Sentences with phrase «of money is lent»

For those reasons, the banks tightened the grip on the amount of money they were lending and raised the standards for those looking to qualify for a loan.

An appraisal provides the lender with an assurance that the property will sell for at least the amount of money it is lending.

Not exact matches

«It's not really the Department of Finance's job to make sure lenders don't lend too much money,» says Poschmann.

Most of the money created by quantitative easing in the United States is still sitting in the reserves of banks reluctant to lend to consumers, who are themselves reluctant to borrow.

The new rules were tougher than expected, according to Goldman, particularly the guidelines around earnings stripping, a practice in which US taxable earnings are reduced through the lending of money from one subsidiary to another.

And this rate does affect banks and other financial institutions decision making in terms of how much they are willing to lend money for.

Most of the money the banking sector lends out is provided by retail deposits, supplemented by borrowing on the «wholesale» market.

Whereas default risk is a natural disincentive to loose lending, from the banks» perspective, the risk of issuing mortgages is minimal, which helps to explain why they're willing to loan money at such low margins.

And while there are stipulations — the final art can not be photographed and performers must be paid some amount of money — the work can be lent or resold on the free market.

This is where crowds lend their money in small increments to project owners via the platform and expect repayment over time with some fixed rate of interest.

Title III was meant to help businesses raise money when banks pulled back from lending in the aftermath of the financial crisis.

«In my prior experience as the co-founder of a lending company, one of the most basic errors made by loan applicants was not telling me why their company needs the money.

Public sector banks are likely to be more hesitant to lend money to these borrowers because chances of a turnaround for companies with high levels of debt seem unlikely, at least in the near term, according to Awtani.

Crosby and Johnson are confident there's investor demand — just look at the flood of money onto marketplace lending platforms like LendingClub, Prosper and SoFi.

Still, the inclusion of dramatic actors such as Cruise and Kidman on the overpaid list does lend credence to the fact that paying an actor large amounts of money to star in a movie is pretty risky, if not foolish.

And the growing number of businesses interested in this sector — from companies involved in money transfer to those in savings, lending and insurance — is growing.

«It's not so much about the funds, the Europeans have enough money to lend to Greece,» an official close to the bailout talks, who asked to remain anonymous due to the sensitivity of negotiations, told CNBC earlier this week, adding that the issue is more of credibility.

Glickman put in $ 80,000 of his own money over time and would occasionally make short - term loans to the company; later his father would end up lending the company $ 100,000, which was paid back in full, with interest, within a year.

Meanwhile, the regulatory environment has stalled: banks aren't lending as much money, and the huge wave of venture capitalist and private - equity capital has died down.

This shift followed the Bank's introduction of a 50 - basis - point «operating band» for the overnight rate, which is the rate at which major participants in the money market borrow and lend one - day (or overnight) funds among themselves.

The structure of these employee stock guarantee programs also suggests that the banks that have lent money against shares pledged as collateral are likely to take much larger losses than they expect.

P2P lending is an online method of debt financing that enables investors to lend varying sums of money to small business and individual borrowers.

Chinese regulators began stepping up their scrutiny of banks several years ago, and they have been discouraging some aggressive lending and money - raising programs.

The lending standards on equipment financing can be less strict because your equipment will be used as collateral for the loan — in other words, if you default, the bank has the right to seize your equipment to cover the cost of their lost money.

The operative notion of easy money is that you create $ 32 billion in bank reserves, the banks lend out the money, the money gets spent, more loans happen, and through the magic of the «money multiplier», the amount of loans in the economy goes up by many times that $ 32 billion.

For example, in the Philippines the growing population of overseas workers sending money back home has lead to the rise of financial technology (fintech) apps that offer a variety of new, low - cost services such as remittance payments, transfers, and lending that were otherwise expensive and dominated by a few groups.

If an individual or company deposits money in a bank or savings and loan association, a large portion of the deposit will be lent out as mortgage credit.

Family and friends who may be willing to lend money to the business for a negotiated period of time and interest rate.

Borrow money: Banks are in the business of lending.

They'll only lend you money if they can grab the assets, and I'm somebody that doesn't have many assets, except a big collection of economics books.

This club is the pioneer of «peer - to - peer» or «marketplace» lending, which matches borrowers with the lenders willing to lend them money.

The reality was an enormous banking fraud, an orgy of insider dealing as bank managers lent the money to themselves, leaving an empty shell — and then saying that this was all how «free markets» operate.

All of this information is used to calculate your credit score, the three digit number used to determine your credit worthiness, which we all know is extremely important in determining whether or not a creditor will lend you money and at what rate.

Prins writes that the largest Wall Street banks «that inhaled this cheap money were not required to increase their lending to the Main Street economy as a condition of the availability of that money... Wall Street used its easy access to cheap money to increase speculation in derivatives and other complex securities.

There are also less well documented levels of organisational peer to peer lending, for example from well established co-ops to new ones: the new co-op gets access to start up capital while the established one gets a better return than they would from leaving their spare money in the bank.

And of course, banks will be slow to raise CD and money market rates and quick to raise lending rates.

The government is to lend the «threatened neighbors» enough money so that credit customers of the financial «house on the hill» can to pay it the stipulated interest charges they owe.

Over half of regional banks lost money on core businesses - lending and fees - in the year through March 2017, prompting the Financial Services Agency, which oversees the industry, to say consolidation could be considered for such banks to thrive.

Lending Club / Prosper: Okay, now onto the money portion of this show... As I first did last month, I am combining my two peer to peer lending accounts in one summary for simplicity and brevity.

The system threatens to collapse in such a way that will leave a legacy of financial cleanup costs for the bad debts that form the counterpart to the economy's «bad savings», that is, savings lent to speculators who use the money simply to buy existing properties rather than to create new assets.

FRM's are the most common type of mortgages issued by lending institutions and are what most people commonly associate with when they think about borrowing money to buy a new home.

Billions of euros were withdrawn from accounts in Greece and Spain and banks in stable countries such as Germany put a cap on the amount of money they were willing to lend business partners in countries hit hardest by the euro crisis.

Crowdfunding debt is when a group of people or businesses lend money to an individual or company with the understanding that the loan will be repaid with interest.

I have been debating where to start throwing my money, and i have started up a bit with lending club, and vanguard index funds, but most of the hype and youtube videos i see, are people praising divide stocks, and how you can «reinvest that free money back into the stock for more free money!»

Here he's trying to say that the Daniels payment was different from campaign expenses — but he also admits that Cohen lent the campaign money in the form of expenses that Trump later repaid.

Crowdfunding also includes Peer to Peer Lending but some platforms have been re-labled as «Marketplace Lending» or simply «Online Lending» as a growing number of direct lending platforms are using institutional money or their own balance sheet to finance loans with a diminishing dependence on smaller investors.

Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.

The low incidence of shareholder lawsuits may cause insurers to ignore the risks of insuring the errors and omissions of corporate boards, and may encourage financial institutions to lend money to marginal borrowers that are bad credit risks.

However the non-base part of broad money is financialization of whatever commercial banks lend against - property and equipment and personal and organizational future incomes.

Creditors wouldn't lend money to the PE firms if they couldn't be at the front of the line themselves.