Sentences with phrase «of life insurance policies on»

There are many different types of life insurance policies on the market, and for many residents of Maine, choosing a policy type is the most difficult part of purchasing coverage.
There is a large variety of life insurance policies on the market to meet a wide range of policy holder needs, and choosing the best coverage for your specific situation depends on several factors including income, dependents, and additional financial priorities.
There are many different types of life insurance policies on the market.
Today, there are many different types of life insurance policies on the market.
There are many different types of life insurance policies on the market today.
There are many types of life insurance policies on the market to protect your family and finances, making it easier than ever to find the right balance of the affordability, flexibility and protection your family needs.
If you're not confident in your familiarity with the major types of life insurance policies on the market, check out our pages about term, permanent, and burial insurance policies for a comprehensive look.
There are many types of life insurance policies on the market to protect your family and finances, making it easier than ever to find the right balance of the affordability, flexibility and protection your family needs.
There are many different types of life insurance policies on the market today.
For example, if you are the owner of a life insurance policy on your spouse's life, and list your adult child as the beneficiary, you are effectively creating a gift of the policy's proceeds to your child.
When you sell your policy you get all the premiums back in return for giving up ownership and control of a life insurance policy on your life.

Not exact matches

Anyone holding a leverage life insurance annuity, or a 10/8 arrangements (another leverage insurance product) will now be subject to accrual - based taxation and no deduction will be allowed for any portion of the insurance premium paid on the policy.
To «go on claim,» insurance - speak for using the benefit, you must be unable to perform at least two «activities of daily living,» such as bathing, dressing, feeding and toileting, for most policies.
If a policyholder is the legal guardian of a sibling they live with, then the policyholder should list the sibling on their renters insurance policy.
Depending on the company selling you mortgage life insurance, the policy may be tied to your home or bundled as part of the mortgage.
Dividends on a life insurance policy are generally treated as a return of investment and are not treated as taxable income to the policyowner unless they exceed the amount of the aggregate gross premiums paid on the policy.
The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.
Now on the flipside of buying life insurance is the notion of investors buying the policies of the insured which is called life settlement investing.
Many types of permanent life insurance policies increase in value over time based on interest rates.
As the seller, you would also be subject to taxes on the sale of your life insurance policy.
«You would never want someone of very modest income to buy a permanent life insurance policy that they couldn't afford on an ongoing basis.
In later life stages, permanent life insurance may offer, depending on the type of policy, the opportunity to accumulate cash value on a tax - deferred accrual basis, money that can be used for diverse needs.
Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).
As an indexed universal life insurance policy, Lifetime Builder Elite calculates and credits interest based, in part, on the upward movement of major stock market indices.
Riders are policy add - ons and can be used to adjust the term of a life insurance policies.
Life insurance is applicable to individuals and families in a wide range of financial situations because it refers to a group of several different products, each of which can be customized with riders (basically, add - ons to the policy).
Previously, Mr. Mousseau served on the boards of Impark Corp., one of North America's largest parking management providers, Premier Lotteries, OTPP's holding company for lottery management investments, and Aurigen Reinsurance, a Bermuda - based life reinsurance provider focused on the reinsurance of life insurance policies of North American residents, and was an alternate board member of Camelot Group PLC, the operator of the UK National Lottery.
As a senior over 70, there are very few limitations on the types of life insurance policies available to you.
This theology promotes Jesus as a life insurance policy — accept him into your life then carry on life as normal / instead of doing some hard looking at yourself.
Toward the end of the film, George Bailey is a desperate man standing on a bridge, guarding the life insurance policy...
«In addition, each of them receives a benefit package that includes 100 % paid health insurance, short term and long tern disability insurance and a life insurance policy for free, two weeks paid vacation, plus 8 paid personal or sick days and 50 cents on a dollar matching contribution to a retirement plan.
He accepts the bribe of a ten - million dollar insurance policy from an industry political operative (Sorvino), sets up a hit on his life and goes off to offend various political interest groups, from Jews to African - Americans, by committing not adultery, but the worst sin of all in politics: subjecting the already - committed to a dose of unfettered, unfiltered honesty.
How it works: Wellness for Life ® is a rider available on most new permanent life insurance policies, regardless of your current health or weiLife ® is a rider available on most new permanent life insurance policies, regardless of your current health or weilife insurance policies, regardless of your current health or weight.
In this case, the life insurance company would choose the annual benefit amount, based on the size of the policy and her age.
One of the ways to pass on your wealth is via a permanent life insurance policy.
In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.
Therefore, if you are on the younger end of the age spectrum, you might want to consider purchasing something that will be in place for longer, such as a 30 year term policy or permanent life insurance policy.
Typically, any person or entity can be named a beneficiary of a trust, will or life insurance policy, and the one distributing the funds, or the benefactor, can put various stipulations on the disbursement of funds, such as the beneficiary attaining a certain age or being married.
According to the National Association of Insurance Commissioners (NAIC), mortgage insurance lenders pay out only about 40 cents in benefits for every dollar spent by consumers on this type of policy, while it is 90 cents on the dollar paid out to consumers with regular term life insuranceInsurance Commissioners (NAIC), mortgage insurance lenders pay out only about 40 cents in benefits for every dollar spent by consumers on this type of policy, while it is 90 cents on the dollar paid out to consumers with regular term life insuranceinsurance lenders pay out only about 40 cents in benefits for every dollar spent by consumers on this type of policy, while it is 90 cents on the dollar paid out to consumers with regular term life insuranceinsurance policies
The policy document has all of the pertinent information about the life insurance policy: the term, the death benefit amount, policyholder details, and so on.
The extensive insurance advice provides a variety of information on topics including auto insurance, home / renters insurance, health insurance, and life insurance - offering easily accessible articles revealing tips on topics such as buying insurance, insurance policy questions, amounts and types of insurance coverage, addressing complaints, and claims.
There are several types of permanent life insurance policies to choose from, each of which can be customized based on your goals.
Depending on the type of life insurance policy, you may also be required to take a physical exam, which could include a drug test.
Charity as beneficiary: Similar to leaving a bequest through a will is naming the charity as the beneficiary of your life insurance policy directly on an application.
Depending on the company selling you mortgage life insurance, the policy may be tied to your home or bundled as part of the mortgage.
Gerber Life's Grow - Up Plan is a whole life insurance policy that you can purchase on your kids, or your grandchild, if they're between the ages of 14 days and 14 years Life's Grow - Up Plan is a whole life insurance policy that you can purchase on your kids, or your grandchild, if they're between the ages of 14 days and 14 years life insurance policy that you can purchase on your kids, or your grandchild, if they're between the ages of 14 days and 14 years old.
Below you'll find the average cost of life insurance broken out by number of years on the policy.
Life insurance can be bought either as a permanent life insurance policy, covering your entire life (as long as your premiums are paid on time and in full), or a term life insurance policy, covering a given period of tLife insurance can be bought either as a permanent life insurance policy, covering your entire life (as long as your premiums are paid on time and in full), or a term life insurance policy, covering a given period of tlife insurance policy, covering your entire life (as long as your premiums are paid on time and in full), or a term life insurance policy, covering a given period of tlife (as long as your premiums are paid on time and in full), or a term life insurance policy, covering a given period of tlife insurance policy, covering a given period of time.
Another thing you should do that can save you time during the actual process, is to have copies of pay stubs, two year's worth of tax returns, bank statements, other assets like stock, bond or life insurance policy as well as information on your outstanding debts.
There are a few catches — it'll raise the cost of your life insurance policy slightly, and your eligibility might be limited by the carrier, term length, and coverage amount — but if you're really concerned about the money you're spending on life insurance, it's worth looking into.
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