Sentences with phrase «of other financial problems»

Insurance is often sold as a solution to a myriad of other financial problems such as saving and investing for retirement.

If you're asked for this information along with payment for services not yet received, you may be vulnerable to identity theft and a host of other financial problems.

(Defaults can lead to a host of other financial problems, including wage garnishment, damaged credit, and an inability to secure financing in the future for things such as cars, credit cards, or a home.)

Not exact matches

But as the economy has turned tougher, I changed my mind about that — along with making a number of other business and personal financial decisions that should strengthen our ability to withstand whatever problems may occur.»

In other words, instead of skipping a handful of payments or defaulting on a loan, contact your creditors and lenders as soon as a problem arises and negotiate some form of resolution that's within your financial means.

«We'll jump on a problem with a lot less resentment and foot dragging than you would find in another company,» says chief financial officer Thomas Downing, who spent most of his career working for other companies.

Still, even though more people in poor health reported high levels of stress than any other group, when all respondents in the «highly stressed in the last month» group listed what contributed to their stress, a few contributing factors beat out health issues: too many responsibilities overall, financial problems, and work problems.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

And financial stress is a major cause of illness, absenteeism and other problems that cost companies millions every year.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

The day before the announcement, it was revealed that the Capital Market Authority, the Saudi financial regulator, had warned the public against buying into ICOs, citing the possibility that people could lose their investments as a result of fraud, among other potential problems.

China's debt problems, in other words, can not be resolved administratively, by fixing the shadow banking system, by imposing discipline on borrowers, or indeed by eliminating financial repression (much of which, by the way, has already been squeezed out of the system by lower nominal GDP growth).

He is the author of treatises on proxy voting and shareholder communications and his articles have appeared in The London Financial Times, The New York Times, The New York Law Journal, The American Lawyer, Insights, Pensions & Investments, The Corporate Governance Advisor, Directors & Boards, the Journal of Law and Contemporary Problems and other publications and professional blogs.

I am not a big fan of schadenfreude — that is, the act of getting joy from the suffering of others — but you can feel a little bit better about your own financial problems when you realize that few people are free of money stress.

As Financial Times columnist Martin Wolf noted on Wednesday, Sept. 24, the problem is that the face value of mortgage loans and a raft of other bad loans far exceeds current market prices or prices that are likely to be realized this year, next year or the year after that.

To use smart algorithms responsibly, companies — particularly financial services firms — must identify potential problems early and have a well - conceived plan for addressing and removing unintended bias before it leads to discrimination in their lending practices, as well as potential discriminatory biases that may reach beyond lending and affect other aspects of a company's operations.

But in other cases, this may indicate that the one seeking financial help is wanting to shirk responsibility — if one's attitude is to «have someone else take care of the problem», then it could make you an easier mark for scam artists or could make you a target to be taken advantage of.

Politicians and central bankers will manage the crisis of 2016 - 2017 as they have most other crises (such as 1987, 1998, 2000, 2008) by increasing spending, addressing an excess debt problem with even more debt, and pumping more «funny money» into the global financial system.

AA, religion, christ himself, science satanisim, math, medicine or whatever it is you choose to turn to try to get out of pain, remorse, guilt, anger, selfishness, legal problems, drug / alcohol abuse, financial ruin or any other negative result producing situation that you have brought upon yourself if it changes you for the betterand helps others feel better about you or themselves who cares what, who, or how someones higher power works!!!

Arsenal has its problems and some of them due to Wenger but by God he's done a lot more good since 2010 with our financial constraints than any other manager would have done.

Whilst I agree that Kroenke is huge problem as well as Wenger, and that our next manager may face the same financial restrictions, one has to acknowledge that even with these restrictions, Arsenal are still better off than almost every other club in the premiership and have one of highest wage bills in the world.

Djukic, with his hands tied at boardroom level and hindered by enforced player sales and a whole host of other factors arguably beyond his control, has failed to restore former glories to Los Che, so, as the club's owners search for a way to control the financial mess, it will be down to another fire - fighting manager to sort out the problems that are existent on the pitch.

However, we do enter into commercial arrangements with companies and other organisations if such arrangements give us the financial support we require to do that independent journalism or, as in the case of the roundtable discussion to which you refer, fund events that shed light on a problem or facilitate debate on an important topic.

Look around online, and you're sure to find very practical checklists about which problems might be discovered when, the financial and work planning you better deal with now or else, and the insurance and other research that must be tackled (hey, maybe you find that sort of thing fun...).

Other risk factors include financial problems, loss of family and partner support, overwhelming expectations at work and home, lack of attention from the partner, sleep deprivation, and a straining relationship or marriage.

A variety of studies suggest that fathers» engagement positively impacts their children's social competence, 27 children's later IQ28 and other learning outcomes.29 The effects of fathers on children can include later - life educational, social and family outcomes.1, 2,26 Children may develop working models of appropriate paternal behaviour based on early childhood cues such as father presence, 30,31 in turn shaping their own later partnering and parenting dynamics, such as more risky adolescent sexual behaviour32 and earlier marriage.33 Paternal engagement decreases boys» negative social behaviour (e.g., delinquency) and girls» psychological problems in early adulthood.34 Fathers» financial support, apart from engagement, can also influence children's cognitive development.35

«As I researched the idea of promoting savings in our sector, the idea of credit union came into mind and I said that's it because it dawned on me that majority of the people don't have savings accounts, insurance cover or even pension schemes and since I became the Chairman of GHAMRO I really felt the pinch because every now and then I get calls from members asking for advance payment of their royalty to either pay school fees, settle medical bills or to even solve other financial problems then I've realized that this vacuum has to be filled because GHAMRO doesn't have a policy to pay this type of monies».

«The state's other insurers should not bear the financial brunt of fixing a problem that they did not create,» said Leslie Moran, a spokeswoman for the Health Plan Association, which represents insurers.

In the week that banks were collapsing the man who wants to run our economy not only said: this is not a problem caused by the financial markets but went on to say and, I quote, «that it's a function of financial markets that people make loads of money out of the misery of others.»

Up to July 2015, he worked in Parliament through the All Party Parliamentary Group APPG for East Asian Business which he chaired, the All Party Parliamentary China Group [32] of which he was the vice-Chair (special focus on Hong Kong), and the All Party Parliamentary Group for Trade and Investment [33] of which he was treasurer to promote better trade and political and cultural links between the UK and East Asia and work to encourage the next generation of East Asians and other diaspora to develop the leadership skills to play a greater role in public life, in society, and business, and in harnessing the resources that East Asians have globally and locally both financial and non-financial to address global and local problems today.These groups were discontinued after the May 2015 election.

«We asked this population directly why they had thoughts of suicide and death, and what we found contradicted past study findings — the vast majority of participants said factors other than depression including illness, disability, pain, financial concerns, family problems and bereavement are driving these thoughts,» said Dr. Kennedy.

Chris Marquet, CEO of Marquet International said: «If they do it at all, online dating services do not do an adequate job of screening their members for serious issues such as criminal histories, financial problems and other risk factors.

There are just too many other pressing problems, such as the financial crisis and the wars in Iraq and Afghanistan, to occupy the president - elect's time and that of his advisers.

They had an array of problems: overcrowded classrooms with little ventilation, high absentee rates, few textbooks and other instructional materials, abysmal aca - demic results, and failure to file financial reports and to offer the advertised courses.

In my view it is enormously valuable to have a teacher within the school itself to coordinate rehearsals and events, liaise with other staff, follow up on children who have missed lessons (finding out if there is an underlying financial or family problem of some sort), meet with parents at the regular parents» evenings, arrange for permission slips for an event, work with the drama specialist / enthusiast on plans for a musical.

• Multiplying by Percentages: Challenge students to use their knowledge of the equivalence of decimals and percents to solve real world problems about taxes, savings, and other financial purchasing decisions.

Of course, there are other barriers to effective implementation of professional development including limited financial resources, access to needed expertise, big differences in the capabilities of the teaching staff, and the absence of data needed to specify the problems that are impeding student learninOf course, there are other barriers to effective implementation of professional development including limited financial resources, access to needed expertise, big differences in the capabilities of the teaching staff, and the absence of data needed to specify the problems that are impeding student learninof professional development including limited financial resources, access to needed expertise, big differences in the capabilities of the teaching staff, and the absence of data needed to specify the problems that are impeding student learninof the teaching staff, and the absence of data needed to specify the problems that are impeding student learninof data needed to specify the problems that are impeding student learning.

Just two weeks into the school year, Kinston Charter Academy's 230 students were left to scramble for a new school — at either one of the local public schools or at the other local public charter school, which is also having financial problems.

While some of the schools are high - achieving, others have been plagued by financial and other problems.

That more than 80 percent of those closures are for reasons other than academic performance raises concerns — among charter advocates and opponents alike — that authorizers are not holding poorly performing charters accountable for student learning; however, Consoletti argues that financial and operational problems often appear before academic data can be gathered.

These researchers might be (in my opinion) prematurely optimistic about the potentials of VAMs contrary to what aproximately 90 % of the empirical research in this area would support; these scholars might use methods that over-simplistically approach very complex problems and accordingly make often sweeping, unwarranted, and perhaps invalid assertions regardless; these folks might have financial or other vested interests in the VAMs being adopted and implemented; or the like.

(b) In determining whether to make a grant, and in fixing the amount thereof and the terms and conditions on which it will be made, the Commissioner shall take into consideration the amount available for grants under this section and the other applications which are pending before him; the financial condition of the applicant and the other resources available to it; the nature, extent, and gravity of its problems incident to desegregation; and such other factors as he finds relevant.

Posted by Victoria Strauss for Writer BewareOne of the original digital pioneers, erotic romance publisher Ellora's Cave has reportedly had financial and other problems for some years.

Despite financial problems, the two are glad to have found each other, and though Lexi resolves to stay safely on the periphery at her new high school, she soon meets Mia, unhappy and awkward despite a solid family life, a loving twin brother, Zach, and a closetful of clothes.

A unique presentation of the mysterious Cosmic cycles that influence the personal, social, business, financial, and other affairs of our daily lives, accompanied with tables and a system whereby each one may easily work out the periods of each year and of each life when there are favorable and unfavorable times for mastering the problems of life.

Our affiliates can include mortgage brokers, car dealers, Realtors, financial planners, attorneys, insurance advisers, financial advisers, tax preparers, alarm installers who have clients who have been victims of stolen identity and they need to put their credit back in order, or people who just know other people with credit problems.

While those seeking late - life or «grey» divorces, as they are sometimes called, tend to have a rosier outlook than their younger counterparts of life after the dissolution of a marriage, older divorcés also face unique financial problems that others do not.

Economic and personal financial challenges have placed many homeowner squarely between a rock and a hard place; mortgage refinancing is denied due to lack of home equity and or other issues including less than stellar credit or a past employment problem.

So many people have suffered through debt and other financial problems that led to a poor credit rating, the national economy felt the punch, especially in light of the housing market crisis.

If, on the other hand, you meet all or most of those criteria, there are many non-profit credit counseling organizations that will work with you to solve your financial problems.