You will receive an electronic copy
of your policy contract through your given email address.
The cash value payable by the insurance company on termination
of the policy contract at the desire of Policyholder but before the expiry term is known as Surrender Value.
The page
of the policy contract that explains in detail the coverage, including the start and end date and specific amounts for the different types of coverage of the policy.
Read the Policy Wordings Carefully: You may get excited to buy the cheapest plan offering a bundle of benefits, but don't forget to read the terms & conditions and inclusions & exclusions
of the policy contract carefully before buying, to avoid any issues later.
On the other hand, the insurance company promises to pay the claim which arises due to either death of the insured during the policy term or on maturity
of the policy contract (whichever is earlier).
The payment of dividends is part of the non-guaranteed portion
of the policy contract.
These products primarily cater to the protection of income need of the customer and in case of death during the term
of the policy contract; the specified sum insured / death benefit is paid to the nominee specified in the policy.
Endowment life insurance products hence provide life protection throughout the term
of the policy contract, that is to say in the event of eventuality the defined sum assured / death benefit is payable to the nominee and in case of survival, maturity proceeds are payable as survival benefit.
This bonus is generally declared annually at the end of each financial year and attached on each policy anniversary as per terms and conditions
of the policy contract, to be paid out at the time of a claim or on maturity.
This coverage is subject to the terms, limits and conditions
of your policy contract and is not available in all states.
In addition, if your insurer makes the discovery while investigating a claim that's made after your death, they could contest the validity
of your policy contract — and deny the claim for benefits based on your misrepresentation of the facts.
The face value in «level - term» policies remains unchanged throughout the term
of the policy contract.
However, you should always check the terms
of your policy contract just to be sure.
This coverage is subject to the terms, limits and conditions
of your policy contract.
If uncertain, send us a copy of the page
of your policy contract that provides this information.
A temporary insurance contract pending the execution
of the policy contract.
Coverage amount, type of policy, length
of the policy contract, age, health, and many other factors can affect your rates.
The payment of dividends is part of the non-guaranteed portion
of the policy contract.
If uncertain, send us a copy of the page
of your policy contract that provides this information.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our
contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply
contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
These may be included in the
contract of employment, though it is better not to include all
policies in the
contract, and instead place them in the staff handbook.
«The successful candidate will have prior experience as GC or deputy GC
of a multi-billion dollar public company responsible for all legal matters (including corporate & other regulatory matters, board governance, legal aspects
of M&A, legal aspects
of commercial
contracts, litigation & dispute resolution, privacy, employment
contracts, global public
policy, etc.).»
Gross domestic product
contracted at an annual rate
of 0.5 % in the second quarter and 0.8 % in the first, which is exactly what the Bank
of Canada predicted in July when it dropped its
policy rate by a quarter point.
That was in line with analysts» views that the economy, which has
contracted for the past three quarters, will grow moderately this year on the back
of a global economic recovery and the government's expansionary
policies.
The draft also suggested that in the areas
of security, defense and foreign
policy there should be «no gap» in co-operation and another
contract should be drafted.
In a span
of one minute, 21,256 gold futures
contracts, equal to more than 2 million ounces, traded just before Federal Reserve Chair Janet Yellen addressed a gathering
of policy makers in Jackson Hole, Wyoming.
The terms
of your
contract or the company's conflict -
of - interest
policies may limit your options, or if you can have one at all, said Alison Green, blogger for Ask a Manager.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade
policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party
contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Martin Moen, the director general at Global Affairs Canada who oversees North American trade
policy, told a conference in Ottawa earlier this month that it would be «very difficult to see a path forward» for NAFTA if the U.S. continued to insist on changes that would constrain cross-border commerce, such as a the suggestion that the value
of U.S. government
contracts won by Canadian and Mexican firms should match the value
of contracts American companies secure in Canada and Mexico.
To do it, they recommend that companies create a data - security
policy, use software or hardware appropriate to a particular situation and require any outside party that's privy to sensitive company information to sign a non-disclosure or other types
of contracts.
Companies need to back up
policies and technology with
contracts that spell out the penalties a business partner would incur for breaching any part
of the agreement.
Closed - shop rules imposed by the carpenters» union dictate public tendering
policies, and so most future municipal construction
contracts can only be bid by approved union firms, dramatically reducing the number
of eligible bidders.
The exemption requires disclosure
of material conflicts
of interest and basic information relating to those conflicts and the advisory relationship (Sections II and III),
contract disclosures,
contracts and written
policies and procedures (Section II), pre-transaction (or point
of sale) disclosures (Section III (a)-RRB-, web - based disclosures (Section III (b)-RRB-, documentation regarding recommendations restricted to proprietary products or products that generate third party payments (Section (IV), notice to the Department
of a Financial Institution's intent to rely on the PTE, and maintenance
of records necessary to prove that the conditions
of the PTE have been met (Section V).
The other requirements
of these PTEs, including representations
of fiduciary compliance,
contracts, warranties about firm's
policies and procedures, etc., will not become applicable during the period in which the Department performs the mandated examination
of the Rule and PTEs.
This
contract, BART's first - ever PPA for utility - scale solar power, resulted from a renewable energy procurement process that BART launched in May 2017 as part
of the organization's Wholesale Electricity Portfolio
Policy («
Policy»).
You have certain types
of income (such as business or farm self - employment income; unreported tips; dividends on insurance
policies that exceed the total
of all net premiums you paid for the
contract; or income received as a partner, a shareholder in an S corporation, or a beneficiary
of an estate or trust)
Commodity prices may be affected by a variety
of factors at any time, including but not limited to, (i) changes in supply and demand relationships, (ii) governmental programs and
policies, (iii) national and international political and economic events, war and terrorist events, (iv) changes in interest and exchange rates, (v) trading activities in commodities and related
contracts, (vi) pestilence, technological change and weather, and (vii) the price volatility
of a commodity.
But given President Trump's newfound willingness to chart his own aggressive path on trade
policy, and the limits
of the Fed's tools in the event
of a trade war, these may not be options
contracts you want to rely on.
The idea that if the US
contracted its bilateral deficit with every major country — and if deficit countries like the UK and India don't do anything to shift their
policy (they'll remain deficit countries — the UK will do so due to London and India'll do so out
of necessity)-- the US current account deficit will fall.
While it's no secret that US officials are interested in closer oversight
of cryptocurrency activities - a group
of influential senators pushed for this kind
of policy shift in late May - the IRS
contract is notable given the tax agency's investigation
of potential tax avoiders and its ongoing lawsuit against exchange startup Coinbase.
We require that these Outside Contractors agree to (1) protect the privacy
of your personal information consistent with this Privacy
Policy, or the Data Protection Amendment and (2) not use or disclose your personal information for any purpose other than providing us with the products or services for which we
contracted or as required by law.
Our high level
of foreign ownership may limit our opportunity to participate in U.S. government travel
contracts and the Civilian Reserve Air Fleet program, however, if we are unable to satisfy
policies and procedures
of the U.S. Department
of Defense for the mitigation
of foreign ownership, control or influence required
of cleared U.S. contractors.
Friendly kryptowalutom Nevada
policy includes a ban on Blockchainowych local taxes, and the recognition
of smart
contracts and digital signatures.
In terms
of taxation, the excess
of the cash surrender value
of the
policy (plus any outstanding loans) over your basis in the
contract is treated as taxable income.
As an employer, the Civilian Board
of Contract Appeals offers eligible employees an excellent compensation and benefits package that includes federal insurance plans, life insurance coverage, leave
policies, thrift - savings plans, transit and child - care subsidies, training and development, and work flexibility.
However, the complexity
of the
policy — the
contract wording, its interpretation and its practical applications — can also be a deterrent for smaller insurance buyers.
Under English law, which often applies to such
policies involving international trade, because insurance
contracts are «
of the utmost good faith», the policyholder is required to disclose all «material» facts to the insurance company even if no question is asked by the insurance company.
Effective January 1, 2013, Insurance Law § 2612 also requires a health insurer, as defined in that section, to accommodate a reasonable request made by a person covered by an insurance
policy or
contract to receive communications
of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure
of the information could endanger the person.
Over the past several years the prices
of gold futures
contracts have generally been very close to the spot price and there have been regular small dips in futures prices to below the spot price, but this situation is a natural and predictable effect
of the Fed's unnatural zero - interest - rate
policy.
It found that mortality varies by type
of guarantee included in the annuities, the tax status
of the
policy (tax qualified or not) and
contract size.