In case the list
of no balance transfer fee credit cards above doesn't suit your needs, here are a few more options worth considering.
In the same way, the advantages of a balance transfer card may outweigh the expense
of a balance transfer fee.
These types of cards allow you to pay 0 % interest on transferred balances for a period of time determined by the issuer — usually between 6 and 18 months — but be mindful
of balance transfer fees.
When there is a ceiling to the amount
of a balance transfer fee charged.
My one concern is this: to discourage customers from switching banks, might they enforce some kind
of balance transfer fee?
With regards to credit card balance transfers you need to check overall how much the interest charges will be on your current card compared to the cost
of the balance transfer fees.
Do be aware
of balance transfer fees which could wipe out the gain.
But product managers have implemented cardholder ideas about adding free FICO scores and getting rid
of balance transfer fees.
During the hunt for a balance transfer card you need to weigh up the length of time it will take you to clear the debt against the size
of the balance transfer fee.
Annual Fee: $ 0 Recommended Credit: Good to Excellent Bottom Line: If you have to transfer a large balance, the lack
of a balance transfer fee in the first 60 days makes the Chase Slate a super attractive offer.
The real value in the Amex EveryDay card comes from the lack
of a balance transfer fee in the first 60 days of account opening.
In the same way, the advantages of a balance transfer card may outweigh the expense
of a balance transfer fee.
This card also offers a decent promotional rate on balance transfers, but be wary
of the balance transfer fee.
Just make sure you factor in the cost
of the balance transfer fee before pulling the trigger.
With the Barclaycard Ring MasterCard, you do not have to pay any type
of balance transfer fee.
If you think you will be able to pay off your balance within the 15 months then you should choose the Chase Slate over the Citi Simplicity because
of the no balance transfer fee you get with the Chase Slate.
This card is one of the best balance transfer credit cards on the market mainly because
of the no balance transfer fee.
Not exact matches
Best
of all, the card has no annual
fee and often has 0 % APR for the first 15 months on purchases and
balance transfers.
Balance transfer fees of about 3 percent typically apply — and most offers expire in a matter
of months.
Because
of the high transaction
fees, Steam said «it is not feasible to refund or ask the customer to
transfer the missing
balance.»
Buying products and services with your card, in most cases, will count as a purchase; however, the following types
of transactions won't count and won't earn points:
balance transfers, cash advances and other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and
fees of any kind, including an annual
fee, if applicable.
(«Purchases» do not include
balance transfers, cash advances, travelers checks, foreign currency, money orders, wire
transfers or similar cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and
fees of any kind, including an annual
fee, if applicable.)
Receive an introductory rate
of 0 % on purchases and
balance transfers (excluding any
fees or interest posted to the account, and cash advances) for the first nine months after account opening.
Each
balance transfer transaction will be assessed a 4 %
fee of the amount
transferred ($ 10 minimum).
Some cards don't charge these
fees, but others will charge 3 % to 5 %
of the
balance transferred.
Balance transfers come with a fee, between 1 % and 3 % of the balance, which is typically less than the interest you would otherwi
Balance transfers come with a
fee, between 1 % and 3 %
of the
balance, which is typically less than the interest you would otherwi
balance, which is typically less than the interest you would otherwise pay.
The Chase Slate ® is one
of the few credit cards to waive the
transfer fee as an intro offer on
balances transferred within the first 60 days
of account opening.
The promotional APR on
balance transfers isn't as generous as that for purchases, and keep in mind that Discover also charges a
balance transfer fee equal to 3 %
of the amount
transferred.
If you
transfer a
balance to the card within 60 days
of account opening, the
balance transfer fee (usually 3 %) will be waived.
You may have to pay a
balance transfer fee of 3 % to 5 %
of the
balance, but the 0 % APR could more than make up for any
fee.
Bottom Line: The Citi Simplicity ® Card - No Late
Fees Ever is one
of the better
balance transfer credit cards, due to the long 0 % intro APR period.
$ 0 Introductory
balance transfer fee for
transfers made during the first 60 days
of account opening
After the introductory periods end, a variable APR
of 16.49 % -25.24 % applies on
balance transfers and purchases, and there will be a
fee of either $ 5 or 5 %
of the amount
of each
transfer, whichever is greater.
There is also $ 0 Intro
balance transfer fee during first 60 days
of account opening.
Balance transfer fee: 3 % of the amount of each transfer, Annual Fee: No
fee: 3 %
of the amount
of each
transfer, Annual
Fee: No
Fee: None.
New customers receive 15 months
of 0 % intro APR financing on both new purchases and
balance transfers, with a 5 % or $ 5 (whichever is greater)
balance transfer fee.
Balance transfer fee: 3 %
of the amount
of each
transfer.
Unfortunately, its
balance transfer fee of 5 % or $ 5 (whichever is greater) is higher than the 3 %
fee seen on most
of these offers.
After the first 60 days your account is open, the
fee for future
balance transfers is 5 %
of the amount
transferred, with a minimum
of $ 5 †
Balance transfer fee is 5 % of the amount transferred, $ 5 minimum and No Annual Fe
fee is 5 %
of the amount
transferred, $ 5 minimum and No Annual
FeeFee †
Unless we are prohibited from doing so by any applicable law, regulation, court order or instruction or guidance
of a competent regulatory authority or agency, in terminating your account we may do any
of the following at our sole discretion: A.
transfer the funds back to the source; or B. convert your account
balance to Bitcoins at our then - prevailing rate, subject to applicable
fees and as soon as practicable give you 48 hours» notice that we intend to deactivate your account, requesting that you provide us with an alternative bitcoin wallet address to which we can
transfer your bitcoin within that period (the «Redemption Period»);
APRs range from 14.49 % to 24.49 % with no annual
fee and 0 % APR on purchases and
balance transfers for 12 months, if made within 60 days
of opening your account.
Balance transfer fee is 5 %
of the amount
transferred, $ 5 minimum.
If you're looking for a
balance transfer card and you have hefty
balances to
transfer, you might prefer the Chase Slate ® card, which offers a
fee - free
transfer if you complete within 60 days
of opening an account.
Furthermore, there is a $ 0 Introductory
balance transfer fee for
transfers made during the first 60 days
of account opening.
It can help you save hundreds in interest and
balance transfer fees, giving you the boost you need to get out
of debt.
And after the first 60 days, the
balance transfer fee is $ 5 or 5 %
of the amount
transferred, whichever is greater, so you'll need to make
transfers early.
The total amount
of your
balance transfer requests, including
fees and interest charges, can't exceed your available credit or $ 15,000, whichever is lower.
If you're
transferring a
balance of $ 10,000, the 5 %
balance transfer fee on the Chase Freedom Unlimited ® card will cost you $ 500 — not exactly small change.
You won't pay any
fees for
balance transfers within 60 days
of opening your account.