Sentences with phrase «of lines of credit in»

Believe it or not, the credit bureaus want to see lots of lines of credit in your history.

A credit card alone won't fix your credit, you must keep all of your lines of credit in check.

A recent FDIC Consumer News bulletin reminded consumers that, if you have a HELOC, it is especially important to pay attention when mortgage rates start to rise because that might be a good time to refinance out of the line of credit in favor of a fixed - rate mortgage loan.

Maintains your regular loan payment (s) and pays 3 % of the qualifying balance of your line of credit in the event of a disability (up to $ 3,000 per month for a maximum of 24 months)

Not exact matches

Believing he could bring together the seemingly incompatible, White took out a line of credit on his Visa and borrowed from friends, and opened his first store, in midtown Toronto.

With a $ 320,000 mortgage on their $ 450,000 house in St. Albert, Alta., and $ 4,000 on a line of credit, their debt is reasonable.

For example, if you've maxed out your credit limit of $ 40,000 across your credit cards and line of credit loans, then you have nothing protecting you in case of an emergency.

A lot of credit card debt, of course, has in the last few years been shifted over to lower - interest lines of credit, usually unsecured.

The car repair is paid for in cash, but that cash was meant for the minimum payment on the cards and line of credit.

According to the Canadian Bankers Association, 69 per cent of household debt in Canada is made up of residential mortgage debt, while 18 per cent comes from lines of credit and five per cent is credit card debt.

Further, in cities with rising home values, particularly Toronto and Vancouver, homeowners can secure a home equity line of credit (HELOC) to pay other debts or simply fund their lifestyles.

On average, you pay a 1 - 3 % higher interest rate when compared to the prime rates found in lines of credit and bank loans.

So if you're currently owed # 10,000 in outstanding invoices you could access up to # 9,000 of that instantly in the form of a loan or line of credit, depending on the terms of the agreement.

«I have given him that credit because Donald Trump has taken a very, very strong, hard line on the denuclearization issue and he has been able to bring in the support of the global community and, in particular, China,» Turnbull told a televised news conference, referring to «overwhelming» economic ties between China and North Korea.

We spent the first five years of our business in a constant state of anxiety, culminating in a near - disaster; in 1989 our bank kicked us out and we lost our line of credit.

Those kinds of struggles had led 53 percent of those small businesses to apply for funding or credit lines over the past five years — and more than one in four said they had sought loans multiple times.

In the current challenging economic environment, a company's worst - case scenarios might include the bankruptcy of its biggest and once - best customer, a banker's decision to close down its corporate credit line, the postponement or cancellation of an impending initial public offering, or the meltdown of a company's value.

Cold, hard cash: Hewitt and his partners invested an undisclosed amount of personal funds in the business, along with seed capital from an investor friend, and opened a line of credit.

BlackRock began in the headquarters of Blackstone, its first financial backer, which gave BlackRock a $ 5 million line of credit for a 40 % stake.

«Securing a home equity line of credit, but not using it initially, is one way to give yourself easy access to money in case of unemployment or big bills,» said Holden Lewis, research analyst at NerdWallet.

Beginning last month, all 178 Cash Store and Instaloans (the two brands the Cash Store operates under) locations in Ontario began offering lines of credit, not payday loans, to consumers looking for short - term financial help.

Often, that translates to employees on the front lines stealing patient medical data or client social security numbers, which can then be sold on the black market or used to commit fraud like collecting someone else's social security benefits, opening new credit card accounts in another's name, or applying for health insurance by assuming the identity of someone else.

The company, which also offers lines of credit in Manitoba, has billed the move as a product revolution.

In order to keep up with your customers and competition, you may want to consider a small business loan or line of credit to finance purchases or renovations.

Your balance sheets will help show the bank the worth of your assets and the strength of your company, which can in turn determine the SBA loan or line of credit amount you qualify for that would best fit your business's needs.

So in other words, if you want to take out a $ 1 million line of credit, you'll probably need seven figures» worth of equipment, real estate, or other assets the bank can anchor onto — and make a claim to, in case you default.

In theory, you could use your line of credit or your home equity loan to pay your bills or go on vacation and attempt to deduct the interest on your taxes.

There's plenty of overlap here — many alternative lines of credit break $ 1 million while plenty of bank lines of credit go down to $ 10,000 — but, in general, banks give out bigger loans for cheaper.

If the province succeeds in stripping its payday loan license and keeps jurisdiction over its lines of credit, it could be all but shut out of the province.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Shintani says that companies should also look at alternative sources of financing: «In addition to a line of credit, business owners should consider SBA lending, micro-financing, or an equity partner.»

Commercial lending to businesses by banks is rising at a rate that far outpaces the loans they're making for mortgages and home equity lines of credit, but you wouldn't necessarily know that from speaking to some of the smallest businesses in the U.S.

It paves the way to bank loans and credit lines and, ultimately, to credibility in the eyes of local and state authorities who grant permission to operate.

In the near term, higher interest rates will have an immediate effect on consumers with credit card debt, home equity lines of credit and those carrying adjustable rate mortgages.

If you're thinking of applying for a mortgage, it's best practice to hold off on applying for other new lines of credit in the six to 12 months beforehand.

(The difference is that in home equity loan, the bank provides a lump sum, often for a specific purpose, whereas a line of credit is much like a credit card — available credit for you to use when you need it.)

Harkness, who recently received a 50 percent credit line increase in anticipation of future growth, had a number of capital options to consider, including ongoing solicitations from venture capitalists.

Instead of looking at a number in a bank account, consider lines of credit or capital partners who are willing to pony up more money when the company hits difficult times.

Saguaro Resources have locked away a $ 400m line of private equity credit and are fully funded to drill 28 wells this year, right on Calima's south eastern back door in the region.

The under the hood things we're investing in will ultimately be channeled toward driving better user experience, whether it's approving a new line of credit in less than 10 minutes or being able to fund invoices and have money in the bank within four hours.

We added a new product, a line of credit, in 2016, expanding our ability to offer working capital funding to small - and medium - sized businesses.

When he founded NetForce Technologies, in 1993, Tommy Wald struggled to get his first line of credit.

Business owners are popular targets for identity thieves, he says, because they typically have access to substantial lines of credit, they're engaged in a lot of transactions that could put their information at risk, and their personal and business finances are often intertwined.

Glen Dobi, founder and chief executive of Dobi & Associates, an Inc. 5000 honoree and a manufacturer of specialty wood chips used for barbecues, says a 0.25 percent increase will add $ 5,000 to the $ 50,000 he pays annually in interest for his line of credit from Comerica.

Although she expected the worst, Greenberg was still stunned by what she found: accounts payable kept in paper form in an employee's desk drawer; no lines of bank credit; routine loans from «the bank of Dave» to the company; no plans for raising capital.

While safeguarding the bottom - line for the prevention of financial risks, China will step up credit support for weak links in the economy, including small firms and the rural sector.

A few of the perks: a national brand endorsed by a celebrity in national advertising, exclusive products, a glossy magazine, extensive training, discounted health benefits, an impressive Web site, new computer technology, and access to an individual line of credit as large as $ 750,000 from the National Cooperative Bank.

he then went to a friend to ask how to use SQLmap to exploit the vuln; he was shown how to use SQLmap, once he learnt the grand skill of the command line magic python tool!!!! known as «SQLmap» his brain decided to kick in «oh sh-t i have bad opsec [operations security] and autism, i should get people to hack this for me so i don't get v & [arrested] plus i can still take the credit!!

You can try to boost your score by reducing the balance on your business credit cards or requesting a credit - line increase to lower the percentage of your available credit in use.

There was also the time one of our investors cut our credit line in half, unexpectedly, right as we made a huge payment.