Sentences with phrase «of licensed trustees»

November 5th, 2012 (Vancouver, B.C.)-- Sands & Associates, B.C.'s largest firm of licensed trustees and proposal administrators announces the results of its first annual BC Consumer Debt Study, profiling trends and key information regarding the consumer debt levels of British Columbians, specifically from markets throughout Vancouver and the Fraser Valley.
Sands & Associates, BC's largest firm of licensed Trustees in bankruptcy and consumer proposal administrators, today released results of a study offering insight into BC's soaring consumer debt levels.
In order to file for bankruptcy you must meet with and use the services of a licensed trustee in bankruptcy.
Specifically, ask them if they are going to recommend that you file a consumer proposal and if they are, ask if they are a licensed trustee or an employee of a licensed trustee's firm.
A consumer proposal is a debt repayment plan made with your creditors with the help of a licensed trustee.

Not exact matches

Licensed insolvency trustees regularly see people who manage to meet their mortgage payments for months, even years, while the rest of their fiscal house falls down around them.
As a licensed insolvency trustee firm, our practice is on the front lines of Canada's household debt binge and the bad personal finance habits that ensnare so many people.
Doug Hoyes, a founder of licensed insolvency trustee Hoyes, Michalos & Associates, has witnessed the shift.
Mr. Stephen is a Chartered Professional Accountant, a Chartered Accountant, a licensed trustee in bankruptcy and holds a Bachelor of Commerce degree from the University of Windsor.
All of this can only be administered by a licensed insolvency trustee.
Therefore, you can essentially walk away from your home in Canada, no matter the amount of the shortfall, if you file a bankruptcy or a proposal with a Licensed Insolvency Trustee.
In this regard, edfirms are much like a public charter school or private school, but are «owned» by the teachers (instead of a board of trustees) and are licensed by a school district.
If you are considering a consumer proposal as an alternative to bankruptcy, our team of Licensed Insolvency Trustees will explain the consumer proposal process and answer any questions you might have.
In Canada, having Licensed Insolvency Trustees administering bankruptcy filings means that you have qualified professionals available to help you and take you through all parts of the bankruptcy process.
Licensed by the federal government of Canada, the following bankruptcy Alberta trustees and consumer proposal administrators offer free initial consultations in 26 locations throughout Alberta.
As a gov» t Licensed Insolvency Trustee, we are the people who can protect you from creditors and help you overcome a load of debt.
Ted is our co-founder and is a Chartered Professional Accountant, certified Insolvency Counsellor, Licensed Insolvency Trustee, Consumer Proposal Administrator, and the President of Hoyes, Michalos & Associates Inc..
For more details on bankruptcy exemptions in your province and for answers to your other questions about bankruptcy and consumer proposals, please contact our personal Licensed Insolvency Trustee in your area and arrange for an initial consultation, free of charge.
The legal procedure allows you to settle your financial obligation for less than you owe with the help of a gov» t Licensed Insolvency Trustee, by discussing, formulating and implementing a compromise (deal) with your creditors while under court protection preventing them from exercising their normal rights everything stops, including collection action unless specifically exempted, like child support.
If you live in Alberta and are considering bankruptcy we suggest you contact one of the following Licensed Insolvency Trustees in Alberta — the experts on Alberta bankruptcy law, by e-mail or by phone, to fully review your situation.
If you're unsure whether your debts are joint or you're wondering how a joint bankruptcy or consumer proposal process works, contact a licensed Trustee in Bankruptcy to review your situation and discuss all of your options.
Together with a Licensed Insolvency Trustee, you will review a set amount of money that you can afford to pay back to your creditors each month over a reasonable period of time.
A licensed insolvency trustee (previously called a bankruptcy trustee) is regulated by the Office of the Superintendent of Bankruptcy.
When considering filing a consumer proposal, you will want to talk to a Licensed Insolvency Trustee — make sure that proposal payment terms are on your list of items to discuss with the Trustee.
Bankruptcy trustees such as Adler are officers of the court and are licensed to administer bankruptcy and proposal estates.
As a licensed insolvency trustee firm, our practice is on the front lines of Canada's household debt binge and the bad personal finance habits that ensnare so many people.
By approaching a Licensed Insolvency Trustee, you begin the process of declaring bankruptcy.
The City of Hamilton is contemplating more regulation of payday loan lenders, so if you are going to go down the regulation route, the list of resources must include links to the only professionals that are actually regulated and licensed by the federal government to provide legally binding debt relief, and that's licensed insolvency trustees.
A licensed insolvency trustee can help you review your circumstances and understand all of the options so that you can make the best choice possible.
We're here to help with all of your debt relief, financial restructuring needs as your Government Licensed Insolvency Trustee.
Your Kitchener licensed insolvency trustee is like a referee in a hockey game: they don't work for either side, but they are there to make sure that everyone involved follows all of the rules.
For this to happen, you trade what you own with a Licensed Insolvency Trustee in exchange for the removal of your debts.
A phone call or free consultation with a Licensed Insolvency Trustee can help you analyze the causes of your financial difficulty, as well as the most effective way to get your debt under control.
To file bankruptcy, you require the assistance of a licensed insolvency trustee.
Our Licensed Insolvency Trustees in Ontario (trustee in bankruptcy) will meet with you to determine your best debt repayment option, help determine your bankruptcy payments, determine the status of your assets, coordinate with your creditors, and handle other elements of your bankruptcy.
Scott Schaefer is a Chartered Professional Accountant, Licensed Insolvency Trustee and Consumer Proposal Administrator working out of our Kitchener and Stratford offices.
Scott Schaefer and Ian Martin, both Licensed Insolvency Trustees and Consumer Proposal Administrators, will personally meet with you in our Stratford office, located on the second floor of the Scotiabank building.
Speak to a licensed insolvency trustee to discuss your situation, review all of your options and come up with a plan that's right for you.
I'm a Licensed Insolvency Trustee and my firm, Hoyes, Michalos & Associates does thousands of consumer proposals and bankruptcies for people who turn to debt to make ends meet and eventually found themselves in deeper trouble.
One of their new approaches has been to become a referral source to specific Licensed Insolvency Trustees for consumer proposals.
A Licensed Insolvency Trustee is a person licensed by the Superintendent of Bankruptcy to administer consumer proposals and personal bankruptcy prLicensed Insolvency Trustee is a person licensed by the Superintendent of Bankruptcy to administer consumer proposals and personal bankruptcy prlicensed by the Superintendent of Bankruptcy to administer consumer proposals and personal bankruptcy processes.
However, if the reason you are seeking a payday loan is because you can not keep up with your other debt payments, you may need to seek the advice of a licensed insolvency trustee.
Doug Hoyes, a Licensed Insolvency Trustee and co-founder of Hoyes Michalos shares his professional insights gained from his experience in the debt management industry.
Our Licensed Insolvency Trustees have helped thousands of people get out of debt using consumer proposals.
Comparing some key points of difference between Licensed Insolvency Trustees and traditional Credit Counsellors.
If you're having a difficult time managing debt, contact one of our Licensed Insolvency Trustees in Milton.
We are very excited about our recent opening of the Milton Licensed Insolvency Trustee (Trustee in Bankruptcy) office in the Spergel network.
A Licensed Insolvency Trustee negotiates with your creditors repay the agreed settlement amount over a period of up to 5 years in exchange for which you keep your assets.
To determine whether or not your RRSP is locked in, or whether or not you would lose your RRSP in bankruptcy, you should gather all of the paperwork related to the RRSP, and contact a Licensed Insolvency Trustee for a free consultation.
We suggest talking with a Licensed Insolvency Trustee instead so you can start earlier on building a plan to become debt - free so you have money left at the end of your pay period without having to rely on payday loans.
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