Sentences with phrase «of policies of insurance»

Sophie advises and acts in insurance matters, including the construction of insurance policy wordings, breach of warranty claims, avoidance of policies of insurance for misrepresentation and non-disclosure and claims under the Third Parties (Rights Against Insurers) Act 1930.

ICBC apparently held that the Defendant was in breach of his policy of insurance and defended the lawsuit as a «statutory third party `.

In the context of a dispute arising out of a policy of insurance, if the term should create an ambiguity then by the familiar rule of interpretation the ambiguity will be construed most favourably to the insured.

Not exact matches

If a Desjardins customer's driving data shows they are a less risky driver than most (driving less than 15,000 km per year, for example, or driving primarily between 5 a.m. and 10 p.m.) they can qualify for a discount on their insurance policy of up to 25 %.

The same follows for annuities and the cash value in your life insurance policy, said David E. Hultstrom, co-founder of Financial Architects in Woodstock, Georgia.

For example, whether and how to include the value of your pension or whole life insurance policy might vary from person to person.

Plus, they spend an additional $ 1.1 billion of their own money on emergency room visits and public health insurance programs that could be mitigated with paid leave policies.

You can purchase a contingent policy, which is about half the price of regular insurance and will serve as backup insurance in the event of a catastrophe.

David Dodge, the former Bank of Canada governor, told me earlier this year in an interview about housing policy that he would nationalize the mortgage insurance industry; not because he is a Communist, but because it always will be taxpayers who clean up the messes of bankers, especially when it involves houses.

Agents may be «captive,» working for one insurance carrier, or independent and writing policies on behalf of many companies.

The situation is analogous to health care policy in the years before Obamacare, when, in the absence of a federal consensus, Massachusetts pioneered its own law aimed at reforming health insurance (which later became a model for the Affordable Care Act).

If the price of Bitcoin goes up, your option expires like an unused insurance policy and the coins you own go up in value, where you get a profit.

In Personal Insurance, net written premiums grew 8 %, benefiting from renewal premium change of 10 % in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 %.

For Personal Insurance, retention is the ratio of the expected number of renewal policies that will be retained throughout the annual policy period to the number of available renewal base policies.

Some entrepreneurs believe their personal auto or homeowners insurance policy will cover them in case of emergency or if they are sued, and they don't budget anything for insurance.

An adviser who earns a flat fee - such an hourly rate or a set percentage of your portfolio value - is much better aligned with you than an adviser who earns commissions for selling you particular mutual funds, insurance policies, or other products.

Most companies have insurance policies designed to cover the more obvious financial ramifications of incidents like fires, floods, or hurricanes.

Kathleen Harrington, chair of Policy of Government Relations for the Mayo Clinic, said so far she likes what she hears from Republicans on changes to health insurance.

Our insurance policies do not permit acceleration of payments without our consent,» the statement added.

* Correction: The original version of this story said Airbnb offers secondary liability insurance for homeowners whose policies don't cover commercial activity.

But now, only six months later, after a series of major risks, leaps of faith and shrewd decisions (like a good insurance policy), Chapman's is set for an improbable comeback.

In general, its safety policies are meager in the extreme: The company offers liability insurance for landlords and homeowners *; it offers free smoke and carbon monoxide detectors to hosts in the U.S.; after the death of Stone's father, it began requiring new hosts to view safety tips during onboarding.

While it's true that a good insurance policy can do much to reduce lawsuit worries and that many small, savvy businesses don't have debt problems, it's also true that businesses which face significant risks in either of these areas should probably organize themselves as a corporation or LLC.

The life insurance policy should provide for the families of the owners and key management.

From copies of wills, insurance policies, and birth certificates, to online account information and social media login credentials, Estate Assist makes this information accessible anytime.

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.

Ivor Bamberger, chief financial officer of Beber Silverstein & Partners Advertising, a Coral Gables, Fla., ad agency, keeps his policy costs under control without alienating insurance carriers, by going to market for insurance bids every three years.

Its quarterly filing from last month says it will recover only $ 52 million worth of $ 88 million in expenses so far from its insurance policy.

Anyone holding a leverage life insurance annuity, or a 10/8 arrangements (another leverage insurance product) will now be subject to accrual - based taxation and no deduction will be allowed for any portion of the insurance premium paid on the policy.

Federal regulators are poised to impose a $ 1 billion penalty on Wells Fargo for a variety of alleged misdeeds, including forcing customers to buy auto insurance policies that they didn't need, according to people briefed on the regulatory action.

CBA is seen as a stable part of life in the country of 24 million where most people have had a mortgage, insurance policy or regular savings account with CBA at some point - often starting with its famed «Dollarmites» deposit account for school children.

There are a slew of other advantages; having a solid insurance policy will often give credibility to your organisation and put you in a position of strength to negotiate with both partners and clients.

Long - term - care policies are essentially another kind of longevity insurance — and a vexed one for many families.

While not - for - profit directors are generally supportive of the federal national disability insurance scheme, there is concern that the policy does not consider the long - term impact of the intended changes.

A lot of the considerations above will guide your thinking when it comes to assessing options in a Business Insurance Policy (BOP) such as Contents and Equipment cover, Business Interruption and Non-Owned Auto.

The first source of recovery is your own insurance policy, which likely provides coverage for most losses resulting from criminal activity.

But that long history of data on past catastrophes does not exist in the cyber insurance policy world, says Stephen Boyer, the CTO and co-founder of risk - rating company BitSight, a company that assesses company risk for cyber policies written by AIG, Travelers, and others.

And if you take a loan that is equal to the cash value of the policy, the insurance company will force the policy to lapse and you will be hit with a large tax bill.

The same way that a bank deemed too big to fail might take greater risks — having the knowledge that its most severe mistakes will be underwritten by somebody else — so, too, can signing your name on a marriage licence offer a sort of insurance policy that changes your behaviour.

The cyber insurance policy is the hottest insurance product in the market, but it is untested for wide - range, catastrophic cyber events, and many risk managers and security experts warn the days of low premiums and cover - everything policies are numbered.

Consider what it takes to select a health insurance plan: the comparing and interpreting of benefits, policies and provider networks.

Half of millennials have life insurance — whether their own policy, one through an employer, or both, according to the LIMRA and Life Happens 2016 Insurance Barometeinsurance — whether their own policy, one through an employer, or both, according to the LIMRA and Life Happens 2016 Insurance BarometeInsurance Barometer report.

Here's the story of what I learned, and the type of insurance policy I got.

With many in the industry speculating the HBO compromise could mark a sea change for what is already one of the fastest growing types of business policy: cyber insurance.

The company's earnings guidance for FY18 does not include any potential impact from the previously announced pending sale of KMG America Corporation (KMG), whose subsidiary, Kanawha Insurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSInsurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSinsurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSInsurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSinsurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE: HCHC).

So, grudgingly, the health care reformers and progressive politicians behind Medicare built their program of government - funded health policies for the elderly around the insurance company model.

He's endorsed policies like direct drug price negotiation in Medicare (usually a Democratic wish list item that's despised by drug makers) while simultaneously promising to slash other regulations on the biopharma industry; he famously promised «insurance for everybody» yet ostensibly supports benefit cuts and a rollback of the Medicaid expansion, which has covered millions of the poorest Americans.

Invalid Insurance: Rooker cautions businesses that receive questionable insurance bills or phone solicitations to buy insurance to beware of con artists selling or billing for phony Insurance: Rooker cautions businesses that receive questionable insurance bills or phone solicitations to buy insurance to beware of con artists selling or billing for phony insurance bills or phone solicitations to buy insurance to beware of con artists selling or billing for phony insurance to beware of con artists selling or billing for phony policies.

To «go on claim,» insurance - speak for using the benefit, you must be unable to perform at least two «activities of daily living,» such as bathing, dressing, feeding and toileting, for most policies.

But if you owned a partnership policy with a maximum benefit of $ 500,000, for example, you will be allowed to keep $ 500,000 of your assets after your long - term - care insurance runs out and still be eligible for Medicaid.