Sentences with phrase «of moderate income»

In addition it is well documented that 70 % of moderate income individuals can not afford the high cost of legal fees.

This Committee is the only organization within the ABA that is focused on the delivery of legal services to clients of moderate income.

The Louis M. Brown Award recognizes programs and projects that employ innovative means to enable affordable access to legal services for those of moderate income, who do not qualify for legal aid yet lack the discretionary funds to pay the traditional costs of legal services.

Anyone who's above that indigency level is not going to be helped by our movement, and there are lots and lots of people in this country of moderate income who can not afford private counsel and still need legal assistance.

The Brown Award recognizes programs and projects that employ innovative means to enable affordable access to legal services for those of moderate income, who do not qualify

These clients range from individuals of moderate income to celebrities and professional athletes.

In view of changing economic conditions, traditional lending guidelines may no longer meet the needs of moderate income buyers with fair to good credit scores.

What remains to be seen is how increasing FHA fees and costs for every day living expenses will impact the ability of moderate income buyers and homeowners to qualify for home purchase and refinance mortgage loans.

Yellen's mention of moderate income growth is a key issue that could impact the health of the housing market.

Not exact matches

JP: Currently, 80 % of low and moderate income Americans who need a nonprofit lawyer can't get one.

Nest thermostats will also go to families using Fannie Mae's low - to moderate - income mortgage program and to income - qualified customers of utility companies.

Nest will install one million of its thermostats, meant to save on energy usage and costs, in low - and moderate - income households over the next five years.

As the demand for housing has grown to far exceed the existing supply, many urban neighborhoods that have long served as a home for mostly low - and moderate - income households are now seeing an influx of higher - income households; in other words, they are experiencing gentrification.

In 2001, Republicans addressed the politics of taxes by making big cuts across the board: an expanded child credit for low and moderate earners, a new lower tax bracket at the bottom, plus cuts in regular and capital income - tax rates for those at the top.

But while there is a lot we don't know, we can identify a group of taxpayers likely to face tax increases from this proposal: people with moderate to upper - moderate incomes who take itemized deductions, like those for mortgage interest and state and local taxes paid.

Moderate amounts of student loan debt can help you get an education that boosts your income.

As President in 2004, Summers introduced the most ambitious expansion to date of financial aid, specifically targeting those families of low and moderate incomes.

«Larry is deeply concerned with the plight of low - and moderate - income households and would work creatively using the tools available to him to try to make the financial system work better for them.»

«Discretionary dollars for holiday spending are limited for the large pool of lower - and moderate - income consumers due to lack of wage gains this year coupled with the increased payroll tax.»

The cost of housing is likely to rise among newer, more resilient homes, making it even harder for low - and moderate - income families to find decent homes without help from organizations like Habitat.

We now expect this lower affiliate revenue and the multiyear impact of foreign exchange rates to moderate our cable operating income growth to mid single - digits during the fiscal 2013 to 2016 period.

To improve your odds of getting approved, we recommend borrowers have credit scores of at least 680, a moderate to low debt - to - income ratio, solid income and a demonstrated history of saving.

The economy is more efficient and prosperous when economic resources are better distributed among the people - not equality of income, but equality of opportunity based on moderate levels of inequality (as we had during the Keynesian era.)

But, as a (moderate) supporter of Basic Income, I think I might just have a Cunning Plan.

But while 70 % of liberal Democrats say tax rates on household incomes over $ 250,000 should be raised, fewer than half of conservative and moderate Democrats (46 %) say the same.

The bill would make no changes to the Earned Income Tax Credit, a provision that gives low - and moderate - income working families a tax credit equal to a percentage of their earIncome Tax Credit, a provision that gives low - and moderate - income working families a tax credit equal to a percentage of their earincome working families a tax credit equal to a percentage of their earnings.

At the time, both argued in that paper that the tax - free accounts would be of chief benefit to low - and moderate - income workers.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

For example a target of 50 % stocks and 50 % fixed income would be considered a moderate investment approach, some exposure to risk but an equal exposure to less volatile fixed income investments.

First - time homebuyers, homeowners who meet eligibility requirements for weatherization updates, moderate - income families who don't qualify for federal housing assistance; minimum credit score of 660.

Net interest income and non-interest income both increased 7 %; however, the combined impact of moderate growth of non-interest expenses, increased provisions for credit losses, acquisition - related fair value changes and higher preferred share dividends resulted in lower earnings.

In other major changes, under the Illinois Solar For All program a minimum floor of 50 % of energy savings must be passed on to low and moderate income households by approved vendors, as solar developers are designated.

If your income is moderate or lower, you probably qualify for some sort of down payment assistance (DPA).

While still a robust rate of increase in an economy in which nominal incomes are growing at around 6 per cent, this represents a moderate slowdown in the pace of financial intermediation from rates recorded in the second half of last year.

Through moderate to high yield stocks, income from blogs, rental properties or some other means of income.

However, no matter where you fall on the retirement saving spectrum, if you are among the majority of Americans with low or moderate income, you've also come to the conclusion that saving for retirement is hard.

Safety - net programs that help low and moderate - income working families, as well as those among us who are elderly, poor, disabled and neglected, account for only 13 % of the total 2011 federal budget.

The discussion, moderated by Amy Sullivan of TIME Magazine, ranged from income inequality to energy policy.

The present system «gives» more to the rich than it does to those of moderate or low incomes.

During the past year Louisville's news has been dominated by several seemingly disparate issues — the troubled relationship between the police department and the African - American community; efforts to build more mixed - income housing in the city; adoption of a regional plan intended to moderate suburban sprawl; disagreement about the number and location of proposed new Ohio River bridges linking Louisville and southern Indiana; a campaign to attract high - tech business to the downtown area; and a lively election campaign around the issue of a city - county merger.

The Jesuits recently announced the opening of a new high school in Chicago, and Georgetown University announced plans to purchase $ 1 million in stock at a new bank designed to serve low - and moderate - income neighborhoods in the District of Columbia.

We do not want low - or moderate - income housing in our town, ethnic diversity in our schools or new expressions of worship in our churches.

In the midst of all this, if his income was to be at all adequate, he needed a moderate knowledge of farming and, in some cases, had to be able to handle a plow and a spade with reasonable skill,

The Center on Budget & Policy Priorities is a nonprofit research organization focused on the impact of public policy on low and moderate - income Americans.

Poor people hold more traditional values toward marriage and divorce than people with moderate and higher incomes, UCLA psychologists report in the current issue of the Journal of Marriage and Family.

The majority of New Yorkers are low to moderate income families who work and pay taxes.

All four members of the group are moderates in their politics, representing districts filled with upper - middle - income suburbanites.

At Pratt, he led many successful community - planning efforts, as well as campaigns to expand affordable housing and create NYC's «inclusionary zoning» program, which requires developers seeking tax breaks to set aside 20 percent of their units for low and moderate income families and pay a living wage to their service workers.

The plan also seeks to increase the number of units available for families making less than around $ 40,000 a year by 200 percent, and boost the number available for moderate - income families making between $ 67,121 and $ 100,680 a year by 50 percent from previous levels.

State Assemblyman Fred W. Thiele Jr. has introduced legislation to help make housing more affordable for low and moderate - income residents of East Hampton, Southampton, Shelter Island, Riverhead, and Southold by establishing a fund to provide loans to first - time homebuyers.