Sentences with phrase «of lesser premium»

Sure, you'll pay more than you would for an equivalent Vauxhall Insignia or Ford Mondeo, but we'd argue that the Passat is more well rounded than either of those less premium alternatives.

These saving are further shared with the policyholder in the form of lesser premiums.

Not exact matches

For SAP, the loss and LAE ratio is the ratio of incurred losses and loss adjustment expenses less certain administrative services fee income to net earned premiums as defined in the statutory financial statements required by insurance regulators.

Check with your local Chamber of Commerce to see if they have any discount insurance options, and also take note of your risks to see if you can reduce them (the less risk, the lower the premium).

Or take pricing schemes: Many businesses offer a high - priced «premium» service simply to make a less expensive level of service seem like more of a bargain.

«Depending on the model of washing machine we would estimate a consumer to pay less than a 10 percent premium for a washing machine with the technology,» a representative for the company told Entrepreneur.

But that kind of screen resolution is more or less standard these days for premium flagship phones.

This makes sense; lower growth should result in bond yields falling, anticipating lower Bank of Canada rates in the future and less need for a risk premium around inflation.

The point of the last piece, the subsidies, is to keep enough people in the pool of insured to avoid triggering a so - called death spiral of declining enrollment, a growing proportion of less healthy people and premium increases by insurers.

Mortgage default insurance is required by federal law for all homebuyers making a down payment of 20 % or less; an average Canadian home purchased with 5 % down requires more than $ 10,000 in mortgage insurance premiums.

Apple «s launch of the iPhone 8 kicked off with less fanfare on Friday than new models in previous years in the United States, Asia, Australia and Britain, as fans held out for the premium iPhone X, due out in early November.

According to its annual report, last year it earned $ 1.1 billion in premiums from homebuyers and paid out $ 51 million in claims — a payout rate of less than 5 %.

Apollo said it will pay $ 17.12 per share in cash for ClubCorp, a 30.7 percent premium over its closing price on Friday, but less than the 12 - month high of $ 17.50 the shares reached in February, on investor expectations that a sale process first reported by Reuters in January would be successful.

The Platinum Card is more or less the flagship premium travel card, offering rewards, perks, and benefits that can net a ton of value for travelers — for instance, I got more than $ 2,000 from the card my first year with it.

And, you get it for way less than the sticker price of a premium bottle; instead, these sticks will improve your flavor experience for only $ 27.99.

The fuel price increases will filter through the economy, said McTeague, leading to less discretionary spending, higher inflation rates and fuel premium increases for truck, rail and air transport of goods.

Hence, investors who three years ago paid less than $ 19 for $ 1 of earnings now pay $ 24.30 — an extra $ 5.30, or an almost 30 % premium, for a dollar of earnings.

Virgin Atlantic's wording for its mid-level seating is quite clever: by calling it premium economy rather than business class or something similar, it makes it seem less of a step up even though there is quite a large price difference.

Wei said that during the past year the company has strived to meet «demand for high - end and healthy products of the middle class,» with its premium soup series containing less additives to cater to health - conscious consumers.

My point was and is that the equity risk premium is bundled up closely with the nature of the security itself (i.e., being a publicly traded, relatively liquid investment asset called an equity, that has a very specific bundle of rights and risks attached to it), which has very different characteristics than the many other financial assets available in the economy (many of which have bundles of risk that are perceived as «riskier», and many of which are perceived as «less risky»).

If you're taking out a condo loan with less than 20 % down, you'll have to factor in the cost of mortgage insurance premiums as well.

As things improve, investors will accept less of a premium for the lower credit issuers.

Put down less than 10 %, and you'll pay mortgage insurance premiums for the life of the loan.

Keep in mind that businesses take care of their employees healthcare costs, so they pay that cost too and the employee pays for it with a mix of higher premiums and less coverage.

But potential tax implications get trickier with bonds purchased in the secondary market at a premium or discount — in other words, investors that paid more or less than the face value of the bond.

In the case of call options the maximum profit is theoretically unlimited, while with put options the profit is limited to the share price less the premium of the options.

That means fewer premium bids, less pressure on firms to shape up, and more stitch - ups of minority shareholders.

Even if part of this decline was driven by a heightened liquidity premium the implication is the same: it indicates an increased demand for highly liquid and safe assets which, in turn, implies less aggregate nominal spending.

It will have to be extended, most likely with higher premiums and less coverage, especially for the one percent of all properties which according to the American Academy of Actuaries produce 33 percent of all claims.

Despite their high real yields, the premiums over face value would erode in the event of deflation (though the securities do not mature at less than par in any event).

However, the maximum profit of a long put option is equivalent to the strike price less the premium paid for the put option.

With the cancellation of the health care levy (which it should be pointed out was graduated and not a flat amount like the old premium), and the NDP tax increases kicking in at 130K and not 100K like the Prentice budget, the NDP has made sure the upper middle class (and some of the upper class) are paying less taxes than under Prentice's budget.

While employers would be required to pay one half of the cost of the modest premium increase required to finance an enhanced CPP, companies which sponsor defined benefit pension plans would not face additional costs since the great majority of these plans are fully integrated, meaning that they would pay out less as CPP benefits were increased.

Our research found that the average home insurance premium in Fernley was $ 715, which is $ 93 less than the average in the state of Nevada.

This monetary value shall be the difference between the opening and closing price of a CFD position (opened and closed at the initiative of the Client) less any incurred premium charges.

Although, if you put down less than 10 %, you have to pay mortgage insurance premiums — a fee that protects the lender if you default — for the life of your loan.

However, the value of T - bills as a risk - free benchmark will remain intact - without it, risk premiums can't be calculated and the allocation of capital become less efficient.

These terms refer to the same products, but indicate that the insurer is willing to charge higher premiums for a shortened underwriting process (which can take several weeks) or lack of a medical exam (which actually tends to take less than an hour and can be scheduled at your home or work).

With a down payment of less than 20 %, both FHA and conventional loans require borrowers to pay mortgage insurance premiums.

Victoria is the second - best selling premium pasta sauce in the country with less than half the distribution of number one and three.

Another tenet of Juiceology's success that has contributed to their expansion is the unparalleled, high quality of their juice blends — made with the freshest fruits and vegetables available, Juiceolgy's premium juices are the only line in stores that contain 32 percent of the FDA's recommended daily fiber value and less than 200 calories per bottle.

The risk, he told NOSH, is that given the premium on space in the protein category, if bites and bars don't see fast turns on shelf, they'll be moved to other less nutrition - centric categories of the store such as with granola bars or sweet snacks.

«The use of premium spirits in cocktails is being driven by younger, more affluent consumers, who may be drinking less, but who are drinking better quality,» Samaroo explains.

Earlier this year it boosted the number of wines offered in the on - premise channel across China's less developed second - tier cities, as well as introducing its newly added French wine portfolio, to capitalise on demand for premium imported wine.

In an oversupplied wine industry undergoing consolidation, differing prices such as $ 15,000 - to - $ 25,000 per hectare in the Riverland and $ 40,000 - to - $ 60,000 in the more premium McLaren Vale already reflect the view that warm - climate, heavily irrigated areas have less value, says Colliers national director of rural and agribusiness Tim Altschwager.

The line of SABER Grills includes 15 premium gas grills (that use an infrared cooking system, which uses 30 % less propane than traditional gas grills.

Hence, many products of New Zealand origin is perceived to be very attractive to global food buyers (especially in Asian markets) as being clean, high quality, safe food products that are premium products no less attractive than any product made in Australia.

In addition to all - natural, premium fries, Alexia offers a full line of gourmet frozen appetizers, breads and potato side dishes that go from freezer to table in less than 30 minutes.

The company's «less is more» reinvention is inclusive of a new brand look, new bottles, reformulation and premium product line with a focus on simplicity

The finished product is a fresh, delicious beverage with all of the characteristic aromas and flavors of premium wine, but with less than 0.5 % alcohol and half the calories of traditional wine.