Fewer buyers for the same pool of assets makes sellers try harder, and rates on Treasuries serve as a benchmark for a wide range
of other borrowing costs.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or
other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our
other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and
other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or
other security attacks, information technology failures, or
other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to
borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and
other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and
other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and
other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and
other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among
other things.
Of course, Tinder itself uses Facebook data to act as a digital matchmaker (as do many other dating apps), and Facebook's dating feature seems to borrow some ideas from one of the world's most popular dating app
Of course, Tinder itself uses Facebook data to act as a digital matchmaker (as do many
other dating apps), and Facebook's dating feature seems to
borrow some ideas from one
of the world's most popular dating app
of the world's most popular dating apps.
Other reports suggest that online lenders could soon capture up to 30 percent
of small business
borrowing needs.
On the
other hand, leaving the interest rate low encourages the kind
of borrowing and spending that has produced record - high levels
of consumer debt in Canada and pushed housing prices into the stratosphere.
Among
other things, it reveals nothing about the distribution
of debt, which is crucial for understanding who has done the
borrowing, why, and whether we should worry about it.
Flush with cash withdrawn from the equity in their homes and
other borrowed money, Canadian consumers have gone on a spending spree with gains spread across a wide variety
of retail sectors, including vehicles, building materials, home furnishings, clothing and food.
The CFO is also focused on the long - term finances
of the company in terms
of forecasting as well as how the business might fund, say, an acquisition by
borrowing or
other means.
To boost its returns, Cirrix
borrows from
other banks to buy some
of these loans.
Some see higher rates as a vote
of confidence on the strength
of the economy, while
others consider increased
borrowing costs a threat to the bull market that began amid — and was fueled by — historically low rates and extraordinary Fed stimulus.
The record high levels
of consumer debt among Canadians has also raised a red flag from Bank
of Canada governor Mark Carney and
others who have warned that interest rates will rise at some point — raising the cost
of borrowing.
The four conglomerates originated in different sectors, but their underlying business model is the same: cultivate powerful allies in the Communist Party; use those relationships to win regulatory and property concessions; gather investment from friends, family and
other proxies
of party elites into a murky, unregulated private holding company;
borrow heavily from state - owed banks and
other sources to finance prodigious growth plans; invest as aggressively as possible in stock and property overseas as a hedge against slower growth in China and the risk
of a weaker Chinese currency.
But that looks to be a
borrowed brainwave;
others pitched a solar wall back when he was a skeptic
of tapping power from the sun.
In a 2010 letter to Berkshire Hathaway shareholders, Buffett acknowledged some people had become «very rich through the use
of borrowed money,» while
others had also become very poor.
Enthusiasm for auto debt comes at a time when aggregate growth
of mortgages, credit cards, lines
of credit and
other forms
of borrowing has slowed.
There is perhaps no
other tribe more obsessed with
others» personal routines and rituals than creatives — a visceral desire to peek into the lives
of great artists and to
borrow any or all ideas that champion creativity.
If the funds are obtained through increased government
borrowing, then the purchasers
of this increased supply
of government bonds will be curtailing their lending to
other borrowers / spenders or will curtail their own spending in order to purchase the government bonds.
The result
of these takeaways is Van Rooy's BSQ system, which
borrows elements from the
others discussed in this list.
For example, you can't tap into your home equity line
of credit or use any
other form
of borrowed resources to pay for your franchise business.
Regardless
of your ultimate ability to garner funding through school grants, crowdsourcing or
other alternatives, you will likely have to get your business rolling with minimal capital until you can demonstrate viable potential or build enough credit standing to warrant large - scale
borrowing.
Further, consumers who utilize more than 50 percent
of their credit lines will see their credit scores drop, which lowers not only the cost
of personal
borrowing but makes
borrowing from a bank or
other lender more costly.
[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval for state
borrowing, an executive order prohibiting the use
of one - time revenues to balance the budget and a controversial plan to raise some $ 38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and
other toll roads for at least 75 years to a new public benefit corporation that could sell bonds secured by future tolls, which it would be allowed to raise by 50 % plus inflation every four years beginning in 2010.
Upon liquidation, holders
of such debt securities and preferred shares, if issued, and lenders with respect to
other borrowings would receive a distribution
of our available assets prior to the holders
of our common stock.
The amount you can
borrow depends on your financial need, the amount
of other aid you receive, and the availability
of funds at your college or career school.
Partly in response to that, real estate developers and
others who needed to
borrow large amounts
of money began turning to insurers, which rapidly expanded their financial activities and raised the money to do so by selling a wide array
of often speculative investment products.
Taken together with local government
borrowing and
other obligations, China's gross government debt could be as much as 60 %
of gross domestic product, says UBS China economist Wang Tao.
On this issue among
others — like funding the government, raising the federal
borrowing limit and financing highways — such business groups have found themselves at odds with traditional Republican allies who increasingly reflect a new populist strain
of conservatism in the party that is often hostile toward big business.
At the
other end
of the scale, those with the muckiest credit histories
borrow an extra $ 0.58 for every $ 1 hike in their credit limit.
So U.S. consumer spending will fall because
of (1) no more easy mortgage or credit - card credit, (2) debt deflation as consumers repay past
borrowing, «crowding out»
other forms
of spending, and (3) downsizing and job losses lead to falling wage income.
Meeting a temporary cash flow need requires a different approach than
borrowing to purchase a heavy piece
of equipment, expand into a new location or meet some
other long - term capital need.
In
other words, your banker may allow you to
borrow against 75 percent
of the value
of appraised real estate or 60 percent to 80 percent
of the value
of what they call ready - to - go inventory.
When
borrowing to purchase inventory, the total cost
of capital (including any interest or
other fees that are a condition
of receiving capital) should be considered.
In
other words, they're leveraging short - term
borrowing to take advantage
of borrowed capital to increase the ROI in their business.
Because, like their larger siblings, many small businesses rely on
borrowed capital to fund growth and
other initiatives, they should follow the example
of larger companies that make funding business initiatives part
of their annual strategic plan.
Ford reclaimed control
of its blue oval logo last year after using it and
other assets as collateral to
borrow $ 23.4 billion in 2006 which allowed the company to weather the global financial crisis.
You can
borrow up to $ 250,000 for working capital or
other needs with a maximum interest rate
of 9.75 %, which are great terms for new businesses.
The CAPLines program allows you to
borrow money working capital needs and
other purposes, with up to 85 %
of the loan guaranteed by the SBA.
Your credit score reflects how reliable you are as a borrower, and is determined by your track record
of borrowing and repaying banks, credit card companies and
other lenders.
The official line we hear everyday is that the Canadian fundamentals are great, while
other countries are in deep trouble because they are spending beyond their means and
borrowing too much from the rest
of the world.
He praised the Conservative government's use
of other tools, especially tightening mortgage insurance rules no less than four times, to encourage sensible
borrowing.
It's all part
of the phenomenon
of repressed yields and cheap credit: Companies are
borrowing large amounts
of money to buy back their own shares and to buy out each
other, instead
of funding investments in productive activities.
Some
of the best indicators for mortgage rate movement include the yield on 10 - year Treasury bonds from the government and the LIBOR — a rate that determines how much banks must pay to
borrow money from each
other.
First, governments seek the approval
of financial markets because their approval will be critical in determining the cost
of borrowing for the government, as well as for
other borrowers in the economy.
The name
of the game is to minimize these costs by increasing the flow
of deposits into your institution. Large banks like RBC benefit from their extensive network
of branches and large customer base — chances are, their customers write cheques to
other RBC customers leading to no net outflow and no overnight
borrowing requirement.
In
other words, the challenges
of borrowing can contribute to slamming on the brakes so far as creating jobs is concerned.
The policy loan provision stipulates the amount you can
borrow against your cash value, the rate
of interest, and
other terms for policy loans.
Banks and
other institutions could lend more money every time the Fed reduced rates, and this led consumers to feel more confident in
borrowing more, but it stressed their actual financial system beyond repair in many cases, and it caused stress for those that didn't
borrow because they felt priced out
of the housing market.
Fiscal Polozy usual disclaimer, personal opinions contained herein, some better opinions
borrowed from
others, none reflect views
of my employer, etc etc..
Putting $ 400 into savings, for example, leaves 86 %
of the typical refund available for
other uses while providing enough
of a cushion to handle small emergencies and avoid payday loans or
other high - cost
borrowing.
Other fees may apply as well, depending on the type
of loan that you take out and the lender that you
borrow the money from.