Sentences with phrase «of local borrowers»

We offer a wide range of refinance options, designed to best meet the needs of local borrowers.

Not exact matches

The notice, which calls on local authorities to «create and refine platforms for exposing defaulted borrowers» by the end of the year, was jointly issued by China's Supreme People's Court, the Chinese Communist Party's Publicity Department and the China Banking Regulatory Commission, according to the state - run Xinhua News Agency.

Seeing the lenders» statehouse clout, a number of cities, including Dallas, San Antonio and Austin, have passed local ordinances that aim to break the cycle of payday debt by limiting the number of times a borrower can take out a loan.

[2] Indeed, to my mind, the value of these initiatives has been less the «integration» aspect than the progress made in enabling eight local bond markets to function more effectively for foreign and domestic investors and, not least, for the governments and other borrowers of those countries.

Mortgages are one of the biggest and most complex financial products you'll deal with as a consumer, and many borrowers find it important to have an option for in - person service at their local bank or lender.

That means that local lending to individuals based on «relational» banking — with lenders being aware of borrowers» reputation, credit history and trustworthiness in the community — has dropped, according to a Baylor study published in the journals Rural Sociology and International Innovation.

Janet's clients span a variety of industries in Texas and nationwide and she is a highly respected bond counsel, underwriter counsel, credit bank counsel, borrower counsel, issuer counsel and trustee counsel in connection with multi-million-dollar municipal and conduit bond issues for school districts, charter schools, private schools and local governments.

Countless borrowers of library e-books will want access to more than dwarf - sized local collections.

Like the librarian in The Borrower whose honesty is tested when young boy hides out in the local library, many of these stories feature ordinary people beset by highly unusual circumstances.

Prior to 2011, e-book borrowers were able to check out several formats of e-books from their local libraries.

Prior to 2011, e-book borrowers were able to check out several formats of e-books from their local libraries — including ePub, the free, «universal» e-book standard set by the International Digital Publishing Forum (IDPF) since 2007, used by Kobo, Barnes & Noble, Sony, and Google Books.50 However, e-book borrowers could not check out books on Amazon's Kindle, the predominant e-reader at the time.51 In 2011, however, Amazon partnered with OverDrive, and in September 2011 library patrons who own Kindles were able to borrow Kindle books from public and school libraries in the United States.52

Mortgage defaults hurt the lender as well as the borrower, so local banks will be more invested in managing each mortgage loan, whereas a giant company like Bank of America might see one foreclosure as a drop in the bucket.

Borrowers can evaluate the specific policies of local credit unions to understand whether one of these institutions will be a desirable lender.

You will need to submit a hard copy of your application to your local FSA office (though some borrowers may be allowed to submit their application electronically).

«We believe that a greater FHA presence in the mortgage market could have prevented the recent turmoil and that FHA is well - positioned to offer borrowers in trouble a simple and practical solution that will bring much - needed stability to local real estate markets,» the FHA Alliance members say in a letter to leaders of the Senate Banking Committee.

Local banks and online lenders might also extend personal loans to borrowers with bad credit, based on alternative lending criteria or by accepting some form of collateral.

However, those borrowers who are retired or disabled may need to obtain a copy of their income verification from their local Social Security or retirement benefit office, or the agency that issues their benefits.

29) FICO srcoring enabled loan underwriting to decouple from the local bank investigating the character of the borrower.

Borrowers benefit from using local hard money lenders in Chandler because it enables them to receive their funds in a matter of days, not weeks.

The reason for such help is not because some home buyers didn't lie on their loan applications, or because some lenders didn't look the other way when borrowers were patently unqualified for big loans, or that banks and brokers on Wall Street were not obligated to check the value of securities and properly report them, rather it was a matter of self - interest — fewer foreclosures mean less downward pressure on local home values, including the value of your home and mine.

Over the past couple of years, numerous local lawmakers imposed a number of different regulations requiring student loan companies to get state - valid licenses and cater more towards borrower instructions.

Some of the criteria established by the NASFAA Monograph include: loan cost, quality of customer service, problem resolution (responsiveness to complaints), lender default rates and lender default aversion efforts (including early intervention), ease of loan certification process, 24/7/365 availability to borrowers, disbursement flexibility, loan products offered (Stafford Loan, Parent PLUS Loan, Grad PLUS Loan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menus).

LendKey has a network of more than 300 local banks and credit unions providing borrowers an average of $ 11,000 in savings.

The maximum rate of interest that can be legally charged to a borrower is set by local law.

These banks are issuing lines of credit to local borrowers who can convince them of their ability to remain profitable and repay loans.

Earlier this month we traveled to a few local college campuses in search of student loan borrowers.

The local group will provide annual verification of the borrower's affordable housing compliance.

You see, many Eastern European borrowers like the idea of borrowing in Swiss francs or Euros, because the nominal interest rate is currently drastically lower than what they'd pay on a local currency loan.

Borrowers come to the various peer - to - peer lending websites looking for loans — and better terms than what they can get through their local bank — while investors come looking to lend money at much higher rates of return than what they can get at a bank.

For feedlot / dairy operations feeding a byproduct of an ethanol or biodiesel facility: Borrowers are eligible for an interest buydown of up to 4.00 % which may be used to reduce the borrower's interest rate on loans made by a local lender and BND, subject to a minimum rate of 1.00 % to the borrower.

While you might assume that an online lender with no local offices would be hard - pressed to match the level of service a borrower can get from a brick - and - mortar bank, Quicken appears to have no trouble taking care of its customers.

* Seller - funded down payment programs were eliminated in the Housing and Economic Recovery Act of 2008, but States and Local government agencies are still permitted to help borrowers finance their homes with second mortgages and grants.

These doubts caused the State of New York to threaten to break up some or all of these insurers, separating the low risk municipal bond insurance portfolios from other commitments in order to protect market access for thousands of state and local borrowers.

Their responsibility is to assign the appraisal order to a local FHA approved appraiser in the same market area as the property of the Reverse Mortgage borrower and to be the go - between for the Lender and the appraiser to maintain appraiser independence.

If you have bad credit, they might know of a local lender that caters to subprime borrowers.

According to Lynda Nelms of Nationwide, «This is the most common question we get from local borrowers who currently have adjustable rate second mortgages.»

These online lenders specialize in financing for bad credit borrowers like yourself, and have much higher rates of approval than your local bank or credit union.

Borrower may be responsible for payment of state and local mortgage recording and transfer taxes.

Government bond market fluctuations have renewed concerns about rising mortgage rates and may prompt borrowers to take more notice of what mortgage lenders are charging on a local level.

Under this program, borrowers who have made 120 qualifying monthly payments while working full - time for a federal, state, or local government organization or a tax - exempt non-profit are eligible for forgiveness of the outstanding balance on their loans.

Finally issuance of bonds in local currencies can significantly reduce currency risk and improve the ability of the borrower to fulfill the bond requirement.

Daniel primarily represents lenders and borrowers in local, national and international commercial lending transactions secured by all types of real property and personal property collateral.

Rich is also Of Counsel at CannerLaw & Associates, which performs full service closing settlement agent work for national, regional and local lenders, as well as individual borrowers and sellers.

Advising in relation to a worldwide freezing order in support of local proceedings against a defaulting borrower.

The addition of local currencies is supposed to simplify the loan process for borrowers.

Instead of settling for local lenders, the borrower can access funders across the world, adding more competition on interest rates.

conducted research on deceased borrowers and heirs using Westlaw and local county online services prepared contact letter to heirs drafted correspondence and pleadings for creditor's administration and requests to the underwriter to insure around deceased borrower coordinated with attorneys, dependent administrators and local counsels with hearings updated to clients with status of loans handled by the firm performed title reviews and determine if title claims are needed for prior liens, missing conveyances, legal discrepancies referral administrator.

«The borrower is a repeat Centerline customer with extensive experience in affordable housing throughout the state of Florida, and the affiliated property management company has solid local market knowledge and expertise as well.

Their responsibility is to assign the appraisal order to a local FHA approved appraiser in the same market area as the property of the Reverse Mortgage borrower and to be the go - between for the Lender and the appraiser to maintain appraiser independence.

The borrower is a local partnership lead by Jeff Tideman, principal of the Tideman Company.