Sentences with phrase «of necessary coverage»

A standard formula will not always give you the correct amount of necessary coverage to buy.

Because of this, term life insurance can be an affordable way to secure a significant amount of necessary coverage — and, the term life insurance policies that are offered by Legal and General / Banner Life Insurance Company can be converted over into permanent insurance protection by the insured.

Of course, like with all other things, you shouldn't get simply the minimal number of necessary coverage.

When calculating the amount of necessary coverage, considerations should include:

They are best - guess estimates to provide you with an idea of future financial needs and the amount of necessary coverage.

Not exact matches

The agreement significantly simplifies the documentation necessary to secure insurance coverage and may help reduce out - of - pocket costs for eligible patients.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

This resulted into what was a dynamic team play where every acre of space in the pitch was covered but only at the time that the coverage was necessary, allowing the team to take advantage of movements and provision of men where they were needed.

Launched in July 2009, with the basic aim of given women football the necessary coverage and exposures it deserves.

Even if you have no intention what - so - ever of having a c - section, in the rare case that you did need a medically necessary one, you can be denied insurance coverage now, because the procedure has been over performed.

Push for legislation that provides Insurance coverage of gluten free and allergy friendly foods for a medically necessary diet.

Encourage adequate, routine insurance coverage for necessary breastfeeding services and supplies, including the time required by pediatricians and other licensed health care professionals to assess and manage breastfeeding and the cost for the rental of breast pumps.

The legislation says credits may be used to buy only insurance that «does not include coverage for abortions,» with exceptions for abortions after rape or incest or that are necessary to save the life of the mother.

2.45 pm Update: Dominic Grieve, the Attorney General, has said that if necessary he will issue a notice to remind the media of their obligation to coverage the murder inquiry fairly.

«These Application Counselors will be able to provide the guidance, advice, and direction necessary for consumers to make an informed decision about what type of coverage best fits their needs.

To get a more accurate picture of what is unfolding in Syria it is necessary to consult sources that do not get much coverage in the dominant media.

«These interim final regulations are necessary in order to provide rules that plan sponsors and issuers can use to determine which changes they can make to the terms of the plan or health insurance coverage while retaining their grandfather status»

The union leader predicted that the skeleton staff of remaining workers may wind up having to rove between locks to provide necessary coverage, racking up large amounts of overtime and offsetting anticipated cost savings.

Additionally, it has become necessary to reassure the Ghanaian populace and to forestall any similar future occurrence by carrying out an immediate safety audit of all tourist destinations with the view of guaranteeing the safety of revellers while also ensuring that Ghana's international tourism brand is not made to suffer because of this incident which has attracted immense global media coverage.

The data necessary to answer myriad questions — about, say, the correlations between the industrial use of certain chemicals and incidents of disease, or between patterns of news coverage and voter - poll results — may all be online.

«PrEP can be a part of that outcome — especially if pragmatic approaches are sought, aimed at achieving the coverage necessary to gain population impact at scale.»

Canada could save $ 7.3 billion annually with universal public coverage of medically necessary prescription drugs.

In the 1970s, many blacks were denied jobs and insurance coverage because they carried a gene for sickle - cell anemia, including those who lacked the two copies of a mutation necessary to get sick.

They found that when individual heterogeneity is high, a very high coverage of MDA would be needed to ensure the small group of individuals contributing to transmission are treated, and targeted treatment may be necessary.

Even though I don't have any particular skincare concerns, I think if you want full coverage from this, then a bit of concealer would still be necessary.

RECOMMENDED: Full coverage of the Cannes Film Festival This year, the beautiful scenery made for a nice — and, at times, all - too - necessary — counterpoint, because once you stepped into a screening room, you were apt to be subjected to human ugliness en masse.

A new spate of documentaries and media coverage have all centered on the role teachers unions play in blocking necessary change and innovation in public schools.

Program Description Deep and sophisticated education coverage is needed to ensure the public has the information necessary to become a constructive part of the conversation about the systems and practices in their communities.

And thanks to The Five's status as the main route between the state's major population centers, the cell towers necessary to provide end - to - end coverage were built years ago, meaning I only lost signal a handful of times and for short periods — all due to unfavorable topography.

(d) The provisions of subsection (c) shall not apply to any employer, employment agency, labor organization, or joint labor - management committee with respect to matters occurring in any State or political subdivisionthereof which has a fair employment practice law during any period in which such employer, employment agency, labor organization, or jointlabor - management committee is subject to such law, except that the Commissionmay require such notations on records which such employer, employment agency, labor organization, or joint labor - management committee keeps or is requiredto keep as are necessary because of differences in coverage or methods of enforcement between the State or local law and the provisions of this title.

It's best to ensure that you have the necessary staffing and resources at your disposal to optimize your chances of convincing the media to show up and connect with you, and getting the coverage you seek.

If you're simply looking for the minimum amount of coverage necessary in your state, consider purchasing a GEICO motorcycle insurance policy.

That could even be a friend of your child's — it's often difficult to find fault where an injury to someone else's child is involved, and it's not necessary to do so in order to take advantage of the coverage.

If the parents sue you for the negligent act of dropping your drink, which was the proximate cause of the fall, Montana renters insurance personal liability coverage can respond and help with settling the claim quickly, defense costs if necessary, as well as making whole the injured person or persons.

Just like auto insurance adjusts the limits when you drive across a state line if necessary in order to be compliant with the regulations of the state you're in, your renters insurance personal property coverage follows you.

If you included loss of income coverage with your business insurance policy, your business can still receive the income necessary to pay bills and employee salaries until you can successfully reopen for business.

Buying too much coverage could lead to years of payments that are higher than what is necessary.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

For example, Ordinance or Law coverage has a provision for covering the cost of improvements required to comply with specifications of the Texas Windstorm Insurance Association if necessary in order to get coverage.

You can claim up to the total policy limit in personal property losses, though if your policy is written with an appropriate amount of coverage it may not be necessary to go that high depending on the type of loss.

Education is a significant part of that process, and when you call for Inspiration at Frank Lloyd Wright renters insurance you'll be connected with an insurance expert for renters who can help you identify what coverage is necessary for compliance as well as what coverage is appropriate for your lifestyle.

The benefit of combining the two insurances into one policy is you get life insurance death benefit coverage, help with your long - term care services, cash value growth that can be accessed via policy loans, with full cash surrender value plus return of premium if necessary.

Overdraft coverage can give you peace of mind that your transactions will be paid, even if you don't have the necessary funds in your account to cover them.

A deep and broad knowledge of the way renters insurance in Cary, NC works is necessary to get the best price and the best coverage.

Typically provides coverage for an insured person, covered family members and covered passengers for certain reasonable and necessary expenses, such as medical and hospital expenses, income continuation, loss of services, and funeral expenses for bodily injury caused by a covered accident, regardless of who was at fault.

, but it would also have provided loss of use coverage, allowing these students to stay in a hotel or elsewhere if necessary.

There may be a limit or a necessary endorsement to get coverage for the full value of jewelry and similar items..

While many people may believe that life insurance is only necessary for those who are young and have dependents, the reality is that people of all ages may need to carry life insurance coverage.

Whether you need a comprehensive health plan or catastrophic coverage with a tax - exempt health savings account, some form of Tennessee health insurance is necessary to guarantee quality medical care and to protect you and your loved ones from financial calamity.

Nothing can bring a loved one back, but affordable life insurance coverage is a necessary step in making sure that families will not have to suffer under a sea of debt and bills.