Sentences with phrase «of life insurance applications»

Read our very informative health conditions page to see how health issues can effect the final outcome of your life insurance application.
Only when you decide to apply for a policy will we ask for this information, as required as part of the life insurance application process.
Using the most applicable company for your specific health history and lifestyle is by far the most important part of the life insurance application process.
Simply put, the medical exam portion of the life insurance application process is used to determine if you have any health conditions that could affect your rate class.
There has been a increase in the volume of life insurance applications in your state.
As mentioned above, the first step of the life insurance application process is filling out the application.
The presence of an illegal substance in your body is grounds for a rejection of your life insurance application.
Over the past several years I've written thousands of life insurance applications for around $ 1 billion of life insurance protection.
Part B of a life insurance application includes information from an applicant's doctor and answers regarding that applicant's medical history.
This feature is available at an extra cost and must be chosen at the time of your life insurance application.
Approximately 14 percent of these life insurance applications are declined for one reason or another.
All information you provide at every stage of your life insurance application is completely confidential!
By signing on the X on the mortgage protection of life insurance application, you are protecting your home, family, and loved ones for years to come.
After all, your health status is a major component of your life insurance application.
A staple of the life insurance application process is undergoing a background check.
We'll take care of all the details of the life insurance application process and even arrange for the medical exam - all at no cost to you!
We've already gone over the bulk of the life insurance application process above: filling out the application and clarifying the potential risks of your family.
Most importantly for many, you can skip the medical underwriting portion of a life insurance application when you purchase a no exam policy.
You can do most of your life insurance application online, but you'll mostly likely still need to do a phone interview at some point.
They're failing to mention it during the initial part of their life insurance application which will be completed with your life insurance agent.
All of these specifics have an impact on the final outcome of their life insurance application.
These questions may overwhelm you, but they are necessary as part of life insurance application process.
The main step of the life insurance application is answering the questions presented in the application.
For many, it will mean you get to skip the medical exam portion of your life insurance application.
Simply using the most appropriate company for your specific health history and lifestyle is by far the most important part of the life insurance application process.
This will give you a better understanding of the life insurance application -LSB-...]
With any type of life insurance application, medical records being requested will cause your application to be held up for much longer and can extend the normal 1 - 3 day approval out to at the least 2 weeks.
If the insurer has any questions, they may still request an attending physician statement from your doctor, but that's more of a last resort move, since the whole point of accelerated underwriting is to avoid the more time consuming aspects of life insurance applications.
They will help you to navigate the intricacies and bureaucracies of the life insurance application process.
I've wrote thousands of life insurance applications over the years and a topic that seems to come up on almost on a daily basis is the noticeable difference that women pay less than men for life insurance.
It may seem unfair, but poor credit history, including a bankruptcy within five years of your life insurance application, can inflate your premium.
Some of which are not likely to play any type of significant role in the outcome of your life insurance application where other could and could even cause your life insurance application to be postponed for a period of time.
In cases like these, it's difficult to know for sure what the potential outcome of the life insurance application will look like until we know more information.
You have been declined for life Insurance: Approximately 5 % of all life insurance applications in Canada are declined annually.
Hard drugs like cocaine, methamphetamine, heroin and other opiates are usually grounds for an automatic rejection of your life insurance application.
TeleLife is a crucial step of your life insurance application process with Protective Life.
The HIPAA (Health Insurance Portability and Accountability Act of 1996) document authorizes us to obtain information about you that is needed for the underwriting portion of your life insurance application.
Well, it's time to expunge the untruths and set the record straight about this misunderstood part of the life insurance application process.
The life insurance medical exam (a.k.a. the paramed exam) brings on more anxiety and angst than any other part of the life insurance application process.
Well, it's time to expunge the untruths and set the record straight about this misunderstood part of the life insurance application process.
We'll often get calls from folks who are taking Nexium (esomeprazole) and are wondering if its use will have an effect on their life insurance application and the truth is that in the vast majority of cases where the Nexium is simply being used to treat routine heart burn or GERD (gastroesophageal reflux disease) its use isn't going to play a significant role in the outcome of your life insurance application.
For those that are simply using their Pepcid AC or Prilosec to treat the occasional bout of heartburn, you're generally going to find that your Pepcid AC isn't going be a factor in the outcome of your life insurance application.
The life insurance medical exam (a.k.a. the paramed exam) brings on more anxiety and angst than any other part of the life insurance application process.
We'll frequently get calls from folks who are taking Pepcid AC (famotidine), Tagamet and Prilosec (Omeprazole) and are wondering if its use will have an effect on their life insurance application and the truth is that in the vast majority of cases that are using Pepcid AC are simply using it to treat routine heart burn or GERD (gastroesophageal reflux disease) so its use isn't going to play an important role in the outcome of their life insurance application.
The paramed nurse will also confirm the answers on the health questionnaire as part of the life insurance application.
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