Sentences with phrase «of life insurance coverage options»

Most consumers purchase one or two types of life insurance coverage options — term life insurance or whole life insurance.

Assurity Life Insurance Company offers a long list of life insurance coverage options to choose from.

The Farm Bureau Life Insurance Company offers a wide array of life insurance coverage options to choose from, including term and permanent coverage.

In addition to the long list of life insurance coverage options that are available through Accuquote, there are also other products and services that can also be purchased.

AAA Life Insurance Company offers a variety of life insurance coverage options.

Assurity Life offers a long list of life insurance coverage options that can help to meet both short - and long - term needs.

Foresters Financial offers a variety of life insurance coverage options to choose from.

Not exact matches

In addition, based on years of service, Nationwide offers an option to continue with life insurance coverage, once someone retires.

While whole life insurance is the most popular type of permanent coverage, guaranteed universal life insurance is typically the better option for seniors.

While all guaranteed acceptance whole life insurance policies are relatively expensive and limited in terms of coverage options, some have particularly restrictive terms and high quotes.

If you want coverage for a fixed period of time, such as 10 or 15 years, term life insurance will be your least expensive option, and you can purchase hundreds of thousands of dollars in coverage.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

The increased cost of no medical exam whole life insurance means that it's typically only a good option if you know that you would have difficulty getting approved for coverage if you had to take an exam.

This is a beneficial option to have in case circumstances in your life change, such as an adverse medical diagnosis or the insurance coverage is needed for a longer period of time than originally anticipated.

Regulating the market helps control how life insurance coverage availability is offered to high - risk individuals.Other key functions of state regulations include agent and broker licensing to maintain a high caliber of insurance professionals and consumer services that give people options for resolving insurance issues and comparing their options.

Buying a term life insurance plan is a great way to give yourself peace of mind during the most vulnerable years of your life — it's simple, relatively cheap, and offers a lot of flexible coverage options.

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.

All of Northwestern Mutual's term life insurance policies offer the option to convert your coverage to permanent life insurance with guaranteed acceptance.

AUL's term life insurance includes a conversion option that allows the insured to convert all or a portion of the policy to permanent coverage.

If you want coverage for a fixed period of time, such as 10 or 15 years, term life insurance will be your least expensive option, and you can purchase hundreds of thousands of dollars in coverage.

If you choose to exercise this option, it allows you to convert all or a portion of the existing death benefit to permanent insurance coverage, such as whole life or universal life, with no evidence of insurability required (i.e. no medical exam or health questions).

While whole life insurance is the most popular type of permanent coverage, guaranteed universal life insurance is typically the better option for seniors.

The good news is you have convertible term life insurance, which allows you to exercise the option with the insurance company to keep your coverage for the rest of your life by converting the term policy to whole life or universal life.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

While all guaranteed acceptance whole life insurance policies are relatively expensive and limited in terms of coverage options, some have particularly restrictive terms and high quotes.

Guaranteed Purchase Option Rider — This is a great option for parents or grandparents considering whole life insurance for children because it guarantees the addition of more coverage at certain ages and life events with no evidence of insurabOption Rider — This is a great option for parents or grandparents considering whole life insurance for children because it guarantees the addition of more coverage at certain ages and life events with no evidence of insuraboption for parents or grandparents considering whole life insurance for children because it guarantees the addition of more coverage at certain ages and life events with no evidence of insurability.

Term life insurance is typically on one of the most affordable insurance options for coverage and usually buying term protection is the easiest way to get the highest face value for the lowest cost.

If you do choose a less expensive term life insurance policy and live past the initial term of the policy, you could find yourself without insurance as well as end up spending a lot more money in order to extend coverage, if that is even an option.

Banner Life offers term and universal life insurance policies, with a variety of coverage options and low premiLife offers term and universal life insurance policies, with a variety of coverage options and low premilife insurance policies, with a variety of coverage options and low premiums.

However, nearly every life insurance company offers the option of conversion to a whole life insurance policy with several times the amount of coverage.

Effective on March 7, 2016, Genworth Financial ceased its offering of the following life insurance coverage options:

Funeral insurance may be the only option for those that've been unsuccessful in taking out life insurance in the past and don't need a significant amount of coverage.

Similarly, if you've been turned down for life insurance coverage, a burial policy will be one of your best options.

Additionally, the categories of term life insurance AND permanent life insurance offer many coverage and policy design options.

An option we recommend is a decreasing life policy, which means the amount of insurance coverage decreases as the mortgage is paid down.

As for converting your husband's work coverage, most group life insurance plans build a buffer into the pricing of the conversion option.

Quotacy's team has years of experience getting clients life insurance coverage, including individuals with MS.. Our in - house underwriter has worked in many carrier home offices, knows how to navigate each individual's health history, and knows which life insurance company would be the best option for your individual case.

Given term life insurance policies are cheaper than the cost of burial insurance, we would recommend buying term coverage and saving if this is an option.

They have several different options for life insurance coverage, each of them has different advantages.

As Laura and I went through the insurance options in the booklet, even an extra $ 50 in premiums for more coverage made her sit back and consider: did she really need to spend that much for a cost - of - living adjustment on disability benefits?

Amica's level term life insurance coverage also allows the option to add a cost of living adjustment rider.

If you're looking for the cheapest type of coverage, term life insurance is going to be the best option.

Also, the insured may also wish to take advantage of the conversion option, which can allow him or her to convert the term policy over into a permanent form of life insurance coverage.

The AG ROP (return of premium) term life insurance coverage option is similar to the regular AG Select - A-Term, except that the insured may be able to receive back the premium that they paid in if he or she lives through the coverage period.

American General Life Insurance Company offers a variety of different life insurance coverage options to choose from, they are term and permanLife Insurance Company offers a variety of different life insurance coverage options to choose from, they are term and pInsurance Company offers a variety of different life insurance coverage options to choose from, they are term and permanlife insurance coverage options to choose from, they are term and pinsurance coverage options to choose from, they are term and permanent.

The primary life insurance advantage of a conversion option is that you can get a lot of coverage for a low cost while your income is lower, and then convert that coverage to a superior permanent policy down the road once you become more financially sound.

Minnesota Life's convertible term life insurance includes the option to convert all or a portion of the policy to permanent coverage prior to the end of the tLife's convertible term life insurance includes the option to convert all or a portion of the policy to permanent coverage prior to the end of the tlife insurance includes the option to convert all or a portion of the policy to permanent coverage prior to the end of the term.

Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life settlement» to an (institutional) investor who might be willing to pay more than just the policy's cash value (or the $ 0 value that might be available if the coverage just lapses on its own).

For those who may not be able to qualify for other types of life insurance due to health reasons, there is another potential option that could provide you with the life insurance coverage that you need.

And, some policies contain guaranteed purchase options, which allow you to buy additional life insurance coverage at specified times, regardless of your health.