Rates would need to jump to 7 % in order for the percentage
of necessary income to be greater than historic norms.
The analysis identified markets where renters earn in excess
of the necessary income to support costs of living, taking into account indicators such as «labor market velocity,» «job listings,» «salaries,» and «rental housing costs.»
Columns 7 and 8 show the same income for a withdrawal rate of 4 percent and for a withdrawal rate of 4 percent after Social Security provides 40 percent
of necessary income, a common Social Security replacement rate.
Rates would need to jump to 7 % in order for the percentage
of necessary income to be greater than historic norms.
Not exact matches
Elon Musk, who promised that all
of Tesla's new vehicles will be capable
of driving fully autonomously sometime this year, admitted recently that he thinks universal basic
income will be
necessary.
If the amount
of stuff you have, particularly the kind that's desirable but not entirely
necessary, seems excessive in relation your
income, it probably points to some level
of financial instability.
Factors which could cause actual results to differ materially from these forward - looking statements include such factors as the Company's ability to accomplish its business initiatives, obtain regulatory approval and protect its intellectual property; significant fluctuations in marketing expenses and ability to achieve or grow revenue, or recognize net
income, from the sale
of its products and services, as well as the introduction
of competing products, or management's ability to attract and maintain qualified personnel
necessary for the development and commercialization
of its planned products, and other information that may be detailed from time to time in the Company's filings with the United States Securities and Exchange Commission.
As Clason writes, «That what each
of us calls our «
necessary expenses» will always grow to equal our
incomes unless we protest to the contrary.»
But over the last 40 years, every British minister has done what our bosses (usually their former classmates at Oxford and Cambridge) tell them to do: keep
income tax rates low, make evasion easy with a ton
of loopholes, turn a blind eye to our bonuses and our market - rigging, hand over tens
of billions
of pounds in bailout money when
necessary, and pass the check to those mythical non-Londoners in their seaside retirement homes and Amazon logistics centers.
When patients receive more treatment than deemed
necessary for their situation, some or all
of the extra costs will often come out
of the providers» pockets, instead
of generating more
income.
The goal
of TRX is to find like minded individuals who don't have the time, the credit, or the start up costs that are
necessary in acquiring an
income producing property on there own, but wishes to reap the benefits as part
of a group who does.
The latest CBO report on average federal taxes by
income group was released in June 2016 and includes data for 1979 - 2013 on before - and after - tax
income and taxes paid for each quintile, as well as for the top 1, 5, and 10 percent
of households., [20][21] Because
of the effort involved in preparing these analyses, CBO's annual updates tend to lag about two years behind the publication
of the
necessary SOI data.
Their labor theory
of value found its counterpart in the «economic rent theory
of prices» to distinguish the
necessary costs
of production and doing business (reduced ultimately to the value
of labor) from «unearned
income» consisting mainly
of land rent, monopoly rent, and financial interest and fees.
With this plan, you will only be required to pay 10 % - 20 %
of your monthly discretionary
income (that is your total
income minus what is deemed
necessary to live).
On February 10, a clause was apparently added to a letter outlining the details
of the trust stating that «the Trustees shall distribute net
income or principal to Donald J. Trump at his request, as the Trustees deem
necessary for his maintenance, support or uninsured medical expenses, or as the Trustees otherwise deem appropriate.»
Some
of these agreements have resulted in significant market opening; others have been
of lower standard and have dodged the tough issues
necessary to maximize
income gains from trade; still others have resulted in trade diversion rather than trade creation and have created a so - called «noodle bowl»
of overlapping and sometimes contradictory agreements that have become a thicket
of regulations that businesses often find difficult to understand.
Today, the pool
of savings
necessary to generate a given level
of income needs to be higher than in the past, a situation compounded by the decline in defined benefit pension plans.
While redistribution
of wealth is (by definition)
necessary to reduce
income inequality, some forms
of taxation could make it worse.
But the good news is that with improved savings behavior, steady and consistent investing, and sound guidance on retirement
income, future retirees can take the steps
necessary towards a comfortable standard
of living.
My model tells me that committing 75 %
of my IRA to the ladder will yield the
income necessary to meet all our current needs except for travel, at current price levels.
Income Test — Verify the income of each investor by reviewing documents such as an IRS Form W - 2, 1099, or 1040 and require a written representation from each investor that he / she has a reasonable expectation of reaching the income level necessary to qualify in the current ye
Income Test — Verify the
income of each investor by reviewing documents such as an IRS Form W - 2, 1099, or 1040 and require a written representation from each investor that he / she has a reasonable expectation of reaching the income level necessary to qualify in the current ye
income of each investor by reviewing documents such as an IRS Form W - 2, 1099, or 1040 and require a written representation from each investor that he / she has a reasonable expectation
of reaching the
income level necessary to qualify in the current ye
income level
necessary to qualify in the current year; or
Your disposable
income is the portion
of your take - home pay that is left over after you cover all
necessary living expenses.
This side hustle
income will not be
necessary, but having that margin
of safety and the ability to add to principal will be reassuring at the outset.
More disposable
income than ever before is needed to pay off existing loans, decreasing opportunities to make the kinds
of sales
necessary to succeed in the market.
Dividends can be a great source
of income to investors, but only if the company has the free cash flow
necessary to support those payments.
In 2013, the Corporation for Social Security Claiming Strategies was formed and one year later, A Comprehensive Guide to Social Security Retirement Benefits and Social Security Claiming Strategies was launched endeavoring to provide advisors with the knowledge
necessary to advise clients on the intricacies
of the Social Security system and teach them to utilize that information as the foundation for retirement
income plans sustainable throughout their client's lifetime and beyond.
Examples
of these risks, uncertainties and other factors include, but are not limited to the impact
of: adverse general economic and related factors, such as fluctuating or increasing levels
of unemployment, underemployment and the volatility
of fuel prices, declines in the securities and real estate markets, and perceptions
of these conditions that decrease the level
of disposable
income of consumers or consumer confidence; adverse events impacting the security
of travel, such as terrorist acts, armed conflict and threats thereof, acts
of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread
of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment
of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the
necessary amount
of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion
of our assets pledged as collateral under our existing debt agreements and the ability
of our creditors to accelerate the repayment
of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss
of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price
of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times
of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability
of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
I also know taxes are
necessary for civilized society, but that doesn't make prying a third
of my
income from my stingy mitts any more joyous.
1) Charities spend their
income on necessities, such as food and utilities, which ever - so - slightly re-orients our economy toward recession - resistant products, rather than luxuries 2) Charities spend their money quickly, but on independent schedules, making for a smoother stimulus effect on the economy 3) Charities make purchases tax - free, meaning that $ 1 spent by a charity generates a full $ 1
of private economic activity; furthermore, much
of those tax revenues are recovered as
income tax on the grocery stores, utility companies, etc. that might not have received that
income otherwise 4) Charitable giving is by far the most democratic way to improve society; from birth control to bombers, government assuredly spends money on something you don't like, and charitable giving restores your say - so 5) Charitable donations are tax deductible, meaning you keep those tax dollars in your local community 6) Charitable donations provide the funds
necessary for volunteers to serve the needy, thus giving «the average citizen» a chance to meet and interact with the needy, breaking down stereotypes
It means that Christians should attempt by education, persuasion, and where
necessary by legal action to secure a minimum standard
of income for all, commensurate with the cost
of living.
Although monetization is a common and
necessary practice, CARE maintains that the sale
of this food in the fragile markets
of recipient countries competes with the sale
of food produced by local farmers, causing prices to drop and lowering farmers»
income.
OCTOBER 2017: Editor's Note: Back in MY Day... • A Spotlight on Low -
Income Older Adults • The Benefits
of Preservatives in Our Food • Is It
Necessary To Avoid All Processed Foods?
Geri's work focuses on nutrition policies, such as increasing the healthfulness
of nutrition programs,
necessary to reach the goals
of eradicating domestic hunger and improving the nutrition and health
of low -
income individuals and families.
This
income is at most no more than 1 %
of the College turnover, so is not
necessary for the College to function.
If poverty is to be «tackled» it's
necessary to have a definition other than the bottom x percent
of income / earnings.
· Transfer
of assets abroad — that the rules which tax individuals in respect
of assets and
income transferred abroad are restrictive and disproportionate, in the sense that they go beyond what is reasonably
necessary in order to prevent abuse or tax avoidance.
Clinton said other
necessary reforms include proper treatment for the mentally ill and drug addicted who make up an increasingly larger percentage
of the prison population, sentencing reform so people with low level offenses do not face long prison terms, and tackling
income inequality, which is often at the root
of the problem for many people caught in the criminal justice system.
But while lawmakers would be subjected to new disclosure requirements if these are enacted, several exemptions would mean that they would not provide the «total disclosure»
of the sources
of lawmakers»
incomes that Cuomo suggested was
necessary.
District Attorney William Fitzpatrick, a member
of the county's five - person ethics board, said the new law is
necessary to rein in «chronically obtuse» officials who fail to see that outside
income poses potential conflicts
of interest with their elected positions.
«Feedback to LITRG staff and volunteers from members
of the public strongly suggests that government departments are failing to provide the
necessary quality
of guidance and levels
of support to ensure that unrepresented individuals on low
incomes can fully comply with their obligations or understand their entitlements under the tax and related welfare systems.
While both Cuomo and Heastie presented the agreement in historical terms — the governor said there would be «more disclosure, more transparency than has ever existed in this government» — it lacks several elements good - government advocates and Attorney General Eric Schneiderman say are
necessary to truly root out corruption at the Capitol, most notably a cap or ban on the amount
of outside
income lawmakers can make.
He attempted to strike a middle ground on the controversial issue
of development in The Bronx, stressing that both affordable housing and mixed -
income housing are
necessary to make the borough a better place to live.
The mayor also said the law was
necessary because it disproportionately impacted low -
income New Yorkers and people
of color.
Senate Majority Leader John Flanagan (R - Suffolk) promised to «engage in whatever discussions are
necessary» on ethics but opposed two key measures favored by Democrats and good government groups — public financing
of election campaigns and bans on lawmakers» outside
income.
Proponents
of inclusionary zoning say it is
necessary because a real estate surge in Buffalo is forcing low - and moderate -
income people from their neighborhoods.
If the student, conscientious about time management and studying, explains that the job pays for needs such as the financial support
of her family and there are not too many wants to sacrifice, then you will need to discuss either potential
income sources that would negate the need to work full - time or a decreased course load so that the student will have enough time to do what is
necessary to do well in her courses.
Those readings will reveal whether the asteroid is a single intact object, a mash - up
of disparate ones or a jumble
of rocks barely held together by its feeble gravity —
necessary information to have before you try to knock an
incoming asteroid out
of the way.
This produces a situation where huge numbers
of incoming specimens can overwhelm any efforts to identify them by the few people with the
necessary skill.»
The authors» analysis
of the latest available data from the EU Statistics on
Income and Living Conditions revealed a 47 % rise in people who felt they did not receive medically
necessary healthcare.
At normal to low levels, ROS and RNS are
necessary for the immune system — they are released by innate immune cell macrophages to destroy invading pathogens, and they act as innate system messengers, warning
of incoming invaders.