commercial banking, regional and community banks have become less influential as they are losing market share of credit allocation within the economy and are shrinking in numbers.

Again, a secured line will be a less expensive option, so if you can put up collateral for the line of credit, a lender will be more likely to approve your application.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment acredit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment acredit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment aCredit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment acredit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

Since the organizations can charge convenience fees, the cost of accepting credit cards is less prohibitive.

Tom Sanger, a partner with accounting and advisory firm Moss Adams, says that, «small businesses, now defined as having an average of less than $ 50 million in gross revenue over the prior three years, will be able to offset (the alternative minimum tax) AMT with R&D credits generated after Jan. 1, 2016.»