Sentences with phrase «of loans on its balance sheet»

The company disclosed approximately $ 1.9 billion worth of loans on its balance sheet were possibly obtained using falsified income documents.

As a result, investment banks were forced to keep tens of billions of dollars of loans on their balance sheets.

Not exact matches

It's a far cry from the days — say 15 years ago — when less than a dozen banks held a corporate loan on their balance sheet, and companies could renegotiate the terms of their loan with a single creditor, or a small committee.

Bad loans comprise a staggering 9.86 percent of all loans on bank balance sheets, the highest level in nearly two decades.

Tasked with avoiding a new financial crisis, the ECB is putting pressure on banks to clean up their balance sheets from unpaid loans inherited from the last recession, a problem for most countries in the south of Europe, as well as Slovenia and Ireland.

Some mortgage experts have argued that community banks had lower nonperforming loans during the crisis because of the strong relationships with their customers, and the loans held on their balance sheets performed better.

This will affect not just deposit pricing but pricing on the other side of the balance sheet, namely loans, as well.

In an effort to restart the securitization market, on November 25, the Fed announced the Term Asset Backed Securities Loan Facility (TALF).14 In December, the FOMC announced that it would begin to significantly expand its balance sheet through purchases of long - term assets including agency debt, agency mortgage - backed securities and long - term treasuries — the Large Scale Asset Purchase or LSAP program.

The fact that your pet rock shares go from valuations of $ 1,000 on Friday to $ 1 on Monday rips the bandaid off in a way you don't get when banks can inflate for months on end their balance - sheet value of non-performing loans.

As I wrote of few years ago, «The fact that your pet rock shares go from valuations of $ 1,000 on Friday to $ 1 on Monday rips the bandaid off in a way you don't get when banks can inflate for months on end their balance - sheet value of non-performing loans.»

For financial saving, one party's saving deposit, loan or credit appears as another party's debt on the opposite side of the balance sheet.

Crowdfunding also includes Peer to Peer Lending but some platforms have been re-labled as «Marketplace Lending» or simply «Online Lending» as a growing number of direct lending platforms are using institutional money or their own balance sheet to finance loans with a diminishing dependence on smaller investors.

Both amendments are effective and will be applied prospectively by the company on January 1, 2010... Under these accounting standards, the company will record the underlying mortgage loans in these single - family PC trusts and some of its Structured Transactions on its balance sheet.

Fannie Mae and Freddie Mac are already insolvent, and face «significant negative impact» on their net worth resulting from the required consolidation of «off balance sheet» loans into their financial reporting, which will take effect in financial statements for periods beginning January 1, 2010.

Finally, GM's quick repayment of the loans has whetted the appetite of some commentators (including DeCloet) for the ultimate repayment of the full government contribution. That would occur through the issuance of public equity by GM and Chrysler, creating a market for those stocks into which the government would presumably sell its shares. There is even some nefarious language in the rescue packages requiring the government to sell off its shares within specified, relatively aggressive timelines. The more I think about it, the less this makes sense — neither for the auto industry, nor for taxpayers. Why not hang onto the equity stake? If the companies recover and the equity gains market value, then the government will be able to claim that on its balance sheet (hence officially recouping the cost of its written - off contributions and creating a budgetary gain).

Mortgage Lender Escrow Requirement Exemption — Vote Passed (294 - 129, 8 Not Voting) The House passed the bill that would exempt lenders with assets of $ 10 billion or less from the 2010 financial regulatory overhaul requirement that such lenders establish escrow accounts for the first five years of so - called «high - priced» mortgage loans, if the lenders hold the loan on its own balance sheet for three years after the loan is made.

When the mortgage markets collapsed and the housing agencies started hemorrhaging cash, they instituted new fee policies known as Loan Level Pricing Adjustments (LLPA) and Adverse Market Delivery Charges (AMDC) as a means to fix their balance sheets on the backs of homeowners that were still able to obtain loans.

One of the primary ways the balance sheet rises is when lenders charge interest on the loans they provide to borrowers.

The company that sold of the debt, does write off the loan [and books loss on balance sheet].

Sell all of the loans / bonds off to an entity with a stronger balance sheet, and realize a loss on the deal.

Last 12 months bank statement of the company, and all the EMI reflection if any loans going on as per the Balance Sheet

Banks will extend the loans, whereas CMBS special servicers will foreclose on some and extend others — the balance sheet of a CMB Securitization is not as flexible as that of a bank.

As the price of college has climbed rapidly over the last decade so has the sum of student loan debt floating on bank balance sheets, as shown by our statistics.

The loans and residuals business segment consists of residual interests in securitization trusts that are consolidated on the company's balance sheet as the residual trusts, as well as unencumbered residential mortgage loans held in the company's portfolio.

To give you a sense of just how much money is to be made, the single April 2015 transaction allowed the company to remove the principal balance of loans backing the Trust from its balance sheet and realize a pre-tax gain on sale of approximately $ 78 million after estimated closing adjustments and transaction costs, a 10.5 - percent premium over the loans» book value.

Similar efforts are needed to better understand the drivers of student loan origination and performance, as well as the impact on household balance sheet composition and the mortgage market.

Wow, I even made a $ 2,000 call on gold (not that I was interested in participating)... However, a couple of months later, I rapidly lost interest in Ovoca as the Russians took over, dodgy loans started popping up on the balance sheet, and their American CEO abruptly resigned & sold his stake.

Banks lend us money, we loan it to a borrower, and we hold that loan on our balance sheet for the term of the loan.

Lehman had $ 18bn of equity on its balance sheet, but had investments — home loans and other investments — of nearly $ 800bn.

``... banks were anxious to avoid holding loans on their balance sheets; they preferred to package them and sell them off to investors who were not subject to supervision and persuasion by the regulatory authorities» (George Soros, The Crash of 2008 and What it Means).

A third factor contributing to the collapse of institutions like Lehman Brothers was securitisation: the practice under which lenders package up mortgage loans and sell them on to investment banks in the form of mortgage - backed securities — and in the process getting the loans off the lenders» balance sheets.

third, many corporate and financial clients need to rebuild their balance sheets and to fund the repayment of loans due over the next two years before they will feel sufficiently confident to embark on a range of acquisition and financing activity.

This cash value can be counted as an asset on the balance sheet and used for a variety of business purposes such as meeting cash flow needs, collateral for securing a loan or supplementing retirement programs.

The COP report estimates that a substantial portion of real estate - backed securities and whole loans remain on bank balance sheets.

Most of these loans — now rotting as delinquencies and defaults rise — remain stuck on bank balance sheets.

Europe has a sizable and growing market for non-performing loans (NPLs) with an estimated $ 1.3 trillion of NPLs now on the balance sheets of the region's banks, according to an Ernst & Young 2013 report on the market that was released last week.

You might not think of commercial banks as a prime source for longer - term loans — but seven - year terms have become common for commercial mortgages provided from the balance sheets of banks eager to lend, especially on multifamily properties...

«Disposing of commercial and residential loans on behalf of financial institutions allows lenders to free up capital, clean up their balance sheets and ultimately reinvest this capital back into the local markets,» Managing Director Samuel P. Boyd states.

Meanwhile, conduit lenders have been restrained by new regulations that have recently come in effect, including risk retention, which forces them to hold some of the risk of their loans on their own balance sheets.

As a result, by raising the total cost of funding, implementation of the newly proposed rules directly addressing on - balance sheet mortgage purchase loans for single family homes could further restrict the supply of mortgage credit.

The volume of balance sheet loans will depend on the timing of the roll out of this product.

Additionally, on the balance sheet of households and nonprofit organizations, there are five different kinds of loans, including home mortgages, consumer credit, depository institution loans not elsewhere classified (depository institution loans n.e.c.), other loans and advances, and commercial mortgages.

Bank activity is going to differ widely depending on each bank's balance sheet and existing loan portfolio, as well as the health of the local or regional economy where they operate.

* TREPP - i Survey Loan Spreads levels are based on a survey of balance sheet lenders.