Sentences with phrase «of lowering your debt»

S&P ratings agency issued a statement reaffirming US Treasury bond AAA credit rating, but they issued a negative outlook which means there's a 1 in 3 chance of lowering the debt rating in the next 2 years.

Most of this reduction is due to less debt issuance from eliminating Social Security deficits; some comes from an increase in the size of the economy because of that lower debt.

We have one of the lowest debts in the EPL, rising revenue streams, a stadium in development that with provide even more funds..

The bank also said that Ottawa's target of lowering the debt - to - GDP ratio over the coming years would remain achievable, even with the bigger annual deficits.

Negative Amortization The situation in which partial payments are made on in debt, but instead of lowering the debt gradually, it increases the debt gradually.

As such, I would encourage energy investors to stick with strong companies with a mix of low debt and cheap production costs.

But instead of lowering their debt, the organization took the money and let their clients fall deeper into debt.

Not exact matches

TORONTO, May 1 - The Canadian dollar fell to a four - week low against its U.S. counterpart on Tuesday before paring its decline, as Bank of Canada Governor Stephen Poloz said the outlook for the domestic economy is good despite the overhang of high household debt.

«Still - low global rates continue to support unprecedented levels of debt accumulation,» the IIF said.

He points to high levels of global debt, low liquidity in markets, political events affecting trade and structural imbalances in some emerging economies.

«It's always hard to know exactly where to put your money these days given how rates and spreads are so low, but on a relative basis we still think there's value in EM debt,» Matt Tucker, head of the iShares fixed income strategy team, said this week during a panel discussion at the Morningstar ETF Conference in Chicago.

But in recent years, as the Bank of Canada held interest rates to historically low levels and consumer debt skyrocketed, the federal government tightened mortgage restrictions on regulated financial institutions, including HCG.

He included original research that suggests a looser fiscal policy after 2010 may have resulted in a lower level of household debt today.

Russ Koesterich, BlackRock's chief investment strategist, recommended emerging market sovereign bonds because of the relatively low debt of the countries issuing them.

In order to come up with 10 names, we included six stocks with debt ratings as low as BBB +, which is still investment grade, albeit at the lower end of the scale.

Two more years of economic pain Australia faces a longer period of low growth, higher debt and higher unemployment than predicted just four weeks ago as the wave of job losses gathered strength, with clothing manufacturer Pacific Brands axing 1850 staff across the country.

As anyone who's dodged calls from collections agents knows, debt creates stress, which spawns all sorts of nasty offshoots in the workplace: lowered productivity, higher absenteeism, toxic morale.

That might be a sign of fiscal prudence, but it's also the result of record low interest rates that ease debt - carrying costs.

A lot of credit card debt, of course, has in the last few years been shifted over to lower - interest lines of credit, usually unsecured.

• Even though Canadians have a lot of mortgage debt, national mortgage - in - arrears numbers remain very low, at less than half of one per cent.

Household debt as a percentage of disposable income was was 163.3 % in the first quarter, Statistics Canada reported last week — only marginally lower than the record 163.9 % ratio the agency calculated for the fourth quarter.

A long period of abnormally low interest rates has enabled Canadians to carry massive debts, since monthly payments appear manageable.

Lower corporate taxes and Apple comments about holding an equal amount of cash and debt over time have elevated expectations.

• Credit card delinquency rates remain low, at only 0.87 per cent of total outstanding balances as of April 2016, while credit card debt only makes up five per cent of total household debt in Canada.

And its current debt - to - Ebitda ratio of 2.6, below the industry average, suggests that it has more flexibility to withstand sustained low prices than many of its competitors.

The time spent in the work force before launching Swift helped Harris refinance his loans to a lower interest rate through SoFi, one of a few new marketplace lenders focusing on student - loan debt.

The house - price bubble, combined with record levels of household debt, represent the biggest threat facing the Canadian economy; the sooner real - estate markets mellow and Canadians lower their debt burdens, the better.

According to the Bank, corporate Canada's overall debt - to - equity ratio — under 0.9, down from 1.5 in the mid-1990s — is at a historic low, the result of two decades of private - sector deleveraging.

One of my constant points on this blog for the last several years has been that households» refinancing of their mortgage debt at lower and lower rates has put more money in their pockets for spending and for paying down debt.

Pretty much from his first statements as governor in 2013 — that's about $ 100,000 ago in real estate appreciation terms — through to last week when the bank released its latest financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt levels pose a risk to the economy, and assuring Canadians that the likelihood of a crash is actually pretty low.

Low sovereign bond yields have long helped the government finance its debt, thus, higher yields would undermine the sustainability of its fiscal position, analysts said.

Instead, a good portion of Valeant's debt is held by collateralized loan obligations, or CLOs, essentially loan funds that buy and hold lower credit debt.

The benchmark interest rate would be 2.5 % now instead of 0.5 %, and household debt would be lower by an amount equal to 5 % of GDP, according to Poloz's calculations.

«If the BOJ were to ease policy, it would therefore be most natural for it to increase government debt purchases and target longer - dated bonds,» Kuroda said in a confirmation hearing in the lower house of parliament.

On the other hand, leaving the interest rate low encourages the kind of borrowing and spending that has produced record - high levels of consumer debt in Canada and pushed housing prices into the stratosphere.

The official said that the IMF is still willing to join the program after the second bailout review but there needs to be commitments of lower surplus targets and significant debt relief, which doesn't seem to be happening for now.

On Monday, the yen slid towards 99 per dollar, its lowest in nearly four years, as markets prepared for the BOJ to start buying about 70 percent of debt issued by the government.

That should ensure that borrowing costs will remain low, but in the longer - run trade deficits and shrinking current account surpluses could threaten Japan's ability to finance a debt pile that is twice the size of its economy, the highest ratio in the developed world.

Corporate investment - banking fees were down 4 % from the year - ago quarter because of lower advisory and equity issuance fees but partly offset by higher debt - issuance fees, according to the firm.

«The average medical debt in Massachusetts in 2013 was relatively low at just $ 3,041 (6 percent of total unsecured debt) compared to $ 8,594 (20 percent of total unsecured debt) nationwide,» Austin writes in his 2014 study, portions of which were published in the Maine Law Review.

Meanwhile, he is seriously worried about the side effects of low rates, repeatedly citing household debt as the biggest domestic risk to Canada.

The explosion of «free money» gooses demand briefly, but then debt, even at low interest rates, never declines; and as another bust inevitably follows this latest debt - fueled boom, then the debt becomes increasingly burdensome as income and wealth both plummet.

Take that funding away and the market settles back into something more closely aligned with the underlying reality — the one of high unemployment / underemployment, high oil prices, stagnant middle - and lower - class incomes, unprecedented wealth concentration in the upper class, demolished savers, under - investment in capital, and an ongoing transition to a low - wage service economy hard - pressed to service debt.

But by talking instead of acting, he also runs the risk becoming another Alan Greenspan, the once infallible guru who infamously stuck to low interest rates and ignored the massive debt and housing bubble he helped create until it was too late.

Despite lower pay, women handle credit more responsibly than men, on average, according to Experian, which reports that men have a 7 percent higher incidence of late mortgage payments and 4.3 percent more debt than women.

Every low quality piece of work is a time debt that you have to pay back.

Concurrent with this orgy of public debt, the State encourages massive expansion of private credit via fractional lending, low bank reserves, and other forms of leverage, in a vain attempt to stimulate demand in an economy burdened with overcapacity, declining employment, marginal return on capital and saturated markets.

But with low - as - you - can - go - growth, mounds of debt, throngs of unemployed youth and a rising tide of Euroskepticism, the European Union, to put it kindly, is still in a tough spot.

By taking your student loan debt and combining it with your other outstanding consumer debt — cedit cards, mortgages, lines of credit and loans — you have the ability to negotiate or take advantage of a lower interest rate, all while streamlining your payments to one lender and one payment per month.

Turner: One of the things that people in the industry often talk about when it comes to money management is this barbell, where as you said you have low - cost, passive index tracking funds and at the other end you have higher fees, higher active share, things like private debt which you mentioned, and it's those in the middle that are charging higher fees for something that looks quite a lot like beta that are really going to struggle.