There are even discounts for mature residents, because you have life experience and you're much less
of a liability risk than, for example, a college student might be.
Some landlords even restrict certain dog breeds due to size or because
of liability risk.
The largest part
of your liability risk when renting a home is needing to rebuild the home from the ground up.
That's in return for an insurance company assuming $ 15,000 of personal property risk and $ 100,000
of liability risk.
This is because obviously you're not on the West Valley City road as often and you present less
of a liability risk than someone who drives a more increased amount of miles.
Further, some types of dog situations are very dangerous, and I do not publish ideas on how to deal with dangerous dogs because
of the liability risk if someone did what I said and they got hurt.
The largest part
of your liability risk when renting a home is needing to rebuild the home from the ground up.
That's in return for an insurance company assuming $ 15,000 of personal property risk and $ 100,000
of liability risk.
«We wanted to run our store cooperatively, which suggested a partnership, but we were afraid
of the liability risks we'd assume if we opted for a traditional partnership status,» says Carine Ullom, one of the owners of Simple Goods General Store, a Lawrence, Kans., retailer of environmentally safe products, which is set up as an LLC.
The decision involved not only legal analysis, but also a review of specific precautionary steps taken by the library, and an evaluation
of liability risks if the use is later found to be infringement.
Your Jamestown business insurance policy includes commercial general liability (CGL) coverage that protects your business from many
of the liability risks it faces.
We've talked about how your personal belongings are covered by renters insurance as well as some examples
of liability risks you could be covered for with renters insurance.
Your Augusta business insurance policy includes commercial general liability (CGL) coverage that can protect your business from many
of the liability risks it faces.
You should also be aware
of the liability risks if you plan a party for the holidays.
Your Bartlett renters insurance is also going to help you cover
some of the liability risks that you have as a Bartlett tenant.
In addition to the coverage for your Moorhead personal property, your MN renters insurance will also most likely pay for
some of your liability risks.
In order to make this decision, you will want to do a quick evaluation of your belongings, and consider
some of the liability risks that you might run.
You open youself up to a host
of liability risks when you rent out a living space in North Dakota, no matter how big or small.
When you are searching for the best North Creek renters insurance, it is important that you also consider
some of the liability risks that you will be taking.
Today, businesses are concerned about mitigating risks across the board, from a range
of liability risks to commercial vehicle risks to cyber crime.
For one, you will want to look at the overall value of your property and the types
of liability risks that you are assuming at your rental.
Your Murray Hill renters insurance is going to cover damages that result from hazards like fires and theft, and it will also pay for
some of the liability risks that you may have.
A recent case shows
some of the liability risks you face, but not all of them.
In addition to providing Wisconsin renters coverage for your personal belongings that you keep in the Pewaukee rental, your renters insurance is also going to cover
some of your liability risks.
Your Germantown renters insurance is also going to have some coverage for
some of the liability risks that you will be accepting as a tenant in Wisconsin.
Not only will your renters insurance cover your possessions and their financial value, but it will also protect you from
some of the liability risks that you assume as a Portage renter.
Landlords face all types
of liability risks, and finding the proper insurance policy to protect yourself is vital.
Your agent can give you information on the kinds
of liability risks and costs associated with your particular situation.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product
liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the
risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Bond & Specialty Insurance — Bond & Specialty Insurance provides surety, fidelity, management
liability, professional
liability, and other property and casualty coverages and related
risk management services to its customers in the United States and certain specialty insurance products in Canada, the United Kingdom, the Republic
of Ireland and Brazil, utilizing various degrees
of financially - based underwriting approaches.
The association's senior vice president, Jenifer Waller, said the government outlined «all the
risks involved
of banking the marijuana industry» and «made it very clear that financial institutions can still face criminal
liability.»
Since any new fitness regimen comes with the
risk of injury, trainers should be qualified to perform first aid and CPR, as well as have
liability insurance.
If the person does not pose a threat to the premises or persons present, then any use
of force may be considered excessive or unnecessary.Therefore, property owners will often call the police to deal with the situation rather than
risk liability.
Such
risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the
risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20)
risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21)
risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown
liabilities; (22)
risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23)
risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Saudi Energy Minister Khalid Al - Falih has said it would be a
risk to list in New York because
of liabilities and litigation, including the climate change lawsuits against other oil companies by New York City.
«The time spent in these type
of positions has grown, as has the
risk and potential
liability,» said Rose Marie Orens, a partner at Compensation Advisory Partners.
Thirty - three percent
of small and midsize U.S. employers surveyed in 2014 by
risk management and insurance brokerage firm Marsh & McLennan report having a cyber
liability policy installed, up from just 16 percent in 2013.
Schorr cautions that LLCs won't fit every company's needs: «Because
of the limited number
of states that have enacted LLC statutes, and the lack
of case law, companies that do business in a range
of states run the
risk of encountering a state that wouldn't recognize the limited
liability of the partners.»
But when it went public, its directors and officers could no longer remain uninsured, because the
liability risk rises sharply with the broader base
of public shareholders.
«The Company's employment practices
liability insurance retention has grown to $ 1 million from $ 350,000, causing an unacceptable level
of risk for the Company, and the premiums for this insurance are well outside
of industry standards,» the letter said.
Typically, buyers execute an extensive due diligence process prior to consummating the purchase
of a business or investment to gain a full understanding
of the both the assets being acquired as well as any
liabilities or
risks inherent in the business or transaction.
These include: not needing the «
risk adjustment factor»
of $ 1.5 billion; a downward adjustment
of $ 1.2 billion with respect to the Government's
liability for the 2013 Alberta floods, and, assets sales
of $ 1.3 billion.
Because the stakes are higher than ever before with respect to
liability risk, the importance
of getting it right has correspondingly intensified.
Last month, MetLife announced it would bolster reserves by as much as $ 575 million to make up for unrecorded pension
liabilities as part
of its pension
risk transfer and group annuity business to group annuitants who went missing.
Small business 401 (k) plan sponsors have a fiduciary responsibility to act in the best interest
of their plan participants or
risk personal
liability.
While I continue to believe that the dollar faces substantial
risk of further erosion in its exchange value, as well as a near doubling
of the CPI over the coming decade or so (both reflecting the massive increase in U.S. government
liabilities in recent years), those prospects are not likely to emerge until
risk - aversion about credit default materially abates.
In the first place, most major corporate misconduct implicates senior corporate officials, such that a regime
of personal — rather than corporate —
liability would provide them with incentives to cause the corporate entity to insure against the
risk of such losses, which satisfies the goal
of compensation.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including
risks related to new product introductions;
risks related to BlackBerry's ability to mitigate the impact
of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors;
risks associated with BlackBerry's foreign operations, including
risks related to recent political and economic developments in Venezuela and the impact
of foreign currency restrictions;
risks relating to network disruptions and other business interruptions, including costs, potential
liabilities, lost revenues and reputational damage associated with service interruptions;
risks related to BlackBerry's ability to implement and to realize the anticipated benefits
of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security
risks; BlackBerry's ability to attract and retain key personnel;
risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry (R) World (TM);
risks related to the collection, storage, transmission, use and disclosure
of confidential and personal information;
This
liability is calculated as the
risk adjusted net present value
of future cash payments to be made by the Group.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss
of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts
of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment
of the carrying value
of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution
of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product
liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market value
of all or a portion
of the derivatives we use; exchange rate fluctuations;
risks associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's ability to protect intellectual property rights; impacts
of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact
of future sales
of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements
of the Company's consolidated financial statements; and other factors.