Sentences with phrase «of premium outlay»

Not exact matches

But it doesn't take a new homeowner long to discover just how large that premium can be in money and time: the constant outlays on maintenance and repairs (at least 1 % of the purchase price per year, experts estimate, and as much as 4 %), the chores and DIY projects that eat up weekends, the pressure to keep up with the ever - gentrifying Joneses.

The new report comes a few months after WSJ also reported that Facebook would be willing to pay up to $ 3 million per episode for potential high - profile shows — an amount that rivals the price of top shows on premium cable channels — as well as smaller outlays for original sitcoms and other scripted shows.

This was a somewhat conservative estimate of that cash flow because it didn't reflect every cash outlay or payments for things like health insurance premiums, but the patterns of personal financial liquidity were clear even without them.

Roam's $ 20 premium therefore isn't much of an outlay in exchange for the hassle savings.

It's worth pointing out, though, that the ES Hybrid's sizable premium over the regular version does mean you'll need to rack up lots of miles or own the vehicle for a longer period of time in order to justify the extra outlay.

Our total outlay or risk now stands at $ 2,484 (cost of January 2020 LEAPS contract minus premium of February $ 100 call) and our return on the trade over 51 days is 8.7 % for the poor man's covered call.

Because of this, term life insurance can provide policyholders with a very affordable and cost effective way to purchase a large amount of death benefit for a low premium outlay.

This was purely tactical — any kind of dividend / return of capital would obviously be welcome, except where it permits management to consolidate majority control with no outlay of capital or bid premium paid.

They allow you to insure that you will not run out of money later in life, while keeping your premium outlay to a minimum.

Most whole life policies can be surrendered at any time for the cash value amount, and income taxes will usually only be placed on the gains of the cash account that exceeds the total premium outlay.

It states: «Guaranteed death benefits and values available upon surrender, if any, for the illustrated premium outlay or contract premium shall be shown and clearly labeled guaranteed... The guaranteed elements, if any, shall be shown before corresponding non-guaranteed elements and shall be specifically referred to on any page of an illustration that shows or describes only the non-guaranteed elements.»

Because of this real security concept, term life insurance can offer a very affordable way to obtain coverage without a significant premium outlay.

This method permits a financially able person (say, a favored employee) to obtain substantial amounts of needed life insurance with a very low premium outlay on his or her part.

Term life insurance can provide an excellent opportunity to obtain a large amount of death benefit protection for very little premium outlay — especially for those who are young and in good health.

In a way you can get all the benefits of a whole life policy with a lower outlay of premium.

In fact, if the life insurance company performed well enough, your dividend may have been be used to keep your policy in force for a very long period of time without any additional premium outlay on your part.

It is important to also remember that, depending on the portion of premium assigned to each type of policy, your cash value may never equal your total outlay.

As shown in Figure 4.3, planners also can use the equal outlay method to compare two or more fixed - premium policies, or to compare a term policy to a whole life policy, in the following manner: Hypothetically, «invest» the differences in net annual outlay in a side fund at some reasonable after - tax rate of return that essentially keeps the two alternatives equal in annual outlay.

In general, the amount of dividends insurers pay on a policy increases over time, ever reducing the policyowner's net premium outlay (premiums less dividend payments), sometimes to zero or less after the policy has been in force for a long period of time.

Because of this, term life insurance can provide policyholders with a very affordable and cost effective way to purchase a large amount of death benefit for a low premium outlay.