Should you die
of natural causes during this initial two - year period, all premiums paid will be refunded at 10 % compound interest.
Plus, most guaranteed issue life insurance policies will have some type of «refund» policy should an insured die
of natural causes during the graded death benefit period.
Not exact matches
[158] Other
causes include the rise in non-cash benefits as a share
of worker compensation (which aren't counted in CPS income data), immigrants entering the labor force, statistical distortions including the use
of different inflation adjusters by the BLS and CPS, productivity gains being skewed toward less labor - intensive sectors, income shifting from labor to capital, a skill gap - driven wage disparity, productivity being falsely inflated by hidden technology - driven depreciation increases and import price measurement problems, and / or a
natural period
of adjustment following an income surge
during aberrational postwar circumstances.
For example, if you lived in NYC
during the attacks, and the plane that crashed into the WTC killed several
of your relatives, it would only be
natural to celebrate the death
of a man who
caused so much pain and suffering for you and your family.
I'm a mother
of 2 an I've tried
natural birthing with a DOULA - although I ended both times cesarean - one girl turned and got stuck and the other never went unto labor - my pregnancies were 23 mos apart and I was scared the second time around, even though I had chosen once again to try
natural, my body had given me signs and the second girl had the cord wrapped 3 times around her neck, which could have
caused some trouble
during delivery or maybe not.
If you experienced hormonal changes that may have
caused hair loss
during your first couple
of months as a new mom, you'll appreciate the stronger,
natural and radiant look that comes with hair extensions.
It just reminds me
of the documentary «The Business
of Being Born», which while I'm sure is also not 100 % true, it does shine a light on how doctors in a hospital tend to over prescribe treatment
during labor that
causes spiraling complications to what could have been an otherwise safe
natural birth.
Aside from the obvious concern that the baby is not handling labor well, the theory
of fetal distress
causes a cascade
of challenges for the mother who desires to have a
natural birth, even if she does not experience fetal distress
during her labor.
A total
of 5,011 deaths recorded
during the follow - up period included 1,938 deaths (39 percent) from cancer, 1,040 (21 percent) from heart disease, and 1,418 (29 percent) from other
natural causes, including diseases
of the circulatory system (excluding heart disease) and diabetes.
During a time
of increased concern about income inequality and climate change risk,
natural disaster exposure risk could become another
cause of rising quality
of life inequality between the rich and the poor.
Increasing muscle fatigue, which is already known to be one
of the primary
causes of injury to pitchers, can reduce the
natural stiffness
of the elbow joint, leading to greater strain on the ulnar collateral ligament, or UCL, the ligament which is torn and repaired
during the so - called «Tommy John Surgery.»
During the Presidential primary campaign, claims were made that the Earth is not warming, or that warming is due to purely
natural causes outside
of human control.
Warming
caused by
natural climatic variation was blamed for the burning
of 11.4 million acres
of Western forests
during the study period — slightly more than the effects
of warming
caused by humans.
This period isn't
caused by the
natural ebb and flow
of estrogen and progesterone in the body, rather the lack
of estrogen the body is receiving
during the timed placebo pills.
«
During the past two and a quarter years there has been no case
of illness in this «universe»
of albino rats, no death from
natural causes in the adult stock, and, but for a few accidental deaths, no infantile mortality.
If you still have troubles falling asleep even after implementing all
of these tips, make sure to pay attention to fixing any hormonal issues you might have, including any possible adrenal fatigue, since being overly stressed out
during the day can
cause imbalances in your
natural cortisol cycle which can make you more awake at night and more tired in the morning (obviously the opposite
of what you want).
During night our skin goes through the
natural auto renewal process that
causes the shedding
of dead -LSB-...]
I'm a cute and curvy brown skin sister, with brown big eyes, brown (subjected to change)
natural hair, full
of personality and a go getter.I work in the medical field
during the week and bartend on the weekends,
cause I like nice things is why I work so much.I have two wonderful boys that drive me.
During all this time,
natural ecosystems have developed in co-evolution, but 250 years ago, with the development and industrialization models imposed by the West on the world, anthropogenic action is
causing a major ecological and social footprint, hence the urgency to formulate international policies that circumscribe human economic activities within the biophysical limits
of Mother Earth.
If you pass away
during this period
of time due to a
natural cause, such as a disease or heart attack, your beneficiaries won't get the full death benefit.
Persistent stress, such as
during times
of drought, famine, over population, disease, and confinement,
causes a
natural reaction in some species to cut down on the number in their packs.
I agree to indemnify and hold KHS harmless for any damages
caused during the transportation
of the animal, or for any damages
caused by any unforeseeable events including fire, vandalism, burglary, extreme weather,
natural disasters or acts
of God.
An average litter consists
of 8 to 10 puppies, which can
cause exhaustion in the dam
during a
natural delivery.
A recent
cause that
Natural Pawz has taken up — the lack
of emergency pet oxygen masks available
during fire department response — was brought to light when Picone and Joli - Coeur learned
of a fire in the house
of an animal hoarder.
It is extremely unlikely (< 5 %) that the global pattern
of warming
during the past half century can be explained without external forcing, and very unlikely that it is due to known
natural external
causes alone.
But if we consider a second
natural parameter, the strength and direction
of the stratospheric wind in the Tropics (the Quasi-Biennial Oscillation index, QBO) I found a very interesting result:
During periods
of low solar activity (few or no sunspots) an easterly QBO
causes a negative AO, but a westerly QBO
causes a positive AO.
The U.S. Department
of Agriculture designated 14 counties in 2011 and 42 counties in 2012 as primary
natural disaster areas due to losses
caused by drought and excessive heat
during those summers.
In addition to that the lacking warming
during the recent 15 years can not be explained by any change
of CO2 content in the atmosphere, there are evidences available according to which the changes
of CO2 contents in the atmosphere are dominated by
natural causes, where influence
of anthropogenic CO2 emissions is so minimal that it can not be found by measurements in reality.
This is important because
during the more recent history where maximum CO2 levels correspond to Milankovitch cycles and hit rails
of around 295 ppm, the fact that something can
cause both a higher CO2 level and a higher temperature means that we might have punched through a
natural limit cycle into this uncharted territory.
It is unlikely that
natural climate variability was the
cause of declines in Caribbean reefs
during recent decades, as coral reef community composition had remained remarkably stable for the prior 220,000 years [34].
Even if it has been warmer at times
during the current and previous interglacials, showing that the forcing is unprecedented, rising and currently overwhelming
natural variation can be seen
of itself to be sufficient
cause for alarm (that it be overwhelming is not quite what the IPCC report states but the more than half post 1950 claim is similar).
It's already
causing hunger and even starvation in poorer countries (the ethanol program driving up grain prices) and deaths from freezing in Europe when people can't afford $ 100 / MMBtu ($ 10 / therm)
natural gas and can't burn coal
during some
of the coldest winters on record.
«The Australian National University announced the discovery on Sunday, claiming evidence shows human -
caused greenhouse gas emission
during the past 45 years has increased the rate
of temperature rise to 1.7 degree Celsius per century, «dwarfing the
natural background rate,» according to Will Steffen, a climate change expert and ANU professor.»
But I continue to look for and have not found a survey
of climate researchers that indicates what percentage believe the majority
of warming
during the last 50 years was due to anthropogenic pollution versus
natural causes.
«About 60 %
of the warming observed from 1970 to 2000 was very likely
caused by the above
natural 60 - year climatic cycle
during its warming phase.»
Researchers now believe that the underlying
cause of the mysterious retreat by the Mongol invading forces
of Hungary,
during 1462 AD, was the bad weather - likely induced by the
natural climate change associated with the LIA onset.
Oscillations
of a few years would just not stand up to the
natural variation sloshing patterns
caused by the winds, see known sea level changes
during El Niño etc..
The
natural causes of climate variations that have time scales (century, decadal; e.g. Schwabe sunspot cycles, average solar output
during the satellite measuring era,, ENSO / PDO / AMO and the rest
of the alphabet soup
of «oscillations», volcanism) either don't capture energy over multiple cycles — if I push a child on a swing, his average position doesn't move away from me — or are going in the wrong direction.
One
of the main themes that is promoted by «swindle» and people like Beck is that there was a Medieval Warm Period
during which temperatures were warmer than they are today, and that therefore today's global warming is due to «
natural causes».
This sharp, unprecedented rise in the average global temperature
during the last decade
of the 20th century can not be explained as a temporary swing produced by
natural causes alone, and its is very likely that heat - trapping waste gases are at least partly responsible for it.
«Modelling studies are also in moderately good agreement with observations
during the first half
of the 20th century when both anthropogenic and
natural forcings are considered, although assessments
of which forcings are important differ, with some studies finding that solar forcing is more important (Meehl et al., 2004) while other studies find that volcanic forcing (Broccoli et al., 2003) or internal variability (Delworth and Knutson, 2000) could be more important... The mid-century cooling that the model simulates in some regions is also observed, and is
caused in the model by regional negative surface forcing from organic and black carbon associated with biomass burning.
As for sea level rise: we see 30 years
of steep global temperature rise
during a time when, according to Spencer Weart, whose views on this matter are shared by most if not all climate scientists, «the temperature rise up to 1940 was... mainly
caused by some kind
of natural cyclical effect, not by the still relatively low CO2 emissions...» (from «The Discovery
of Global Warming,» by Spencer Weart — https://history.aip.org/climate/co2.htm)
The paragraphs above the figure note that «The rise takes place
during a period when, according to the IPCC report, the anthropogenic effect
of global warming is evident above the background variations from
natural causes» and «We are not aware
of any global climate models that predicted the reversal
of slope that we observe».
With these policies, if the insured passes away due to
natural causes, the policy beneficiary can receive 25 percent
of the policy's face amount in year one, and 50 percent
of the face amount if the insured passes away
during the second year
of being covered by the plan.
Because acceptance is guaranteed, death from
natural causes during the first two years
of coverage pays just a portion
of the benefit amount.
Graded death benefits means that if the policyholder dies
of natural causes (any
cause other than an accident)
during the first two years the beneficiaries will receive all premiums paid plus 10 percent.
This policy provides a graded benefit, which means that if death
of the insured that is due to
natural causes — in other words, death that is
caused by means other than an accident —
during the first two years in which the policy has been in force, the named policy beneficiary will only receive back all
of the premiums that were paid in, plus 10 percent, as versus the face amount
of the policy.
During the first 24 months, Metlife will not pay out a death benefit if death is the result
of natural causes.
However, if the insured dies from a
natural cause during the first two years
of the burial policy, the beneficiary will receive all premiums paid plus 10 %.
Additionally, should you die
during this «waiting period»
of natural causes (any
cause of death due to illness) your guaranteed issue life insurance policy WILL NOT pay the death benefit
of the policy.