Sentences with phrase «of my credit lines with»

I noticed that one of my credit lines with a random bank was still open.

Not exact matches

With a $ 320,000 mortgage on their $ 450,000 house in St. Albert, Alta., and $ 4,000 on a line of credit, their debt is reasonable.
Loans aren't the only line of credit you might consider — credit cards are often a more easily available option, albeit (usually) with a lower amount of available credit.
Further, in cities with rising home values, particularly Toronto and Vancouver, homeowners can secure a home equity line of credit (HELOC) to pay other debts or simply fund their lifestyles.
Mortgages aren't the only debt Canadians are saddled with, however, and the rates on credit cards, car loans, and home equity lines of credit could tick up as well, further increasing a household's overall carrying costs.
The flexibility of interest rates on a business credit card is something that you would not deal with if you had a loan or fixed line of credit.
For example, front - line caisse workers have expressed irritation with having to juggle different protocols and technological systems for each of the company's various service offerings — personal banking, credit cards, investment accounts, insurance and so on — while serving a single member.
The 40 - city tour saw the bank team up with HGTV and DIY Network to offer home reno advice while promoting its home equity loans and lines of credit.
Judgment day is this: going through each line of your credit report with the loan officer who can either move your purchase forward or end your dream with the stroke of a pen.
As an example, let's consider that a potential customer is asking you to extend them a significant line of credit as part of signing on with your company.
Cold, hard cash: Hewitt and his partners invested an undisclosed amount of personal funds in the business, along with seed capital from an investor friend, and opened a line of credit.
By taking your student loan debt and combining it with your other outstanding consumer debt — cedit cards, mortgages, lines of credit and loans — you have the ability to negotiate or take advantage of a lower interest rate, all while streamlining your payments to one lender and one payment per month.
Depending on whether you're looking at a line of credit from a traditional bank or an alternative lender, you might be dealing with two pretty distinct loans.
In order to keep up with your customers and competition, you may want to consider a small business loan or line of credit to finance purchases or renovations.
With the new $ 600 million line of credit, observers say it's just a matter of time before a Dropbox offering is making headlines.
By the spring of 2012, RBC, to whom she owed more than $ 30,000 on a line of credit, was garnisheeing her wages, and other creditors were telling her they wouldn't deal with Cambridge.
While lines of credit can have their downsides, they're generally very flexible and useful financial cushions for dealing with cash flow slowdowns or emergencies.
Once you've got a relationship with a lender, maybe you're more likely to get a savings account, get a line of credit, or take another mortgage out.»
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
In the near term, higher interest rates will have an immediate effect on consumers with credit card debt, home equity lines of credit and those carrying adjustable rate mortgages.
The same goes for homeowners with adjustable - rate home equity lines of credit, which are pegged to the prime rate.
Only large businesses with strong balance sheets and long - term positive cash flow may qualify for an unsecured line of credit.
The company has a $ 20 million line of credit with an undisclosed Texas bank, allowing it to make loans directly; it then sells the loans at a small premium to institutional investors.
Roughly 40 percent of businesses that apply get approved, Shinar says, with credit lines ranging from about $ 5,000 to $ 20,000.
Most businesses, such as Dobi & Associates, do that with lines of credit.
Many homeowners with adjustable rate home equity lines of credit, which are pegged to the prime rate, also will be affected.
Banks are still somewhat stingy with loans, but if you have strong enough credit and are willing to borrow talk to your bank about loans or lines of credit.
JPMorgan led a credit line extended to Dropbox, along with Goldman Sachs, Bank of America Corp., Deutsche Bank AG, Macquarie Group Ltd. and Royal Bank of Canada, people familiar with the matter said last March.
The Richmond, Va., company said that the transaction was funded with financing under an existing $ 350 million line of credit.
Jaskol turned up two immediate priorities for Bunn: raising its minuscule bank credit line (with an eye toward eventually financing part of its acquisitions through borrowing); and minimizing taxes through more effective use of income - deferral strategies.
It's new apps for Android and iOS allow users to pay with PayPal and credit cards and it even has a «bill me later» option that allows users to pay with an app - specific line of credit.
One final tip: as tempting as it might seem to say yes to any banker who offers you the time of day (along with a credit line), it pays to be cautious.
Cash America, for example, offers a «line of credit» in at least four states that works like a credit card — but with a 299 percent annual percentage rate.
That's why a number of banks have lined up to announce a ban on purchasing crypto with credit cards.
But Osiris, with sales of around $ 20 million, had maxed out its credit lines and borrowing potential.
«It probably took us nine months to negotiate a better arrangement with a new bank that gave us a $ 250,000 line of credit.
With a line of credit, your business gets approved for a certain amount of money for a specified period of time — typically one year.
Robert Saik founded the company in 1987 with a $ 35,000 line of credit and a fax machine, frustrated by how farmers were making decisions about what to plant, how to fertilize or treat it, and when or where to sell it.
You may qualify for a Wells Fargo Small Business Advantage line of credit with a line from $ 5,000 - $ 50,000.
A secured business line of credit is a revolving credit option designed to help you build business credit with Wells Fargo.
Check with your bank or lender to see if that is the case for any line of credit you are considering.
You may qualify for an unsecured business line of credit with a line from $ 5,000 - $ 100,000.
Like with many financing options, the best time to secure a line of credit for your business is well before you actually need it.
Wells Fargo unsecured business line of credit includes exclusive rewards with no annual program fee, no cap or categories to keep track of.
I am bullish on rents going up in the future... mostly in line with inflation, or perhaps even slightly faster due to constricted credit and personal income growth which should provide a solid supply of renters.
A business credit report offers a clear view into the financial standing of your business, providing you with a clean report of the company's credit inquiries, lines of credit and delinquencies.
I'm not of the opinion that every business challenge can be solved with additional capital, but I do believe that a small business loan or line of credit can be a great tool to fuel growth or fund other ROI - generating initiatives.
Business owners with a Kabbage line of credit can then use this card to draw from their line of credit — thus it functions somewhat like a debit card.
Your line amount and rate will be based on our assessment of your business along with your business and personal credit
Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.
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