Sentences with phrase «of loan investments»

This approach gives you a balanced portfolio of loan investments that aims to produce a net annual return of 5.6 % *, after repayment fees and estimated bad debts.

This approach gives you a balanced portfolio of loan investments that aims to produce a net annual return of 6 % *, after repayment fees and estimated bad debts have been deducted.

Not exact matches

The firm's mortgage investment corporation has about 2,400 such loans in its portfolio, with an average size of $ 85,000, and says it maintained a $ 4.3 - million loan loss provision on a $ 214 - million portfolio last year.

What started as a mortgage brokerage in 1969 has since ballooned into a complicated mass of direct - to - consumer mortgage brokers in B.C., Alberta and Ontario, as well as a mortgage investment corporation (MIC) that raises capital from private investors to issue loans.

Some investors use lines of credit or take out a dedicated investment loan from a financial institution.

Smart moves related to home equity loans and investments could provide tax relief ahead of policy changes in Washington.

Many small businesses must rely on loans or other forms of credit to finance day - to - day purchases or long - term investments in facilities and equipment.

That required a significant investment, which came in the form of a loan from Business Development Canada.

The ride - hailing startup raised several billion dollars in recent years, including $ 3.5 billion from a Saudi Arabian investment fund and $ 2 billion in the form of a leveraged loan.

Another loan came from the WOF (since repaid in full), which at one point was forced to borrow $ 10.5 million itself from Beedie Capital Partners (the finance arm of Vancouver developer Ryan Beedie) at 15 % just to make its own follow - on investments.

By the end of 2010, the fund, which has offices in Prague and New York City, had provided $ 104.3 million in loans, investments, technical assistance, and grants to 36 outlets in 26 countries, and had earned $ 35 million in interest and dividends.

To do so, Fisker has sold off large parts of the company to raise $ 1 billion of equity investment, since it only drew down a portion of the loan.

Vice Chairman Michael Sherwood and Co-Head of Investment Banking Richard Gnodde, who together run Goldman Sachs International, were also apprised of developments regarding the Banco Espirito Santo loan.

'» Part of that meant cutting Scotia's ties to Lehman Bros., the investment bank that had placed huge bets on sub-prime mortgage securities, including loans and market exposure to Lehman's stock.

VDM Group has finalised terms for an $ 18 million loan facility with its largest shareholder to fund an investment in a copper project located in the Republic of Angola.

If you are taking out the loan to invest in a growth opportunity, you need to calculate the best - and worst - case scenarios for that investment and compare that against the true cost of the loan.

In the business world, taking investments too early or from unsophisticated investors can be the equivalent of borrowing money from a Vegas loan shark.

«In soliciting investments in the Fake Funds, CASPERSEN made the following false representations to investors, among others: in recognition for his prior work with Park Hill Group, CASPERSEN had been offered a «friends and family» investment allocation in a security that was allegedly offered by a private equity firm; CASPERSEN was personally investing in the security, and offering it to his family and a limited number of friends; the investment was a credit facility secured by a portfolio of assets owned by one of the Legitimate Funds; the investor would receive quarterly interest payments, ranging from 15 to 20 percent; the investment was practically risk - free, as the loaned funds would remain in a bank account; the investor could withdraw the principal at any time with 90 days» notice; and investor funds should be wired to one of the Fake Fund Accounts.

Marc was the founding principal of Chicago Asset Funding LLC, a AAA - rated structured - finance investment firm that in 2009 was one of the market's largest investors in junior collateralized loan obligations.

The complaints were filed by such transparently named financial institutions as HSBC Bank USA, and EMC Mortgage Corporation, and BAC Home Loans Servicing, L.P., and LSF6 Mercury REO Investments Trust Series 2008 - 1, and Citibank, N.A., as Trustee for the Holders of Bear Stearns Alt - A Trust 2006 - 6 Mortgage Passthrough Certificates Series 2006 - 6, and Deutsche Bank Trust Company Americas f / k / a Banker's Trust Company, as Trustee and Custodian for IXIS 2006 - HE3 by: Saxon Mortgage Services, Inc. f / k / a Meritech Mortgage Services...

A final thought: If the goal of your franchise business plan is to secure financing, include a specific chapter that doubles as a loan request or as an investment offering proposal.

McClendon had used his interest in the Thunder to personally guarantee a loan from private investment firm Oaktree Capital Management LP to a subsidiary of AEP, according to a person familiar with the matter.

VCs and angel investors get a lot of attention, but personal loans and credit, followed by investments from friends and family, are the top funding sources for startups.

According to The Kauffman Firm Survey, 50 to 75 percent of young firms use capital injections, most of which comes from owner investments or sources other than banks, while 19 percent use bank loans.

Results from First Data Corp. and Visa showed a surge in consumer spending since the tax overhaul; the regional banks showed improving loan growth; and numbers from the real estate investment trusts told a story of rising demand and favorable deregulation, the «Mad Money» host said.

A more detailed breakdown of the loan data on Monday showed sharp pick - ups in demand for credit from both households and companies, auguring well for consumption and investment.

Shadow banking is a broad category of banking - like services from non-traditional players; it can include loans from non-financial companies as well as investment products.

This allows the loan to feel much more like an equity investment, but it avoids the problem of adding your relatives and friends into your equity capital structure.

I've increasingly come to realize that the smart way to structure personal investments in your own business is in the form of loans.

In other words, it is no longer dependent on savings, credit card debt, loans from friends and family, angel investments, or any other outside sources of capital.

«When the central bank promises a smaller payment, reserves are a less attractive investment, so banks will... move away from reserves and into loans,» Reis, an academic at the London School of Economics, wrote in the paper.

People either loan you money — which you must pay back with interest over a specified time period — or they make an equity investment in your business — buying the right to receive a percentage of your future profits.

Using the federal student loan interest rate of 4.6 percent and assuming 2 percent income growth annually and investment returns of 5 percent a year, they could see how much millennials could save.

And unlike a loan, the demand dividend structure allows Maya Mountain to capture the benefits of its new investments before they have to begin repayments.

Without proper documentation, there's no way of knowing whether your uncle is making a loan or an investment.

Instead, structure the investment as convertible debt: a loan that gets swapped for equity in the next big round of financing, says David Cohen, a venture capital investor and CEO of TechStars, a Boulder, Colorado - based angel fund.

First, Sears Holdings, which also owns the Kmart discount chain, said it had obtained a $ 500 million loan secured by mortgages on 46 properties from affiliates of Lampert's hedge fund, ESL Investments, earlier this week.

The report examined 12 of the available programs, which help businesses through mechanisms such as tax credits, grants, loans or equity investments.

On one hand, they can allay bankers» anxieties over proposed loans through the involvement of seasoned investment professionals in their companies.

A company might decide to sell some of its assets in order to raise the short - term finance they need or they may use their assets as collateral to access secured loans that might ease cash flow concerns or help them make other important investments.

In the end, the state of Minnesota gave the company a $ 900,000 incentive to move, including $ 500,000 forgivable loan from the Minnesota Investment Fund and $ 400,000 in tax credits from the Job Skills Partnership Program.

His investment of $ 80,000 in equity and $ 170,000 as a loan earned Markkula a one - third share in Apple but it was his role as what Jobs called the «adult supervisor» that was by far and away his greatest contribution to keeping the unruly Apple youngsters on track.

Remember that bank approval of a franchise loan doesn't necessarily mean the franchise is a safe or good investment.

You can either take an equity stake or make the investment in the form of an interest bearing loan.

NEW YORK, December 28, 2017 — OnDeck ® (NYSE: ONDK), the leader in online lending for small business, announced today that a fund managed by an investment advisor subsidiary of BlackRock has joined OnDeck's platform of financing partners as another committed source of capital to fund small business loan growth.

With debt financing, the fixed repayment schedule and the high cost of loan repayment can make it difficult for a business to expand while with equity financing, money is invested in the business in exchange for equity - there is no fixed repayment schedule and investors generally have a long term goal of return on investment.

Our team of credit professionals deliver sales and trading capabilities across a wide range of fixed income asset classes including high yield, distressed and investment grade bonds, convertible bonds, public and private corporate securities, leveraged loans and emerging market debt.

By thinking of your loan as an investment, you'll become more financially responsible.

For short - term loans with a defined ROI target, APR might not be as important a metric as the total cost of the loan relative to the return on investment.

The only exceptions are businesses deemed to be «solely the investment of capital» (think factoring or loaning your retirement funds to others).