Not exact matches
Out -
of - pocket medical
expenses, inpatient and
outpatient care, emergency room visits and prescription drugs all contribute to the added health care expenditures, with inpatient prescriptions contributing the most, An said.
This represents costs over and above those experienced by a person who does not have a disability and does not include other
expenses such as emergency room and
outpatient hospital visits, residential care and out -
of - pocket family
expenses.
Outpatient treatment and daycare
expenses, which were not usually part
of traditional health insurance plans, are now included.
What Kinds
of Hospital
Outpatient Expenses are Covered?
One needs to first define his own requirements — like critical illness, injuries from accidents, hospitalisation
expenses or
outpatient department (OPD)
expenses — and the level
of insurance.
Outpatient expenses section
of the policy covers
expenses like dental treatments and psychiatric treatment.
Outpatient Dental Treatment - Covers
expenses incurred for any dental treatments (waiting period
of 3 years).
* The reimbursement against non-network
Outpatient Consultations is restricted up to lower
of actual
expenses or 400.
If within two weeks prior to your pre-paid ticketed or vouchered initial trip departure your entire trip must be cancelled due to 1) your death, illness or injury causing hospitalization or
outpatient surgery, or 2) the death
of an Immediate Family member, or 3) the substantial destruction
of your home due to fire, wind, flood, or earthquake, any unused and nonrefundable portion
of expenses shall be reimbursed up to a maximum
of $ 2,500, excess
of $ 100 each and every loss and excess
of all other valid Insurances.
Anesthesiologist
Expenses for pre-operative screening and administration
of anesthesia during a surgical procedure whether on an inpatient or
outpatient basis.
Expenses incurred for
outpatient treatment in connection with the detection or correction by manual or mechanical means
of structural imbalance, distortion or sublimation in the human body for purposes
of removing nerve interference and the effects thereof, where such interference is the result
of or related to distortion, misalignment or subluxation
of or in the vertebral column;
Physiotherapy Physical Medicine / Chiropractic
Expenses on an inpatient or
outpatient basis including treatment and office visits connected with such treatment when prescribed by a Doctor, including diathermy, ultrasonic, whirlpool, heat treatments, adjustments, manipulation, or any form
of physical therapy and limited to $ 50 per visit, one visit per day and 10 visits per Policy Period.
But a comprehensive coverage should also make up for the
expenses involved in
outpatient services, ultrasound, regular check - ups, medicines, termination
of pregnancy, consultation, preventive and wellness services.
It will also pay 100 %
of the costs (after a policy's deductible is met)
of ambulatory services and 50 %
of covered
expenses for
outpatient prescription drugs outside the U.S. Consistent with other travel medical plans, HTH travel insurance will also pay % 100
of the cost for dental care needed after a related injury, up to $ 200.
This plan not just covers complications
of Diabetes (both Type 1 & Type 2) but also expand its coverage to cover hospitalization
expenses, personal accident and
outpatient expenses as well.
There is another plan under Bajaj Allianz travel insurance called as «Travel Elite» where the inpatient medical
expenses is cashless after the deductible
of $ 100 and cashless for
outpatient medical
expenses if the bill is more than $ 500.
The term «medical
expense» or «medical records» shall include but not be limited to medical, dental, orthodontic, optical, surgical, hospital, major medical, psychological, psychiatric,
outpatient, doctor, therapy, counseling, prosthetic, and / or all other
expenses / records including preventative health care
expenses / records related to the treatment
of the human body and mind.