This way
of looking at things lends itself quite neatly into a Bayesian framework (as we shall see).
Not exact matches
«Taking a focused
look at clarifying the regulatory environment around online
lending, reducing some
of the burdens
of regulation on small and community banks, and reducing the burdens on community banks so they can go back to making more small - dollar loans is a good
thing,» she says.
«I have come to the view that we need to do more to probably bypass the broken banking system altogether — maybe
looking at establishing a business
lending bank with direct or indirect support from the government might be the kind
of thing we need to
look at over time.
Also a book about Manchester United will probably also
lend itself to WoM, both because football fans organize themselves in groups and because it's the sort
of book that will have lots
of photos and people will have a
look at it rather than really reading it, and so
things can happen a lot faster than with a standard text based book.
The crime rate applies more where you
looked at things like serious predatory
lending and inflated home values — where older people were talked into refinancing their house that was worth about $ 40k for a loan
of about $ 80k so they could lower their payments by $ 75 / month, or those who really didn't understand what they were signing were talked into majorly inflated prices for homes in areas not worth it.
So once you have weighed all
of the factors and you decided that you would like to pursue purchasing a new home, the best
thing to do is to contact a reputable local
lending company that can take a
look at your financial standing, your credit worthiness, and how much home you can comfortably afford.
Put yourself in the lender's shoes: One
of the first
things you'd
look at before
lending somebody money is how they've treated borrowing in the past.