This coverage shall be applicable for the whole
of policy term as well as for Extended Life Cover Period.
100 - 120 % of premiums paid are returned at the end
of the policy term as a lump sum survival benefit.
Here, Guaranteed Addition (GA) is expressed as a % of the GMB and is credited to the policy at the end
of the policy term as per the chart below:
Guaranteed Addition (GA) is expressed as % of the GMB and will be attached to the policy at the end
of the policy term as given below:
This coverage shall be applicable for the whole
of policy term as well as for Extended Life Cover Period.
100 - 120 % of premiums paid are returned at the end
of the policy term as a lump sum survival benefit.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such
as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable
terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such
as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
«We have streamlined our
terms with Zynga so that Zynga.com's use
of Facebook Platform is governed by the same
policies as the rest
of the ecosystem,» Facebook said in a statement.
That's a
term E.J. Reedy, the foundation's director
of research and
policy, uses to describe people who set out
as their product's first customers, motivated to develop solutions to personal or professional dilemmas they are facing.
Working with your financial quarterback, develop your new investment business plan (known
as an investment
policy statement) for the immediate deployment
of the transaction's proceeds and for long -
term management
of investment capital.
Founded only in 2008 but measured earlier this year
as the third-most valuable venture capital - backed group in the world at over $ 25 billion, Airbnb also said it would help prevent its service from causing housing shortages by «ensuring hosts agree to a
policy of listing only permanent homes on a short -
term basis».
«If it's described
as an attack on the economy, it suggests that there's not a discussion about what might need to change in
terms of monetary and fiscal
policy,» he said.
Where any direct conflict exists between these
Terms of Service, or any Additional Terms, and the applicable Privacy Policy the terms of the Privacy Policy shall take precedence; however provisions unique to these Terms of Service (e.g., arbitration) will remain in effect as outlined
Terms of Service, or any Additional
Terms, and the applicable Privacy Policy the terms of the Privacy Policy shall take precedence; however provisions unique to these Terms of Service (e.g., arbitration) will remain in effect as outlined
Terms, and the applicable Privacy
Policy the
terms of the Privacy Policy shall take precedence; however provisions unique to these Terms of Service (e.g., arbitration) will remain in effect as outlined
terms of the Privacy
Policy shall take precedence; however provisions unique to these
Terms of Service (e.g., arbitration) will remain in effect as outlined
Terms of Service (e.g., arbitration) will remain in effect
as outlined here.
The Internet companies described their
policies as straightforward: they ban certain types
of content in accordance with their own
terms of service, and require court orders to remove or block anything beyond that.
Trump supporters say Clinton deserves to be prosecuted for her handling
of U.S. foreign
policy as President Barack Obama's first -
term secretary
of state and for her use
of a private email server while in that office.
As part
of the settlement, Qualcomm will retain two independent consultants to make
policy recommendations that will ensure an equitable workplace, and the company will appoint an internal compliance officer to oversee the implementation
of the agreement's
terms.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade
policies and currency exchange rates in the near
term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to
as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
«Child migration will affect certain states and localities differently, based on where costs such
as education are incurred but also based on gains in
terms of spending for things like shelter and transportation,» said Michelle Mittelstadt
of the Migration
Policy Institute.
He went so far
as to prohibit use
of the standard
policy term «white paper.»
A breakthrough deal to fundamentally change China's economic
policies is viewed
as highly unlikely during the two - day visit, though a package
of short -
term Chinese measures could delay a U.S. decision to impose tariffs on around $ 50 billion worth
of Chinese exports.
Much
of the effectiveness
of Canadian monetary
policy depends on the Bank
of Canada's credibility: managing expectations for the future is at least
as important
as setting short -
term interest rates.
For Genworth, 2014 was a year
of reckoning,
as it wrote down the value
of many long -
term care
policies whose costs its underwriting fees can't cover.
Exxon has argued against all the other shareholder proposals
as well, including a «
policy to explicitly prohibit discrimination based on sexual orientation and gender identity»; a
policy articulating Exxon's «respect for and commitment to the human right to water»; «a report discussing possible long
term risks to the company's finances and operations posed by the environmental, social and economic challenges associated with the oil sands»; a report
of «known and potential environmental impacts» and «
policy options» to address the impacts
of the company's «fracturing operations»; a report
of recommendations on how Exxon can become an «environmentally sustainable energy company»; and adoption
of «quantitative goals... for reducing total greenhouse gas emissions.»
«Their driver monitor system isn't
as good
as some other systems in
terms of assuring that someone is paying attention,» said David Friedman, Director
of Cars and Product
Policy and Analysis for Consumers Union, the advocacy division
of Consumer Reports.
In other words, if you tighten monetary
policy, certainly by more than is discounted in the market — and what's discounted in the market is very minor rising market — that will reverberate through asset class prices,
as well
as then you can have a situation in
terms of the economy.
Such
policies might include providing more incentives for companies (both large and small) to invest in R&D and capital infrastructure, encouraging post-secondary institutions to better tailor their programming to meet market demand in
terms of subjects and skills, and making Canada a more attractive country for foreign or start - up companies to invest in by deregulating industries that have no business being
as regulated or
as protected
as they are, such
as telecommunications, airlines, and broadcasting.
Neither the TSX Venture Exchange nor its Regulation Services Provider (
as that
term is defined in the
policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy
of this release.
Current BOJ Governor Masaaki Shirakawa's
term ends in April and markets are positioned for further yen weakness
as most expect him to be replaced by someone whose stance on aggressive
policy easing matches that
of Prime Minister Shinzo Abe.
Medium -
term risks are still elevated
as financial vulnerabilities, which have built up during the years
of accommodative
policies, could mean a bumpy road ahead and put growth at risk.
Some assets, however, may no longer serve a public
policy purpose and are
of particular interest to, for example, Ontario's large pension plans
as good long -
term investments.
Recently, short -
term rates have risen
as a growing number
of central banks reverse their overly accommodative monetary
policy in response to better economic conditions.
«We have streamlined our
terms with Zynga so that Zynga.com's use
of Facebook Platform is governed by the same
policies as the rest
of the ecosystem,» a Facebook spokesman said in a statement.
Uncertainty about the U.S. presidential race in the near
term may produce periods
of volatility for the U.S. dollar, yet RBC maintains that the U.S. currency will post modest gains against the Euro, Canadian dollar and sterling
as markets look for a U.S. Federal Reserve
policy rate increase in the first half
of 2017.
The benefit
of term life insurance
policies is that they can be structured to fit your financial situation,
as you can customize several features
of the
policy:
Since his
term as ECB president is not due to expire until late 2019, the prospect
of any reconsideration
of interest - rate
policy in the near
term seems slight.
[2] Each quarter in the Statement on Monetary
Policy, we publish forecasts for Australia's major trading partners» GDP growth,
as well
as Australia's
terms of trade, GDP growth, unemployment rate and inflation over the next two - and - a-half years.
A change in
policy at Aetna, which has long been hailed
as one
of the most flexible companies in
terms of allowing employees to work from home.
At some point, if these
policies are inflationary, then the vigilantes or those that hold dollar reserves, such
as China and Brazil and Mexico, they will be in the driver's seat in
terms of longer -
term Treasury debt, 10 years and 30 years Treasury debt in
terms of their yield.
The Federal Reserve has lowered short -
term interest rates by 100 basis points in a month — an action they describe
as a «rapid and forceful response»
of monetary
policy both to the changing circumstances and the changing behaviour
of the US economy.
He has been pointed over the past several quarters to the fiscal side and pointing to Washington
as opposed to the Federal Reserve in
terms of what they can do going forward with tax reform with some type
of stimulative fiscal
policies that propel the real economy forward
as opposed to monetary
policy.
Term life insurance
policies are quite cheap and can come with a variety
of riders offering such assistance
as disability income, waiver
of premiums, and an accelerated death benefit in the case you become permanently disabled.
The following benefits are not subject to the HP Severance
Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise provided for employment services rendered on or prior to the date
of termination
of employment pursuant to bonus, retirement, deferred compensation or other benefit plans, e.g., 401 (k) plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such
as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the
terms of the applicable plan; (ii) payments
of prorated portions
of bonuses or prorated long -
term incentive payments that are consistent with Company Practices; (iii) acceleration
of the vesting
of stock options, stock appreciation rights, restricted stock, restricted stock units or long -
term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and (v) benefits and perquisites provided in accordance with the
terms of any benefit plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practices.
We are wary in the long
term of both the unintended consequences
of these
policies as well
as the prospect
of their ultimate reversals.»
Jean - Pierre Blais»
term as CRTC chair was marked by dramatic changes in how
policies were developed and in the substance
of the
policies themselves.
This Statement on the Conduct
of Monetary
Policy reiterated the Reserve Bank's broad goals stipulated in the Reserve Bank Act, and endorsed the inflation target
as the practical interpretation
of the medium -
term goal
of price stability.
The implementation
of monetary
policy in Australia is market - based, with a high degree
of transparency in both the operational objective (expressed in
terms of the cash rate target) and the ultimate objective (expressed
as an inflation target).
As the voice
of the venture capital community, the NVCA advocates
policies that encourage innovation, spur job creation and reward long -
term investment in startup companies.
While inflation - targeting regimes share a number
of similarities, most importantly the focus on an inflation rate
as the objective
of monetary
policy, there are a number
of differences in
terms of their practical implementation.
By accessing this Site and any pages on this Site, you agree to be bound by its
Terms of Use and Privacy
Policy,
as may be amended from time to time without notice or liability.
While there are some signs
of recognition such
as the Fed's reduction in its estimated neutral rate from 4.5 percent to 3.0 percent during the last 2 years, the IMF's explicit use
of the
term secular stagnation in its World Economic Outlook, ECB president Mario Draghi's call for global coordination and greater use
of fiscal
policy, and Japan's indicated interest in fiscal - monetary cooperation, policymakers still have not made sufficiently radical adjustments in their world view to reflect this new reality
of a world where generating adequate nominal GDP growth is likely to be the primary macroeconomic
policy challenge for the next decade.