My main concern is to take care
of my hospitalisation expenses in case of accidents.
In that case, the lumpsum paid on account of the rider can take care
of hospitalisation expenses, before the death benefits are paid to the family.
Not exact matches
Non-medical
expense cover, as a result
of hospitalisation, commences on the first day
of hospital admission for a maximum
of 104 consecutive weeks
On the other hand such plans do not cover your daily OPD needs or less than 24 hours
hospitalisation, which you may need for cases such as cataract, or minor surgical procedure, along with a host
of other benefits like pre-
hospitalisation expenses, ambulance charges, etc..
The purpose
of insurance is to help a person reduce his financial burden in case
of any sudden and unforeseen incident that might result in huge financial liabilities such as
hospitalisation expenses due to a sudden illness.
Life insurance schemes do not generally cover
hospitalisation and medical
expenses; this means that if you have fallen sick, regardless
of holding a life insurance, you have to bear all the medical
expenses by yourself.
One needs to first define his own requirements — like critical illness, injuries from accidents,
hospitalisation expenses or outpatient department (OPD)
expenses — and the level
of insurance.
Hospitalisation Cover: Covers in - patient hospitalisation expenses for a min
Hospitalisation Cover: Covers in - patient
hospitalisation expenses for a min
hospitalisation expenses for a minimum
of 24 hrs.
They cover an individual against
hospitalisation expenses with option
of including spouse, dependent children and dependent parents with a family discount.
Expenses including room rent, nursing and boarding charges during
hospitalisation of the insured are covered for a maximum
of 24 hours.
This scheme provides cover for in patient
hospitalisation charges which includes
expenses incurred against room rents, nursing charges, anaesthetics, medication and other such related
expenses for a minimum
of 24 hours.
Health insurance covers the medical and surgical
expenses of the insured individual due to
hospitalisation from an illness.
It provides cover against death and permanent disability
of students,
hospitalisation expenses and education
expenses incurred by students who are not in a position to pay back owing to any injury.
Hospitalisation expenses (minimum period 24 hours) are covered up to a max
of 2 % and subject to a limit
of 4000 INR.
The Jan Arogya Policy covers reimbursement
of expenses incurred on
hospitalisation for any illness, diseases or injury.
The policy also reimburses
expenses incurred during pre and post
hospitalisation stages
of the treatment.
Hospital Indemnity Accident Only: Daily
Expenses against
hospitalisation is borne subject to a maximum
of 365 days.
One
of the most important announcements made was the new health insurance scheme or the National Health Protection Scheme (NHPS), which aims to protect one - third
of the country's population against
hospitalisation expenses.
Benefits provided under this would be
hospitalisation due to sickness (Rs 1,000 per day),
hospitalisation due to accident (Rs 2,000 per day), medical
expenses reimbursement in the event
of an accident (Rs 10,000).
«We along with some TPAs (Third Party Administrators), worked out package rates for some
of the procedures /
hospitalisation expenses, which are commonly claimed under our health insurance policies,» the statement said.
For example: In case
of ICICI Lombard «Personal Protect» policy, «Optional coverage against Accidental
Hospitalisation Expenses and Accidental Hospital Daily Allowance» is provided.
Under such circumstances, a policyholder can avail
of a co-payment clause, wherein a fixed percentage
of the consultation fee, medical
expenses and
hospitalisation would have to be borne by them.
In - patient
hospitalisation expenses including room rent, nursing charge, boarding charge, fees
of surgeon, anaesthetist, medical practitioner, cost
of drugs and medicines
Whenever you need to see a doctor or suffer out -
of - pocket
expenses, seek a reimbursement from the insurer based on authorised bills incurred during
hospitalisation.
Many
of the well - known health plans cover the
expenses incurred on room rent because
of hospitalisation.
It reimburses all the incurred
expenses during treatment
of the victim, including the medical
expenses and
hospitalisation costs while the insured remains free
of this liability.
Hospitalisation Cover:
Hospitalisation expenses are covered for a minimum
of 24 hours (room rent, nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost
of Medicines and Drugs).
Hospitalisation expenses for the covered diseases / accident including room, boarding and nursing
expenses, ICU
expenses, fees
of surgeon, anaesthetist, medical practitioner, consultants, specialists fees, costs incurred on anesthesiology, blood, oxygen, pacemaker, artificial limbs, etcetera
As medical insurance assures your financial security in case
of an accident, by paying for the medical
expense or
hospitalisation bills, by keeping this document with yourself, you can safeguard your trip.
It will guard the
expenses incurred on
hospitalisation including charges for a room in case
of any medical emergency.
In case
of hospitalisation outside 150 kms
of residence, and within 365 days
of the accident;
expenses of transportation
of immediate family member is borne subject to maximum
of 25000 INR.
The
hospitalisation expenses accommodate several
expenses like surgical appliances, other devices embedded internally, prosthetics, consumables and drugs, medicines, oxygen, blood, anaesthesia, operation theatre, ICU, and cost
of lodging.
•
Hospitalisation costs • Cost
of medication • Recuperation aids • Day to day
expenses like school fees, EMI's and bills • Any debts due to illness • Any lost income due to decreasing ability to earn
It covers the sudden
expenses that come out
of emergency
hospitalisation, where the hospital charges would be considerably high in abroad.
Family transportation: In case
of hospitalisation outside 150 kms
of residence,
expenses of transportation
of immediate family member is borne subject to maximum
of 50000 INR.
A normal Mediclaim policy will cover
expenses arising out
of hospitalisation.
The package will include the cost
of the treatment along with the room rents and
hospitalisation expenses.
Tata AIG Wellsurance offers a bundle
of health insurance benefits right from covering
hospitalisation expenses to children's education benefit in case
of accidental death.
Mostly, the settlement amount always includes the medical and
hospitalisation expenses in case
of bodily injury or partial disability.
Hospitalisation expenses (minimum period 24 hours) are covered up to a max
of 2 % and subject to a limit
of 4000 INR per day in class A cities, 1 %
of sum: max - 3000 INR In class B cities, 1 %
of sum: max - 1000 per day in other locations.
In case
of some policies, pre-existing diseases are never covered under the Critical Illness rider offered (
hospitalisation expenses are covered under the health cover).
For such contingencies, you will require a travel medical insurance plan that bears the medical
expenses or
hospitalisation costs on behalf
of you.
Mediclaim Insurance takes care
of medical
expenses following
Hospitalisation / Domiciliary
Hospitalisation of the Insured in case
of in case
of a sudden illness / accident or any surgery.
This policy covers room rent in case
of hospitalisation, pre-
hospitalisation expenses and post-
hospitalisation expenses in case
of a surgery, ambulance
expenses and also provides a daily cash benefit.
We suggest you should ride with two - wheeler insurance, which not only covers your vehicle against accidents but also takes care
of medical
expenses arising out
of hospitalisation if an unfortunate event occurs.
Coverage
of Pre and Post
Hospitalisation Expenses - 30 days before and 60 days after the hospitalization.
Health insurance takes care
of your unplanned
expenses that may arise due to a medical contingency, that leads to
hospitalisation.
There are cash plans that cover for the cost
of travelling to a hospital or keeping a relative with the patient Taking a health plan does not mean all our
expenses on
hospitalisation is covered.
Bajaj Allianz Health Ensure Policy is a basic health insurance policy to take care
of an individual and the family members» medical
expenses in the event
of hospitalisation due to any serious injury or accident.
On the one hand, a health insurance plan will take care
of all admissible
expenses incurred only during
hospitalisation and certain days or
expenses pre and post
hospitalisation.