Sentences with phrase «of loans or lines of credit»

There are several types of loans or lines of credit that you can access to consolidate your credit card debt in order to pay it down.

There are several types of loans or lines of credit that you can access to consolidate your credit card debt in order to pay it down.

So if you're currently owed # 10,000 in outstanding invoices you could access up to # 9,000 of that instantly in the form of a loan or line of credit, depending on the terms of the agreement.

As most investors know, bonds pay coupons (typically semiannually), which are often likened to the interest payments of loans or lines of credits.

When you cosign any form of loan or line of credit, you are liable for the amount of money borrowed.

Initially, you'll need to assess what you need the loan for (equipment, real estate, working capital, business expansion, etc.) as this will also inform what type of loan or line of credit you need to apply for.

When you apply for any type of loan or line of credit from a financial institution or private lender, they will ask your permission to pull your credit report.

The cost of a loan or line of credit, including the interest rate and other fees, calculated for a year (annualized) and expressed as a percentage of the amount of the loan or line of credit.

Keep in mind that if you choose to apply for any kind of loan or line of credit, it's very important read all the paperwork (including the fine print) before committing to a contract.

Whether you're in need of a loan or a line of credit for everyday purchases, or a custom solution to finance commercial real estate, a private aircraft, or life insurance premiums, you can depend on your private banker to help you meet your goals.

Not exact matches

These services would provide access to a loan or line of credit equal to a predefined percentage of your current sales ledger, sometimes up to 90 %.

This can be pivotal for your small business obtaining a business loan or line of credit down the road.

Some investors use lines of credit or take out a dedicated investment loan from a financial institution.

The flexibility of interest rates on a business credit card is something that you would not deal with if you had a loan or fixed line of credit.

If your business is growing quickly, consider external financing such as a loan or line of credit.

Judgment day is this: going through each line of your credit report with the loan officer who can either move your purchase forward or end your dream with the stroke of a pen.

When the light turns yellow, Phunware turns to a working capital line of credit, asset - backed loans, bridge financing, or equity funding.

Many small - business owners feel frustrated when they try to apply for a line of credit or a small - business loan — they feel like banks are only set up to loan money to big companies.

Those kinds of struggles had led 53 percent of those small businesses to apply for funding or credit lines over the past five years — and more than one in four said they had sought loans multiple times.

If your business is doing well — you have accounts receivable, industry growth is strong and you have good credit — now is the time to consider a loan or a line of credit.

Percentage of the 2001 Inc 500 that raised additional financing from Bank lines of credit: 80 % Commercial loans: 52 % Personal assets: 45 % Assets of family and friends: 26 % Venture capital: 18 % Other cofounders» personal assets: 17 % Strategic partners or customers: 13 % Grants from the government or nonprofits: 3 %

By taking your student loan debt and combining it with your other outstanding consumer debt — cedit cards, mortgages, lines of credit and loans — you have the ability to negotiate or take advantage of a lower interest rate, all while streamlining your payments to one lender and one payment per month.

Depending on whether you're looking at a line of credit from a traditional bank or an alternative lender, you might be dealing with two pretty distinct loans.

Alternative lenders rely more heavily on unsecured loans, but some lenders offer lines of credit backed by inventory, equipment, or even accounts receivable.

In order to keep up with your customers and competition, you may want to consider a small business loan or line of credit to finance purchases or renovations.

Prior to the new tax law, you were able to take out a home equity loan or a home equity line of credit, use it to pay for anything and deduct the interest.

Remember, they are much like a business loan or line of credit.

Your balance sheets will help show the bank the worth of your assets and the strength of your company, which can in turn determine the SBA loan or line of credit amount you qualify for that would best fit your business's needs.

In theory, you could use your line of credit or your home equity loan to pay your bills or go on vacation and attempt to deduct the interest on your taxes.

Factoring is one of a number of alternative sources of financing for small and midsize businesses when a bank pulls their credit line or says no to a traditional business loan.

You'll also want to think twice about taking out a home equity loan or line of credit, as the bill won't permit you to deduct the interest.

Even if you have exceptional credit, the likelihood of receiving a startup loan or line of credit from a bank without personally guaranteeing it — which you should never ever do — is pretty much zero.

If you have good credit, another alternative to crowdfunding might be a personal loan or, if you own a home, a home equity line of credit.

The financial site BankRate is one good place to start shopping for a home equity loan or line of credit (HELOC).

Probably the quickest and simplest option is to get a home equity loan or line of credit.

As a CPA I can attest that there are certainly situations where taking a loan, obtaining a line of credit, or accessing other forms of debt can help you and your business grow.

Banks are still somewhat stingy with loans, but if you have strong enough credit and are willing to borrow talk to your bank about loans or lines of credit.

Current liabilities include notes payable on lines of credit or other short - term loans, current maturities of long - term debt, accounts payable to trade creditors, accrued expenses and taxes (an accrual is an expense such as the payroll that is due to employees for hours worked but has not been paid), and amounts due to stockholders.

Well, to secure a loan, apply for a standing line of credit, or even make a good impression to prospective investors, you need to prove that you're financially responsible.

In addition you could get a home equity line of credit, a home equity loan or a second mortgage on your home, or refinance your existing mortgage.

A line of credit, or revolving line of credit, is a flexible loan option for businesses.

The deposit is nonrefundable, unless the loan closes or line of credit opens, in which case the unused portion of the deposit (if any) will be returned or credited to you after closing.

This was true whether a black applicant wanted to buy a house, refinance an existing loan or take out a home equity line of credit.

The financial portion of your cash flow statement includes items like loan or credit line obligations (repayment from borrowing money), issuing or buying back stock, and any cash dividends.

As your business becomes more established, your success may make it easier to secure a loan or line of credit.

Then, when you receive a business loan or line of credit — sometimes called trade credit — information about your payment history is compiled by one or more business credit reporting agencies, including Dun & Bradstreet, Experian, Equifax and FICO and turned into a business credit score.

I'm not of the opinion that every business challenge can be solved with additional capital, but I do believe that a small business loan or line of credit can be a great tool to fuel growth or fund other ROI - generating initiatives.

Whether it's a term loan or a line of credit, the best use case for a short - term loan is for projects where the business need has a clear short - term ROI.

In fewer cases, parents may opt to refinance their loans using an installment loan or an unsecured line of credit.

Alternative options for increasing your cash flow include getting a home equity line of credit, a home equity loan, or a reverse mortgage if you're age 62 or older.