Sentences with phrase «of loan structures»

Stephen has negotiated both interim construction and long term takeout financing with a diverse mix of loan structures, including conventional loans, structured finance deals, co-lending arrangements and syndications.

Stephen has negotiated both interim construction and long term takeout financing with a diverse mix of loan structures, including conventional loans, structured finance deals, co-lending arrangements and syndications.

As part of the loan structure, the FHA requires both an annual «mortgage insurance» payment (MIP) and an «upfront insurance premium» (UFMIP).

This type of loan structure is the answer to a growing need on the property market.

As a general rule of thumb, we do not suggest that you accept a pre-payment penalty as a part of your loan structure.

Not exact matches

While the ownership structure of the loans should not affect the terms you're offered, it could affect the way the loan is serviced, including the customer service you receive.

Your business is eligible for loans to get physical structures back to pre-storm condition and for loans to help a business owner survive through revenue lost as a result of a storm.

The loan on the facility can be structured to make optimum use of your planned growth or seasonal peaks.

That 10 % could actually jump to 20 %, estimates RBC utilities analyst Martin Young, because of the U.K. infrastructure loan guarantee and non-recourse financing structure.

Prices of the riskiest portions of collateralized loan obligations (CLOs) have fallen 50 % as of the end mid-December since mid-year, and are now trading at $ 0.25 for every dollar that investors have put in the structured bonds.

There are several components of cost: preparing plan documents and government filings; obtaining a valuation; administration; and, in a leveraged ESOP, loan commitment fees, legal fees for the lender's counsel and loan documents, and, possibly, financial consulting for structuring the transaction.

Goldman officials believed that the Oak Finance loan would be protected in the new structure, in part because a senior Bank of Portugal official said so in writing, Goldman spokeswoman Fiona Laffan said.

That's why the structure is generally called a «non-recourse advance» instead of a loan.

Debt financing is structured like a loan to be paid back later, while equity means the lender gets a piece of the company.

Marc was the founding principal of Chicago Asset Funding LLC, a AAA - rated structured - finance investment firm that in 2009 was one of the market's largest investors in junior collateralized loan obligations.

This allows the loan to feel much more like an equity investment, but it avoids the problem of adding your relatives and friends into your equity capital structure.

I've increasingly come to realize that the smart way to structure personal investments in your own business is in the form of loans.

If neither of you cares about the structure, consider making it a loan — to your company (corporation or LLC), not to you personally — due five years from now.

And unlike a loan, the demand dividend structure allows Maya Mountain to capture the benefits of its new investments before they have to begin repayments.

Instead, structure the investment as convertible debt: a loan that gets swapped for equity in the next big round of financing, says David Cohen, a venture capital investor and CEO of TechStars, a Boulder, Colorado - based angel fund.

«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»

A loan between a buyer and seller comes with a great deal of structures and variations that require input from legal and financial professionals to properly secure loan terms, collateral and adequate insurance coverage.

Don't keep any change in your job, title, or pay structure a secret from your lender since your paycheck is the main indicator of your ability to repay the loan.

That structure enabled some of these securities to gain high credit ratings even when the average quality of the underlying loans was poor.

The Company uses the proceeds raised from the issuance of units to invest in SMEs through local market sub-advisors in a diversified portfolio of financial assets, including direct loans, convertible debt instruments, trade finance, structured credit and preferred and common equity investments.

«Capacity to originate loans is being ripped out, and the structure of the industry remains uncertain,» Miller said.

The Carlyle Group («Carlyle») is one of the world's largest global alternative asset management firms that originates, structures and acts as lead equity investor in management - led buyouts, strategic minority equity investments, equity private placements, consolidations and buildups, growth capital financings, real estate opportunities, bank loans, high - yield debt, distressed assets, mezzanine debt and other investment opportunities.

Their business loan's fee structure is slightly different from traditional term loans, so be sure to use the calculator below to find out the true cost of your loan.

That means you'll no longer be eligible to receive any of the benefits that come with a federal loan; that can spell an inflexible repayment structure for many borrowers.

Specifically designed to pay for the purchase of equipment and machinery, equipment loans are similar in structure to a conventional loans, with monthly repayment terms over a long period.

During that period, Mr. Sebiri's primary areas of focus were fixed income Sales and Trading and Structured Product distribution, including MBS, RMBS, Whole Loans and Collateralized Loan Obligations.

Our Global Market Strategies segment, established in 1999 with our first high yield fund, advises a group of 46 active funds that pursue investment opportunities across various types of credit, equities and alternative instruments, including bank loans, high yield debt, structured credit products, distressed debt, corporate mezzanine, energy mezzanine opportunities and long / short high - grade and high - yield credit instruments, emerging markets equities, and (with regards to certain macroeconomic strategies) currencies, commodities and interest rate products and their derivatives.

We invest in countries around the world at all levels of the capital structure — from debt (first lien bank debt, second lien loans and high yield bonds) to undervalued equity.

At Bear, Stearns & Co., Mr. Abbott served as a Vice President in Financial Analytics & Structured Transactions (F.A.S.T) where he structured and reverse engineered complex CDO transactions, secured by a wide range of debt products, including high yield bonds, senior secured leverage loans, trust preferred bank loans, RMBS as well as other esoteric reStructured Transactions (F.A.S.T) where he structured and reverse engineered complex CDO transactions, secured by a wide range of debt products, including high yield bonds, senior secured leverage loans, trust preferred bank loans, RMBS as well as other esoteric restructured and reverse engineered complex CDO transactions, secured by a wide range of debt products, including high yield bonds, senior secured leverage loans, trust preferred bank loans, RMBS as well as other esoteric receivables.

«We calculate a $ 2.36 / share offer price could generate an IRR of 12.3 per cent, based on our forecasts, a debt / equity structure of 30 per cent / 70 per cent, an interest expense rate of 4.5 per cent, a shareholder loan of half the equity value and an EBITDA exit multiple of 12 times,» the analysts wrote.

Prior to joining Cerberus, Mr. Miller worked as a Vice President in The CIT Group / Business Credit, Inc. from 1986 to 1998, where he was responsible for origination, structuring and underwriting middle market loans to distressed companies and companies undergoing restructuring and reorganization, and where he formerly served as the Marketing Manager of the credit finance division.

Rehman utilizes more than 15 years of banking experience when advising small business owners on the best loan structure for their business.

Virginia requires loans to be payable in two pay cycles; however, lenders evade protections in Virginia by structuring loans as unregulated open - end lines of credit.

It's a heart - breaking situation to be in, where you are approved for the business loan that can fund the next big growth opportunity for your business, only to have it delayed or denied due to the active existence of old or inefficiently structured UCC - 1 filings.

Two types of loan off - loading have to be distinghished: 1) off - loading of loans to an SIV (structured investment vehicle) which is an off balance sheet entity that is often sponsored by its creator - a private bank.

Repayment timelines, APRs, and origination fees are all structured differently, and the consequences of picking the wrong loan for your business can hurt your bottom line.

The search for yield revived segments of structured finance markets and drove leveraged loan issuance to unprecedented levels.

Additional services include arbitrage rebate calculations, economic analysis, negotiations of private activity financing, structuring Urban Enterprise Zone loans and other special services of this type.

It did this by allowing banks, investment banks, and insurance companies to deduct half of the lender's interest income in computing their own corporate taxes for loans or structured bonds to corporations to access credit to finance ESOPs for broad groups of employees.

Structured finance thus boosted the investor base for these loans, which accounted for approximately 40 % of syndicated lending in recent years (Graph A, second panel).

'' Key differences and pros and cons between a term loan and a line of credit» Different pricing models and loan structures» How to choose the best option for your business

Once banks refined their cash - flow analysis and SME loan - underwriting skills, they were able to better understand the debt capacity of individual businesses and structure loans according to cash flows.

Both amendments are effective and will be applied prospectively by the company on January 1, 2010... Under these accounting standards, the company will record the underlying mortgage loans in these single - family PC trusts and some of its Structured Transactions on its balance sheet.

This innovative structure includes a replenishment feature, which allows BXMT to maintain the 82 % advance rate of the initial loans and the CLO issuance (coupled with the $ 392 million equity raise in December) reduced BXMT's debt - to - equity ratio to only 2.0 x (down significantly from 2.6 x as of 9/30).

We offer vacation home mortgage loans with a variety of terms and interest rate structures, to suit your needs.