Sentences with phrase «of policy value»

Several policy riders are available: The Enrichment Rider (option to add more coverage and cash value over time as you need it); Accident Death Benefit (additional payment for a death as the result of an accident); Child Term Rider (coverage added for your children); Enhanced Care (cash value available for prolonged illness with access to up to 90 percent of the policy value); Flex Term Rider (a term life policy can be added that adds to the coverage for a period of time); and the Disability Waiver (premium is waived for a disability of six months or more).

This is different from your standard homeowners insurance deductible; typically it ranges from 3 to 5 percent of the policy value, but can also be a specific dollar amount you will need to pay if your home sustains hurricane damage.

In order to be eligible to exercise this rider, the insured must be at least 75 years old, the policy must have been in - force for at least 15 years, the Death Benefit Option must be Option A Level, the policy must be in corridor, and the outstanding loan balance must be the smaller of 93 % of the policy value after monthly deductions or (100 % minus the OLPR charge percentage) of the policy value after monthly deductions.

Name one person (or more) up to 100 % of your policy value.

Name one person (or more) up to 100 % of your policy value.

Whether you want income replacement so your spouse can maintain their lifestyle if you pass away or enough coverage to send your children to college, there's a wide range of policy values available.

Whether you want income replacement so your spouse can maintain their lifestyle if you pass away or enough coverage to send your children to college, there's a wide range of policy values available.

Whether you want income replacement so your spouse can maintain their lifestyle if you pass away or enough coverage to send your children to college, there's a wide range of policy values available.

WealthSure Life ™: A Single Premium Declared - Rate Life Insurance providing interest - sensitive growth of policy values.

While this can ease the burden for clients during times when it is not possible to make payments into the policy, clients must stay on top of the policy values.

Not exact matches

The same follows for annuities and the cash value in your life insurance policy, said David E. Hultstrom, co-founder of Financial Architects in Woodstock, Georgia.

«No matter how Adblock Plus tries to justify their form of extortion, or make it seem harmless, it is a practice that will continue to erode the value exchange that powers the free and open Internet,» said IAB public policy chief Dave Grimaldi in a statement.

A peer - reviewed study by researchers at the University of British Columbia and Simon Fraser University, published recently in The International Journal of Drug Policy, pegged the retail value of marijuana consumption in B.C. alone at between $ 443 million and $ 564 million.

For example, whether and how to include the value of your pension or whole life insurance policy might vary from person to person.

He obviously didn't have much to say about the value of «innovation clusters» or the appropriate tax policy when it comes to stock options.

If the price of Bitcoin goes up, your option expires like an unused insurance policy and the coins you own go up in value, where you get a profit.

An adviser who earns a flat fee - such an hourly rate or a set percentage of your portfolio value - is much better aligned with you than an adviser who earns commissions for selling you particular mutual funds, insurance policies, or other products.

Policy makers pleaded innocence, saying the adjustment was part of a broader strategy to give markets a larger say in the yuan's value.

The National Foundation for American Policy, a nonpartisan think tank, found in March that immigrants had started more than half of the current crop of U.S start - ups whose values topped $ 1 billion.

Should the policy offer attractive guaranteed rates of return, over time the cash value will grow to a reasonable level without being subject to market volatility or capital gains taxes.

Your board mandate should address vision, mission, strategy and operational plans; program delivery and operations; risk identification and management; finances (budgets, investments, use of donations, etc.); government filings and reporting; values, ethics, reputation and integrity; key policies and procedures; and communication and accountability to members and stakeholders.

United will adopt a «no questions asked» policy on permanently lost baggage, paying customers $ 1,500 for the value of the bag and its contents, beginning in June.

FMS earnings before tax as a percentage of FMS total revenue and FMS operating revenue (a non-GAAP measure) were 4.0 % and 4.8 %, respectively, both down 60 basis points from the prior year, primarily reflecting higher depreciation due to vehicle residual value policy changes and lower used vehicle sales results.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

And if you take a loan that is equal to the cash value of the policy, the insurance company will force the policy to lapse and you will be hit with a large tax bill.

The U.S. could dial back the trade deficit by trimming the value of the dollar, suggests Dean Baker, co-director of the non-partisan Center for Economic and Policy Research.

Deputy Crown Prince Mohammed bin Salman, who is in charge of the Saudi Arabia's economic policy, has said the IPO will value Aramco at $ 2 trillion or more, which is around two - thirds the size of the entire London Stock Exchange.

In fact the success of our policy was dependent upon the ability of our employees to strongly own our company's values of partnership and empowerment.

Martin Moen, the director general at Global Affairs Canada who oversees North American trade policy, told a conference in Ottawa earlier this month that it would be «very difficult to see a path forward» for NAFTA if the U.S. continued to insist on changes that would constrain cross-border commerce, such as a the suggestion that the value of U.S. government contracts won by Canadian and Mexican firms should match the value of contracts American companies secure in Canada and Mexico.

«He has been terminated for conduct inconsistent with our values and in violation of our policies,» Michele Davis, a spokeswoman for New York - based Morgan Stanley, said Thursday in a statement.

«I resigned because the traditional core values of the United States, as manifested in the president's National Security Strategy and his foreign policies, have been warped and betrayed,» Feeley wrote.

A U.S. Department of Agriculture (USDA) report said the Japanese policy change could create a market opportunity for U.S. ethanol producers of 366 million liters, valued at around $ 170 million.

Other useful property policies for food service businesses are: • Spoilage covers the value of property spoiled as a result of a breakdown of your temperature control system due to conditions beyond your control.

That, the internal government report says, indicates selection policies for immigration programs are not tailored to capitalize on the economic value of female immigrants.

Gold bugs like Sprott have long warned about the impact of inflation, central bank policy measures and government spending on the value of fiat national currencies.

For Genworth, 2014 was a year of reckoning, as it wrote down the value of many long - term care policies whose costs its underwriting fees can't cover.

Thus every policy an organization puts in place ought to be thought of as grounded in one or more ethical principles or values.

You will also need the more costly cash value policy if you purchase life insurance for the purpose of leaving a charitable legacy, Simmonds said.

According to a new study from the National Foundation for American Policy, the majority of private companies valued at $ 1 billion or more had at least one immigrant founder.

It's worth noting that critics of cash - value insurance policies argue that investment choices are too limited and that investors could get a better return through a diversified portfolio of stocks.

«If you have ample funds and are looking to get rid of a little every month, it would not be irrational to buy a whole - life, universal - life or variable - life policy, where the cash value grows income tax - free as long as the policy is held until death,» Hunt said.

While banks are offering interest rates of 1 percent or less (taxable), many cash - value policies are currently offering tax - free growth of about 5 percent.

Types of cash - value policies include whole life, universal life and variable life.

More than half of the highest - valued startups in the U.S. were founded by immigrants, according to a study from the National Foundation for American Policy.

In the end, I have concluded that Johnson & Johnson has a responsibility to remain engaged, not as a way to support any specific political agenda, but as a way to represent the values of Our Credo as crucial public policy is discussed and developed.

India's GDP is currently valued around $ 2 trillion as of 2014, according to the World Bank, and the Indian government - created policy think tank Niti Aayog projects the nation's economy will hit $ 10 trillion in 2032.

In the case of limiting exports of refined fuel to B.C., he said, the government could argue it is simply pursuing a policy of enhancing value by relieving a glut of unprocessed oil from the oilsands for the good of its citizens.

Michael Pettis, a professor of finance and economics at Peking University, is an expert in the Chinese economy, and he has argued for years that China's trade surplus with the United States and the rest of the world is driven by much stronger forces that the value of the Chinese currency or differences in tariff policy.

Here's how: Suppose that after you hold your insurance policy within your retirement account for three or four years, it builds a cash value of $ 20,000.

By keying in a range of values for comparison, the user can determine the best inventory strategies or financing policies to increase a company's cash flow.