Sentences with phrase «of principal protection»

For any of these «transfer of risk» strategies, I recommend using fixed annuities because of the principal protection and the cost effectiveness when compared to variable annuities.

Opportunity to earn interest based in part on changes in a market index, coupled with the security of principal protection.

The combination of a one - year time horizon and the goal of principal protection does not leave much room for Billy to take on interest rate or credit risk.

Not exact matches

In China's case, the principal function of the state will need to shift from making investments or running businesses to providing social services (such as health care, education, social security, and environmental protection).

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

I urge you to be guided by the principal motivation for our registration, offering process and disclosure requirements: investor protection and, in particular, the protection of our Main Street investors.

Jim Poolman, IALC's executive director, stated that while the group's litigation is «not disputing that retirement advisors should act in the best interests of their clients,» DOL's rule «will harm millions of hard - working Americans who need the principal protection and lifetime guaranteed income that fixed indexed annuities offer.»

I want 100 % principal protection with the slice of money.

ICE offers Eris Exchange credit index derivatives as cash settled futures with $ 100,000 notional principal, whose value represents a basket of credit default protection on the entities in the index.

However, upon completion of this due diligence, sponsors may find that stable value funds offer them an attractive combination of characteristics including principal protection, superior investment returns, and relatively low volatility.

The protection of the client, intelligent a principal as it is, has come under fire even in Switzerland itself.

Thus the principal «political» task of the gentleman will be find ways of resisting the encroachments of the state into the family (while at the same time appreciating and encouraging its protections of our liberties), and for that he may need unsavory allies.

The Regents tabled a proposal that would have offered more protection for teachers and principals who could risk losing their jobs as a result of Common Core - based tests after Cuomo blasted it.

If the vaccine is just a little bit different to the target virus, it is not expected to offer much protection,» said principal investigator of the study Jeffery Taubenberger, MD, PhD, Chief of Viral Pathogenesis and Evolution Section, Laboratory of Infectious Diseases, National Institute of Allergy and Infectious Diseases (NIAID).

The principal investigator that I am training under has hypothesized that there must be something unique in the immune responses of these individuals that confers protection.

The powerful California Teachers Association has appealed the judge's decision, and teachers unions across the country are arguing that teachers deserve job protection because principals rate almost all of them as effective.

In the end, one of the most cherished elements on the reform agenda never got off the ground, namely, the right of school principals to override the job protection of long - serving teachers.

Deasy «is free to express his opinions, but any attempt to require principals to assign a specific weight to student test data in a teacher's evaluation is a violation of the protections in an agreement between UTLA and the District,» UTLA responded in a statement.

Reston, VA — The National Association of Secondary School Principals issued the following statement on the Trump administration's rescinding of the Guidance Related to Civil Rights Protections for Transgender Students: «It is disheartening that the Trump administration's first education action is designed to make students less safe.

The purpose of tenure — a term that is frequently misused — is to provide due process protection that allow teachers to voice their opinions, advocate for their students, and challenge inequities and bad practices without fear of unjust retaliation by principals, superintendents or school boards.

It seems to us that whenever someone proposes actually holding teachers accountable for teaching (e.g. allowing principals to walk into their classrooms more than once a year to evaluate them; having real consequences for ineffective teaching or egregious behavior; etc.) there is a tsunami of push - back and vitriol that is knee - jerk, sadly effective and incredibly depressing if you know the very real impact their «teacher protection at all costs» policies have on students, especially low - income students who get the worst of the worst in our «zip code» - based system.

«He is free to express his opinions, but any attempt to require principals to assign a specific weight to student test data in a teacher's evaluation is a violation of the protections in an agreement between UTLA and the District.»

LEAs receive Principal Apportionment funds through a combination of local property taxes and state funds, with state funding composed of funds from the State School Fund and Education Protection Account (EPA).

The plan called for an «infusion of philanthropic support» to recruit teachers and principals through national school - reform organizations; build sophisticated data and accountability systems; expand charters; and weaken tenure and seniority protections.

Indeed, Pam Benigno, director of the Education Policy Center at the Independence Institute, called it a «landmark day in Colorado,» saying the bill «will align evaluated teacher and principal effectiveness more closely with student academic growth and weaken tenure protections for consistently ineffective teachers.»

Principal items of standard equipment * 9J x 19» Five spoke alloy wheels with 255/35 R19 tyres * Acoustic Parking System - front and rear * Alcantara headlining and rear parcel shelf (saloon only) * Auto dipping rear view mirror * BOSE Sound System * Carbon fibre fascia and door trim inserts * Cruise control * Driver, front passenger and front side airbags * Driver's Information System (DIS) * Dynamic Ride Control (DRC) * Electric windows (front and rear) * Electronic Brake - Force Distribution (EBD) with Brake Assist * Electronic climate control with individual driver and passenger controls * Electronic Stability Programme (ESP) * Heated front and rear seats * Leather upholstery - Valcona * quattro permanent four - wheel - drive system * Recaro electric front sports seats with 3 - way adjustment * Remote control central locking * Satellite Navigation System Plus with 5» Colour screen and TV Function * SIDEGUARD head airbag protection system * Symphony II audio system with boot mounted CD autochanger * Thatcham 1 approved anti-theft device with interior ultrasonic protection * Tiptronic automatic transmission with Sport setting * TRACKER «Retrieve» Service (no cost dealer fit option - can be upgraded to «Monitor» service for # 150 inc VAT) * Three spoke sports steering wheel with shift paddles * Xenon Plus headlights (including headlight washers)

He provides a wealth of interesting information about witness protection: the nicknames used, like hitter, lifter, clone, principal, primary and shepherd; the use of behaviour psychology, observation and communication; the resources used, like electronic devices, technical backup, accommodation, vehicles, weapons and surveillance equipment.

The CIBC TFSA GIC (Non-Redeemable) provides security of guaranteed interest, plus full protection of your principal.

They provide preservation of principal, death benefit protection, guaranteed retirement income options and competitive interest rates.

Complementing traditional investments, Ross points out that real estate is less volatile (unlike stocks, it's not marked to market every day); provides diversification with a favorable balance of risk versus return; is favorably taxed via capital gains tax treatment and interest deductibility; generates returns similar to the stock market and «often more»; provides principal protection; a hedge against inflation and a pension - like «monthly coupon.»

While a few have given indexed annuities a bad rap, these insurance products actually have a number of unique benefits, including principal protection, growth opportunity and guaranteed lifetime income, that make them a good retirement planning tool.

«Pay» means the payment protection plan pays your credit card's minimum monthly payment, covering interest and a small amount of principal.

The CIBC TFSA GIC (Non-Redeemable) provides total security of guaranteed interest, plus full protection of your principal.

Mortgage bonds offer the investor a great deal of protection in that the principal is secured by a valuable asset that could theoretically be sold off to cover the debt.

The six percent limitation also includes seller payment for permanent and temporary interest rate buydowns and other payment supplements, payments of mortgage interest for fixed rate mortgages and GPMs only (but not principal), mortgage payment protection insurance, and payment of UFMIP.

Market linked GICs Allows you to take advantage of the growth potential of a market - linked return, but with full protection of your principal.

These days, savers are forced to choose between yield or protection of principal — they can not have both.

Traditionally, bonds have played two roles within a portfolio: generation of yield and protection of principal.

Here, protection of principal is # 1 but surely there is more that can be done.

Fixed annuities offer four important elements that can help you grow your retirement future; preservation of principal, † competitive interest rates, ‡ guaranteed retirement income options and death benefit protection.

Given the sustainability concerns of Social Security, it is important to consider additional savings vehicles, like fixed indexed annuities, which also provides guaranteed lifetime income, in addition to principal protection from market declines and tax - deferred growth.

A Share of Income and EAPs In addition to steady returns and the protection of your principal, only a group savings plan offers your child a share of the income from plans that don't mature or EAPs students don't collect.

We aim to provide positive performance regardless of market, spread or interest rate direction as well as better principal protection and low correlation relative to traditional, long only strategies.

Certificates of deposit are an additional investment option for consumers who want to preserve principal and maintain FDIC protection while earning slightly more interest on their deposits.

You can also invest in Market - linked GICs and enjoy the principal protection of GICs with the higher return potential of the equity markets.

Fixed income investment describes a group of investments that provide a fixed - rate return for a set period of time with principal protection and potential for a higher rate of return.

How it works: SIS Bank is a member of the Promontory Interfinancial Network, allowing us to place funds into money market accounts and Checking (DDA) accounts at other member banks, in increments less than the FDIC insurance maximum, so that both principal and interest are eligible for FDIC protection.

TIPS provide protection from inflation because the principal of a TIPS bond increases with inflation and decreases with deflation, as measured by the Consumer Price Index.

Given the sustainability concerns of Social Security, it is important to consider adding savings vehicles to your financial portfolio, like fixed indexed annuities (FIAs), that provide guaranteed lifetime income, in addition to principal protection from market declines, and tax - deferred growth.

Namely, that these products provide a source of guaranteed income, principal protection, and interest rate stability in retirement as well as balance to any long - term financial plan.