Sentences with phrase «of property damage»

$ 10,000 is the minimum amount of property damage liability coverage that is required.
As with bodily injury protection, insurers can vary by a lot in how they determine the cost of property damage protection.
All drivers must have at least $ 5,000 worth of property damage coverage per accident, if not significantly more.
The minimum amount of Property Damage Liability insurance by law is $ 25,000.
Someone with an expensive car, for example, may want $ 100,000 worth of property damage coverage while someone with a young family may opt for $ 300,000 personal injury protection.
You might want to consider a higher limit of property damage protection if you drive an expensive new car or you have a teenager driver insurance need..
In fact, some cars that were equipped with these systems seemed to have a higher rate of property damage claims.
The first two parts of a basic liability policy deal with bodily injury coverage; and the third is devoted to covering the cost of property damage in accident liability situations.
Does your commercial property policy cover the top causes of property damage for businesses, or do you need additional policies or endorsements?
You also face the risk of property damage caused by weather events or disasters.
The first thing to do in the event of property damage from a flood is to contact the insurance company that provides your insurance policy.
Insurance companies respond to the increased possibilities of property damage by raising insurance premiums.
Outdoor cats are frequently the source of property damage for neighbors, particularly within gardens.
These vehicles are extremely large and heavy and are therefore likely to cause a great deal of property damage, as well as severe injuries to third parties.
For instance, a driver is allowed to purchase the minimum required coverage, but in case of property damage, the insurance company will only cover the maximum amount insured.
There are different limits of Property Damage Liability coverage corresponding to various protection levels.
$ 10,000 in coverage can quickly be fulfilled if a driver hits a building, destroys a light pole or causes a large amount of property damage as a result of their accident.
Since adaptation aims to reduce the cost of property damage due to severe weather, it could, potentially, keep the cost of insurance down.
Most states do require some kind of property damage insurance.
Property Damage (PD): also a type of liability insurance, PD takes care of the property damage you cause in an accident.
However, if your church building largely survives the winds headed your way, these steps can help reduce some forms of property damage.
There are also different types of property damages and different levels of what you will be responsible for.
The state minimum coverage is simply not enough when dealing with the sort of property damage that comes from driving into a building.
In this particular example, the amount of property damage covered would be $ 25,000.
Personal Liability — You'll get coverage for legal fees arising from injury claims of property damage occurring on your property due to a covered loss.
Drivers ages 60 - 64 have the lowest rates of property damage liability claims and collision claims per insured vehicle year.
However, the definition of property damage can be extended to include a person's home, fence, mailbox, or other sorts of property harmed in the accident.
Insurance companies rarely pay the true value of a property damage or total loss claim after a car accident.
These vehicles are very large and heavy and can therefore cause a lot of property damage as well as severe bodily injuries.
Performed site inspections to determine the extent of property damage due to water, fire or vandalism.
Both instances would be direct results of your negligence, and in both instances you'd normally be responsible for the cost of repairs or replacement of property damaged.
It also covers the costs of repair of property damage resulting from an «act of nature».
In any case, there's no detail of any property damage on this particular accident report.
In terms of the property damage involved, gas station fires come with an average price of $ 20 million per year.
The severity of property damage and physical injury sustained in a car accident that occurs as a result of another driver's negligence depends on the specific circumstances of the crash.
$ 10,000 is the minimal number of property damage liability coverage that is needed.
Still, there is no way to prevent every home hazard and instance of property damage.
This limit is per accident, however, it is also the maximum no matter the amount of property damage involved.
You could be hit with a liability situation as a result of property damage away from your home.
In respect of property damage issues, one of the main considerations will be if there has been an «event» which triggers cover.
The other number (10) is the quantity of property damage liability insurance everybody must have in thousands of dollars.
Standard liability insurance policies usually break limits out into categories of property damage and personal injury.
Whichever driver is at fault, the other driver is a victim of property damage, and likely injuries too, which may call for compensation to help with repairs and medical bills.
Resolution of property damage claims can be complex, difficult, and confusing.
Basic coverage also includes $ 15,000 of property damage expenses which will pay for the property damage repairs to the other driver if you are found at fault for the accident.
As it was previously noted, many cars today are worth more money than the state - mandated level of property damage coverage.
The chances of property damage in this act are even higher.
That dollar figure may represent the replacement or actual cash value of a piece of property damaged in a liability accident, depending on the language of the at - fault driver's policy.
It is this more specific drafting that could solve the problems of property damage which takes place as part of domestic abuse.
But pets can pose particular challenges, of course: they shed fur, leave stains, and can cause other kinds of property damage if their owners aren't responsible....
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