Sentences with phrase «of licensed insolvency trustee»

Doug Hoyes, a founder of licensed insolvency trustee Hoyes, Michalos & Associates, has witnessed the shift.
A consumer proposal is a negotiated debt settlement offer made between you and your creditors with the help of a licensed insolvency trustee.
Consumer Proposals are the number one alternative to filing personal bankruptcy in Canada and this specialized debt consolidation tool can only be done with the help of a Licensed Insolvency Trustee.
However, if the reason you are seeking a payday loan is because you can not keep up with your other debt payments, you may need to seek the advice of a licensed insolvency trustee.
To file bankruptcy, you require the assistance of a licensed insolvency trustee.
Doug Hoyes, a founder of licensed insolvency trustee Hoyes, Michalos & Associates, has witnessed the shift.
If you are considering a consumer proposal as an alternative to bankruptcy, our team of Licensed Insolvency Trustees will explain the consumer proposal process and answer any questions you might have.
If you're having a difficult time managing debt, contact one of our Licensed Insolvency Trustees in Milton.
For more than 50 years, our experienced team of Licensed Insolvency Trustees and advisors have been working collaboratively with our corporate and individuals to help them recover from times of financial distress and regain control of their finances.
Our team of Licensed Insolvency Trustees treat each situation as unique.
It is not surprising that a 2010 report on the causes of insolvency by one of our Licensed Insolvency Trustees, Hoyes, Michalos & Associates, found that marital or relationship breakdown was the primary cause of bankruptcy for 14 % of all bankruptcies.
One of our Licensed Insolvency Trustees will work with you to develop an offer designed to fit your unique circumstances.
Our team of Licensed Insolvency Trustees are asked many questions every day about how bankruptcy works and how declaring bankruptcy will affect you and your family.
Our experienced team of Licensed Insolvency Trustees is ready to help you leave your debt behind with solutions that have a lasting impact.
If you're having a hard time dealing with mounting debt and don't know what to do, speak with one of our Licensed Insolvency Trustees in Newmarket!
If you are ready to learn more about the options available to you, Spergel's team of Licensed Insolvency Trustees are here to help.

Not exact matches

Licensed insolvency trustees regularly see people who manage to meet their mortgage payments for months, even years, while the rest of their fiscal house falls down around them.
As a licensed insolvency trustee firm, our practice is on the front lines of Canada's household debt binge and the bad personal finance habits that ensnare so many people.
All of this can only be administered by a licensed insolvency trustee.
Therefore, you can essentially walk away from your home in Canada, no matter the amount of the shortfall, if you file a bankruptcy or a proposal with a Licensed Insolvency Trustee.
In Canada, having Licensed Insolvency Trustees administering bankruptcy filings means that you have qualified professionals available to help you and take you through all parts of the bankruptcy process.
As a gov» t Licensed Insolvency Trustee, we are the people who can protect you from creditors and help you overcome a load of debt.
Ted is our co-founder and is a Chartered Professional Accountant, certified Insolvency Counsellor, Licensed Insolvency Trustee, Consumer Proposal Administrator, and the President of Hoyes, Michalos & Associates Inc..
For more details on bankruptcy exemptions in your province and for answers to your other questions about bankruptcy and consumer proposals, please contact our personal Licensed Insolvency Trustee in your area and arrange for an initial consultation, free of charge.
The legal procedure allows you to settle your financial obligation for less than you owe with the help of a gov» t Licensed Insolvency Trustee, by discussing, formulating and implementing a compromise (deal) with your creditors while under court protection preventing them from exercising their normal rights everything stops, including collection action unless specifically exempted, like child support.
If you live in Alberta and are considering bankruptcy we suggest you contact one of the following Licensed Insolvency Trustees in Alberta — the experts on Alberta bankruptcy law, by e-mail or by phone, to fully review your situation.
Together with a Licensed Insolvency Trustee, you will review a set amount of money that you can afford to pay back to your creditors each month over a reasonable period of time.
A licensed insolvency trustee (previously called a bankruptcy trustee) is regulated by the Office of the Superintendent of Bankruptcy.
When considering filing a consumer proposal, you will want to talk to a Licensed Insolvency Trustee — make sure that proposal payment terms are on your list of items to discuss with the Trustee.
As a licensed insolvency trustee firm, our practice is on the front lines of Canada's household debt binge and the bad personal finance habits that ensnare so many people.
By approaching a Licensed Insolvency Trustee, you begin the process of declaring bankruptcy.
The City of Hamilton is contemplating more regulation of payday loan lenders, so if you are going to go down the regulation route, the list of resources must include links to the only professionals that are actually regulated and licensed by the federal government to provide legally binding debt relief, and that's licensed insolvency trustees.
A licensed insolvency trustee can help you review your circumstances and understand all of the options so that you can make the best choice possible.
We're here to help with all of your debt relief, financial restructuring needs as your Government Licensed Insolvency Trustee.
Your Kitchener licensed insolvency trustee is like a referee in a hockey game: they don't work for either side, but they are there to make sure that everyone involved follows all of the rules.
For this to happen, you trade what you own with a Licensed Insolvency Trustee in exchange for the removal of your debts.
A phone call or free consultation with a Licensed Insolvency Trustee can help you analyze the causes of your financial difficulty, as well as the most effective way to get your debt under control.
Our Licensed Insolvency Trustees in Ontario (trustee in bankruptcy) will meet with you to determine your best debt repayment option, help determine your bankruptcy payments, determine the status of your assets, coordinate with your creditors, and handle other elements of your bankruptcy.
Scott Schaefer is a Chartered Professional Accountant, Licensed Insolvency Trustee and Consumer Proposal Administrator working out of our Kitchener and Stratford offices.
Scott Schaefer and Ian Martin, both Licensed Insolvency Trustees and Consumer Proposal Administrators, will personally meet with you in our Stratford office, located on the second floor of the Scotiabank building.
Speak to a licensed insolvency trustee to discuss your situation, review all of your options and come up with a plan that's right for you.
I'm a Licensed Insolvency Trustee and my firm, Hoyes, Michalos & Associates does thousands of consumer proposals and bankruptcies for people who turn to debt to make ends meet and eventually found themselves in deeper trouble.
One of their new approaches has been to become a referral source to specific Licensed Insolvency Trustees for consumer proposals.
A Licensed Insolvency Trustee is a person licensed by the Superintendent of Bankruptcy to administer consumer proposals and personal bankruptcy prLicensed Insolvency Trustee is a person licensed by the Superintendent of Bankruptcy to administer consumer proposals and personal bankruptcy prlicensed by the Superintendent of Bankruptcy to administer consumer proposals and personal bankruptcy processes.
Doug Hoyes, a Licensed Insolvency Trustee and co-founder of Hoyes Michalos shares his professional insights gained from his experience in the debt management industry.
Our Licensed Insolvency Trustees have helped thousands of people get out of debt using consumer proposals.
Comparing some key points of difference between Licensed Insolvency Trustees and traditional Credit Counsellors.
We are very excited about our recent opening of the Milton Licensed Insolvency Trustee (Trustee in Bankruptcy) office in the Spergel network.
A Licensed Insolvency Trustee negotiates with your creditors repay the agreed settlement amount over a period of up to 5 years in exchange for which you keep your assets.
To determine whether or not your RRSP is locked in, or whether or not you would lose your RRSP in bankruptcy, you should gather all of the paperwork related to the RRSP, and contact a Licensed Insolvency Trustee for a free consultation.
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