Sentences with phrase «of life insurance alternatives»

Patients who don't qualify for traditional coverage have plenty of life insurance alternatives to choose from.

Those who are denied from traditional coverage still have plenty of life insurance alternatives to choose from.

If you're denied from traditional coverage, you can look into the handful of life insurance alternatives available.

In addition to traditional coverage types, they also offer a variety of life insurance alternatives for those who want no medical coverage.

Not exact matches

Consumers over the age of 65 are now able to sell their unneeded life insurance policy as an alternative to lapse or cash surrender.

Stevens is, of course, one of our great modernist poets, but the alternative guise is no less accurate, for he spent most of his professional life as an insurance executive.

If you aren't in good health and don't need a large amount of coverage, Gerber Life is a fairly good alternative for simplified issue whole life insuraLife is a fairly good alternative for simplified issue whole life insuralife insurance.

In the worst - case scenario, of your company so dependent on an employee that it could potentially go out of business if they were to die, key man life insurance can also provide an alternative to declaring bankruptcy.

Finally, a couple more benefits of a MEC are that the death benefit on life insurance is tax free and the death benefit can be accelerated due to chronic illness, as a possible alternative or addition to long term care insurance.

Variable annuities were introduced in the 1950's as an alternative to fixed index annuities which offer a guaranteed contractual rate of interest in terms of the cash value growth of the account, similar to dividend paying whole life insurance.

Final expense insurance is an alternative form of end of life insurance that helps your family cover the cost of funeral and memorial arrangements.

You are forced to temporarily move out of your home: In the event your home becomes unlivable due to damage caused by a covered instance such as a fire or vandalism, renters insurance can help cover the cost of alternative living arrangements while your home is repaired or rebuilt.

If you want to learn more about Fort Worth life insurance alternatives, contact one of these local agents today.

Cheap renters insurance is a much better alternative to all of the above, and it's the best way to ensure that you're protected from the most common losses that ruin lives.

With whole life insurance, the guaranteed annual rate of return is lower than you might get with alternative investments, but you may want your child to have a death benefit as well.

Using a venerable actuarial tool called the Linton Yield Method, these returns are derived by comparing the cash value policy to the alternative of buying lower premium term life insurance and investing the premium savings in a hypothetical alternative investment, such as a bank account or a mutual fund.

Although term life insurance is oftentimes referred to as «temporary» insurance, this type of coverage can be a good alternative for those who want to ensure that the balance of a home mortgage is paid off, and / or for those who want to make sure that a child or grandchild has the funds they need for college — even in the event of the unexpected.

Single premium life insurance is a tax efficient alternative to annuity plans, certificates of deposit, or stock market investments.

It's likely that Great - great Aunt Cecily won't be spending a lot of time at the nursing home «running» her own money, so maybe even the conservative folks at This is Your Life Insurance Co. might be a reasonable alternative.

These hybrid life insurance long - term care policies are a good alternative for those who don't like the «use it or lose it» feature of traditional LTCI.

That is why we often recommend a hybrid long - term care life insurance policy as an alternative if you are considering this type of coverage and long - term care insurance costs are too much.

Income payments are locked and free from market volatility and are backed by the claims - paying ability of New York Life Insurance and Annuity Corporation (NYLIAC).3 What's more, you may be able to generate more income than you would with other alternatives because you're pre-funding your retirement income.4

If you've tried to buy other types of life insurance but have been unsuccessful, a guaranteed - issue policy may be an alternative to consider.

Primerica offers a variety of options when it comes to their term policies but doesn't have alternatives for those that want whole life insurance or other permanent life insurance products.

Responding to the changing needs of consumers, the life insurance industry has developed some alternatives that go much further in satisfying a variety of financial needs and objectives than some of the more traditional types of insurance and annuities.

See our Life Insurance guide for more on an alternative type of life cover polLife Insurance guide for more on an alternative type of life cover pollife cover policy.

That's when you use your Bronx renters insurance and take advantage of the loss of use coverage on it to make sure you have alternative accommodations and your other additional living expenses are covered.

But if she can already live comfortably on the income she receives from insurance benefits, a private pension, and social security, then maybe she should invest more of her personal savings into alternative options.

Term life insurance will provide lower cost insurance over those periods of time than other alternatives.

An alternative form of universal life insurance is variable universal life.

This information is then used to compare end - of - year market values of the regular (alternative) investment (less annual term costs) vs. the annual cash values in the whole life insurance policy.

In a nutshell, Mr. Nash offered an alternative financial philosophy that was based upon personal discipline and strategically using the contractual stability of a dividend paying whole life insurance contract in a unique and powerful way.

Also, you may want to ask, specifically, what's covered under the «alternative living arrangement» portion of your insurance policy.

Vida's senior management team has over 100 years of life settlements and life insurance experience and extensive knowledge of alternative investing.

Our Financial Regulation team provides regulatory advice for a wide range of financial institutions, including government bodies, banks, securities firms, investment managers, alternative asset managers, custodians, building societies, life and non-life insurance companies, reinsurers, electronic trading platforms, stockbrokers, corporate financiers, retail intermediaries, pension houses, payment services firms and peer - to - peer lending firms.

Administrative Law Alternative Dispute Resolution Social Program Business Law Alternative Dispute Resolution Incorporations Independent Legal Advice Sports Law Civil Law Alternative Dispute Resolution Co-op Housing Estate Litigation Motor Vehicle Accidents Personal Injury Property Damage Residential Landlord and Tenant (Landlord) Residential Landlord and Tenant (Tenant) Slander / Libel Small Claims Court Wrongful Dismissal Estate Law Alternative Dispute Resolution Elder Law Estate Administration and Distribution Estate Litigation Estate Planning Independent Legal Advice Living Wills Power of Attorney Representation Agreements Trusts Wills Family Law Adoption Alternative Dispute Resolution Annulments Bankruptcy and Insolvency Child / Spousal Support Child Custody / Access Child Protection Proceedings Collaborative Family Law Committeeship (Mental Incompetency) Division of Property / Assets Domestic Contract Family Court of Appeal Independent Legal Advice International Divorce Paternity Restraining Orders Separation / Divorce Uncontested Divorce Variation Orders Labour and Employment Law Alternative Dispute Resolution Arbitration — Interests and Rights Employment Contracts Employment Equity Employment Insurance (EI) Employment Standards Human Rights / Discrimination Individual Employee Representations Management Representation Occupational Health and Safety Pensions Professional Discipline Hearings Sexual Harassment / Discrimination Sports Law Union Certification / Decertification Unionized Personnel Work Permits / Visas Wrongful Dismissal WSIB / WCB / WSB Real Estate Law Condominium Contract Independent Legal Advice Mortgage Agreements Residential Real Estate Rural Real Estate

However, with the cost for new purchases of permanent life insurance products rapidly increasing, fewer customers will be interested in cancelling their existing policy in favor of alternatives.

Here's a list of life insurance policies that I think most people should avoid as there may be superior alternatives available at a lower cost.

It's so easy to talk yourself out of being able to afford life insurance, but the alternative is possible poverty for survivors in your family.

In this review of Colonial Penn Life Insurance or CP Direct we will discuss the positives, the negatives, and the alternative to Colonial Penn..

However, this type of life insurance is cheaper than the whole life alternative.

Through savings banks, Brandeis wanted to give families a low - cost, trustworthy alternative for life insurance at a time of distrust in the insurance industry.

One of the most common alternatives to a traditional life insurance policy is no exam life insurance.

It appeared in the 1980s as an alternative to the traditional Permanent Life Insurance policies known for lower interest rates of return.

A potential alternative would be return of premium life insurance.

In our Assurity Life Insurance Company review, we will go over the pros and cons of this organization, and also suggest some alternatives to them.

But this does not mean that you won't be eligible for «any» type of life insurance, it just means that we'll need to look at some alternative products such as a simplified issue or guaranteed issue life insurance policy or perhaps an accidental death insurance policy.

There are blended policies that combine aspects of whole life and term life policies to maintain the benefits while minimizing costs - ask your insurance agent about this alternative.

You could be put in the unfortunate position of being forced to opt for the much more expensive alternative of getting either a whole life or universal life insurance plan to meet your insurance requirements.

As part of our ongoing life insurance reviews we came across American Fidelity Life Insurance Company due to it being an alternative to VGLI Veteran's Group Life Insuralife insurance reviews we came across American Fidelity Life Insurance Company due to it being an alternative to VGLI Veteran's Group Life Iinsurance reviews we came across American Fidelity Life Insurance Company due to it being an alternative to VGLI Veteran's Group Life InsuraLife Insurance Company due to it being an alternative to VGLI Veteran's Group Life IInsurance Company due to it being an alternative to VGLI Veteran's Group Life InsuraLife InsuranceInsurance.