For many children, remarriage can be seen as a resource that can bring the addition
of more financial security, support, and opportunities to observe appropriate role models for marriage (Hetherington).
Not exact matches
Its backers are
financial markets insiders who have become frustrated by the state
of affairs today and want to see
more competition in
securities trading.
Leading RegTech specialist Harry Toukalas will be revealing how his firm's AI tool can predict misconduct in
financial services.This ground - breaking technology developed in conjunction with MIT analyses email communication patterns and psycholinguistic analysis
of email content to flag up issues such as mis - selling, cyber
security and fraud.The Blackhall & Pearl tool already being used around the world by
more than 40 organisations is eight times faster than other methods.
With retirees increasingly responsible for their own
financial security,
more are thinking
of spending their golden years abroad.
Adolfo Rodriguez, managing partner
of the A / R
Financial Group, has been focusing
more and
more on Social
Security maximization over the past six years, conducting seminars for the public and for other advisors, as a service to their own clients.
China is reportedly moving to avert a trade war, by speeding up the finalization
of new rules that would let foreign
financial groups take majority stakes in Chinese
securities companies, and by offering to buy
more semiconductors from the U.S. as opposed to South Korea and Taiwan.
According to the European Union Agency for Law Enforcement Cooperation (Europol), the gang targeted
financial transfers and ATM networks from late 2013 by using a series
of malware attacks called Anunak and Carbanak, before
more recently adapting
security - testing software called Cobalt Strike into heist - ready malware.
A typical couple will receive
more than $ 1 million in Social
Security benefits over their lifetime, according to Christopher Jones, chief investment officer at
Financial Engines, a provider of financial advice and asset ma
Financial Engines, a provider
of financial advice and asset ma
financial advice and asset management.
These developments in the pricing
of bank
securities suggest a risk
of a
more disorderly period ahead, given the critical role
financials play both in the economy and in the historical experience with credit cycles.
Brokerage firms are sensitive about discussing sales incentives as the U.S.
Securities and Exchange Commission considers imposing a higher standard
of customer care on their sales practices and the
Financial Industry Regulatory Authority is warning the firms to vet potential hires
more carefully.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018
financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount
of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to
more highly discounted payer segments and geographic regions and decreases in treatment duration; availability
of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction
of generic versions
of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect
of lowering prices or reducing the number
of insured patients; the possibility
of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels
of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits
of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages
of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development
of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate
of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S.
Securities and Exchange Commission (the SEC).
As incidents involving data breaches by hackers litter the evening news, technophiles and technophobes alike have become
more concerned about the
security of their data, especially that tied to credit cards and other
financial information.
Taking data from the 2005 Survey
of Financial Security, I asked the question «how many Canadian families have $ 100,000 or more of taxable financial asset
Financial Security, I asked the question «how many Canadian families have $ 100,000 or
more of taxable
financial asset
financial assets»?
Seems to me that this is the very worst time to increase rates, and doing so would cause
more damage to our economy; but I believe this administration would do anything to make us believe things are better than they really are, at the expense
of everyone's
financial security.
This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents
of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks,
financial institutions, investment funds, insurance companies, brokers, dealers or traders in
securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively,
more than 5 %
of our common stock and persons holding our common stock as part
of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.
More than 180
financial services companies and institutional investors subscribe to oekom's sustainability research for the selection
of securities for mutual funds, segregated accounts, and asset management mandates.
Three out
of five
financial advisors say
more than half
of clients are
more concerned about retirement
security than last year.
Such risks and uncertainties include, but are not limited to: our ability to achieve our
financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact
of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits
of such transactions, including with respect to the Merger; the substantial level
of government regulation over our business and the potential effects
of new laws or regulations or changes in existing laws or regulations; the outcome
of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and
security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts
of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits
of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration
of the businesses
of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion
of management's attention from ongoing business operations and opportunities during the pendency
of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability
of financing, including relating to the proposed Merger; effects on the businesses as a result
of uncertainty surrounding the proposed Merger; as well as
more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section
of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section
of www.express-scripts.com.
When people see banks browbeating the bond rating agencies and accounting firms to whitewash the quality
of what they're pawning off on their customers, when they see bank lobbyists getting Washington to block state prosecutions
of financial fraud so as to clear the way for
more predatory lending and false packaging
of the junk
securities they're selling and to win the right not to reveal their true
financial position, there's a good reason not to buy what's in these black boxes.
«Over half
of all Americans are now invested in the
securities markets, and that means
financial knowledge is
more important than ever if we are to help consumers understand the variety and complexity
of their investment options.
On its website, the SSA says, «Social
Security replaces about 40 percent
of an average wage earner's income after retiring, and most
financial advisors say retirees will need 70 percent or
more of pre-retirement earnings to live comfortably.»
As the leadership
of corporations has passed from what Thorstein Veblen called the «engineers» to the
financial managers, the objective is not to produce
more or expand market share, but to increase the price
of stocks, other
securities and real estate.
According to
Financial Engines research, seven out
of ten current retirees say Social
Security benefits are a major source
of their retirement income, while the Social
Security Administration says about one in four married couples — and nearly half
of unmarried individuals — rely on Social
Security for 90 % or
more of their income.
There are a lot
of fantastic reasons to start investing in real estate:
financial freedom, family
security, supplemental income, fulfilling the entrepreneurial spirit, escaping the nine to five and
more.
A 21st century retirement needs a new set
of rules to provide
financial and emotional
security for a post-career period that can last 30 years or
more.
It does not discuss all aspects
of U.S. federal income taxation that may be relevant to particular holders in light
of their particular circumstances or to holders subject to special rules under the Code (including, but not limited to, insurance companies, tax - exempt organizations,
financial institutions, broker - dealers, partners in partnerships (or entities or arrangements treated as partnerships for U.S. federal income tax purposes) that hold HP Co. common stock, pass - through entities (or investors therein), traders in
securities who elect to apply a mark - to - market method
of accounting, stockholders who hold HP Co. common stock as part
of a «hedge,» «straddle,» «conversion,» «synthetic
security,» «integrated investment» or «constructive sale transaction,» individuals who receive HP Co. or Hewlett Packard Enterprise common stock upon the exercise
of employee stock options or otherwise as compensation, holders who are liable for the alternative minimum tax or any holders who actually or constructively own 5 % or
more of HP Co. common stock).
You get analysts
more interested in justifying higher price targets than in managing risk and preserving the long - term
financial security of their clients.
«Boards that authorise share - repurchase initiatives at market prices below what the businesses are intrinsically worth per share (without foregoing investment in even
more compelling growth opportunities and with due regard for the
financial security of the remaining shareholders) are clearly putting the shareholder's interest high on the priority list» Frank Martin
He has
more than 20 years
of IT and info
security experience across multiple industries including healthcare, retail and
financial services.
In recent months, the yield on US corporate bonds, especially investment - grade
securities, is a little
more than 100 basis points compared to the yield on government debt, dropping within striking distance
of the lows seen post the 2008
financial crisis.
Banks and other
financial services sector organizations need to pay
more attention to their
security infrastructure and defenses and apply application
security safeguards to monitor all
of their data - as well as individual files, says Terry Ray, CTO
of Imperva.
The investor protection community cheered this week, when the staff
of the
Securities and Exchange Commission recommended that stockbrokers take
more legal responsibility for the
financial advice they give.
More than one third of the future Social Security beneficiaries (ages 45 - 64) questioned in a recent AARP ® / Financial Planning Association ® (FPA ®) survey * expect their benefit to make up more than half of their retirement inc
More than one third
of the future Social
Security beneficiaries (ages 45 - 64) questioned in a recent AARP ® /
Financial Planning Association ® (FPA ®) survey * expect their benefit to make up
more than half of their retirement inc
more than half
of their retirement income.
This incident, now one
of the biggest cybercrimes the world has seen, highlighted vulnerabilities in the payment network within the global
financial system, and led to
more rigorous
security measures and guidelines from central banks worldwide.
The following
securities mentioned in the article were held by one or
more accounts managed by U.S. Global Investors as
of 12/31/2015: American Airlines Group Inc., Apple Inc., Ford Motor Co., MasterCard Inc., Microsoft Corp, Regions
Financial Corp., Southwest Airlines Co., Tyson Foods Inc., Visa Inc., Vulcan Materials Co., Zions Bancorporation.
You argue that the
securities industry would provide
more effective regulation
of certain insurance products, ignoring the
financial incentive that industry has for limiting access to competing products.
The Committee's sizable and still - increasing holdings
of longer - term
securities should maintain downward pressure on longer - term interest rates, support mortgage markets, and help to make broader
financial conditions
more accommodative, which in turn should promote a stronger economic recovery and help to ensure that inflation, over time, is at the rate most consistent with the Committee's dual mandate.
«The unit at the centre
of JP Morgan Chase's $ 2 billion trading loss has built up positions totalling
more than $ 100 billion in asset - backed
securities and structured products - the complex, risky bonds at the centre
of the
financial crisis in 2008.
Sumitomo Mitsui
Financial Group and Daiwa
Securities are studying a merger
of their respective asset management units in a bid to become
more competitive.
For example, if Bitcoin is not a currency, then Bitcoin forwards and Bitcoin swaps that involve the exchange
of Bitcoin for another currency will not fall under the statutory definitions
of the
more lightly regulated foreign exchange forwards or foreign exchange swaps.10 Likewise, retail trading
of Bitcoin derivatives will be limited to designated contract markets, rather than subject to the retail foreign exchange dealer regulations.11 Treating Bitcoin as a commodity that is not a currency dovetails with the stances taken by other U.S. regulators such as the
Financial Crimes Enforcement Network (FinCEN)(virtual currency does not have all
of the attributes
of real currency) 12, the
Securities and Exchange Commission (Bitcoin investments are investment contracts because Bitcoin is a form
of money) 13 and the Internal Revenue Service (treating Bitcoin as property for tax purposes).14
Hybrid
Security - Hybrid
Security is the combination
of more than two variables
of different
financial instruments.
On February 14, the week after the Dow Jones Industrial Average experienced two separate days
of more than 1,000 - point losses, the House
Financial Services» Subcommittee on Capital Markets,
Securities and Investment convened a hearing to discuss various legislative proposals to return to the wild west era
of derivatives trading on Wall Street.
John F. Kennedy promised: «We seek to strengthen the United Nations, to help solve its
financial problems, to make it a
more effective instrument for peace, to develop it into a genuine world
security system... capable
of resolving disputes on the basis
of law,
of insuring the
security of the large and the small, and
of creating conditions under which arms can finally be abolished... This will require a new effort to achieve world law».
But now, after I married and divorced twice, and have a pretty full life —
financial security (
more or less), a house, kids, a career, a group
of amazing gal pals I call the Lovelies and on whom I can depend — the traditional love script seems unnecessary.
If Mom is taking a longer leave
of absence or not returning to work, she is now
more dependent on her partner for her
financial security.
I don't have the
financial security to turn down work so I can spend
more time exclusively breastfeeding, instead
of pumping at my job.
The cognitive impairments and short - term memory problems suffered by the likes
of ex-Carlton midfielder Greg «Diesel» Williams and Test - level forward Ian Roberts are well - documented — both have featured prominently on national television — while,
more worryingly, Pearce found that their amateur counterparts are liable to exactly the same symptoms minus the corresponding level
of medical care and
financial security.
Twenty - five percent
of these PhD candidates have to interrupt their PhD work, and
more than 58 %
of this number did so (according to the survey results) because they had too many other departmental duties — i.e., teaching and supervision — suggesting that the
financial security of these positions may come at a high price.
Kimberly Ramsawak is the founder
of Professional Jetsetter where she helps professional ambitious women travel the world
more and make money while doing it, so that they can enjoy the global lifestyle they've always dreamed
of without having to give up their
financial security.
Its not hard to understand my family's intentions that all they want for their kids is
financial security and with the increasingly unserviceable costs
of property in Sydney — being comfortable with your fiscal position has never been
more important.