Other common types
of property insurance include boat insurance, motorcycle insurance, snowmobile insurance, and manufactured home insurance.
Not exact matches
The transaction would make it Canada's second - largest provider
of property and casualty
insurance, which
includes home and auto coverage as it would nearly double annual premiums written to $ 3.9 - billion from about $ 2 - billion, Desjardins said in a statement Wednesday.
Projections involve numerous assumptions such as rental income (
including assumptions on percentage rent), interest rates, tenant defaults, occupancy rates, foreign currency exchange rates (such as the US - Canadian rate), selling prices
of properties held for disposition, expenses (
including salaries and employee costs),
insurance costs and numerous other factors.
She said workers often fail to fully tabulate their employment expenses,
including car payments, gas,
insurance, fuel, repairs, utilities and
property taxes based on the percentage
of the car or home that is used for the business.
Some
of the most common other assets
include cash value
of life
insurance, long - term investment
property and compensation due from employees.
Tucker recommends having enough cash to cover three to six months
of living expenses in an emergency fund, which
includes rent or mortgage payments (
including property taxes and
insurance), utility bills, transportation costs and food.
You'll likely need to invest in multiple types
of insurance,
including basic
property protection as well as specific asset protection and general liability
insurance, in case someone is injured on your
property.
To the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless Daily Harvest, and our respective past, present and future employees, officers, directors, contractors, consultants, equityholders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (individually and collectively, the «Daily Harvest Parties»), from and against all actual or alleged Daily Harvest Party or third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (
including, without limitation, attorneys» fees and expenses) and costs (
including, without limitation, court costs, costs
of settlement and costs
of pursuing indemnification and
insurance),
of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, «Claims»),
including, but not limited to, damages to
property or personal injury, that are caused by, arise out
of or are related to (a) your use or misuse
of the Sites, Content or Products, (b) any User Content you create, post, share or store on or through the Sites or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation
of these Terms, (e) your violation
of the rights
of another, and (f) any third party's use or misuse
of the Sites or Products provided to you.
«In this second phase I am personally following very closely the
property insurers that have not yet settled important and necessary claims for vital service sectors, and they can be sure that I will see this through, whatever the consequences may be,
including suspending the authorization
of the insurers to continue to do
insurance business in Puerto Rico, until they have settled all outstanding claims.
The charges
include two counts
of fraud in connection with the sale
of securities; first - degree financial exploitation
of the elderly; sale
of unregistered securities; sale
of securities by an unregistered agent; two counts
of first - degree
insurance fraud; and two counts
of first - degree theft
of property.
American National and its subsidiaries offer a broad line
of products and services, which
include life
insurance, annuities, health
insurance, credit
insurance, pension products and
property and casualty
insurance for personal lines, agribusiness and certain commercial exposures.
Some
of the most common commercial
insurance products that businesses usually buy into
include property, workers» compensation, and liability
insurance.
Roommates are excluded from all renters
insurance policy coverages
including personal
property, liability and loss
of use — in the event a rental becomes uninhabitable.
These risks and uncertainties
include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation
of our business
including health care reform, labor and
insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns
including virus outbreaks; the intensely competitive nature
of the restaurant industry; factors impacting our ability to drive sales growth; the impact
of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack
of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability
of key food products and utilities; shortages or interruptions in the delivery
of food and other products; volatility in the market value
of derivatives; general macroeconomic factors,
including unemployment and interest rates; disruptions in the financial markets; risk
of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual
property; a possible impairment in the carrying value
of our goodwill or other intangible assets; a failure
of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
Lapidus has arranged joint venture transactions with some
of the most respected names in the industry
including Prudential Real Estate Investors, The Florida State Board
of Administration, Carlyle Realty Partners, General Electric Pension Trust, Principal Real Estate Advisors, JP Morgan Asset Management, Beacon Capital Partners, Morgan Stanley, Lehman Brothers, Zurich
Insurance, Investcorp, RREEF, Blackrock, GreenOak, Tokyu Land Corporation and Columbia
Property Trust.
With a loan payment
of $ 2,000 a month (
including insurance and
property taxes), you could still have a cash flow
of $ 2,500 after expenses.
A unit
of one
of the nation's largest investment and
insurance companies, The Hartford has hired virtual workers for jobs,
including clinical team leaders, senior staff attorneys, outside
property adjusters, equipment breakdown specialists, and claims account executives.
A common rule
of thumb is to earmark 28 %
of your post-tax income for house payments,
including your homeowners
insurance and
property tax.
Indirect expenses can
include a portion
of your heating, air conditioning, electricity, security system, homeowners
insurance,
property taxes, and even your monthly mortgage payments.
You'll be required to submit an initial deposit, which
includes a portion
of the costs
of your
insurance and
property taxes.
For example, for a $ 200,000 loan at Freddie Mac's posted rate
of 2.89 percent, monthly payments on a 15 - year fixed - rate mortgage would be $ 1,370.91 (not
including property taxes and homeowner
insurance).
As a general rule, most loan programs require that your total mortgage payment (
including your
property taxes and
insurance, and, if applicable, mortgage
insurance and / or monthly association dues) and existing monthly debt obligations comprise no more than 45 % -55 %
of your gross monthly income.
Having worked
of hundreds
of commercial real estate transactions across all
property types, Mr. Albano is well versed on the challenges and opportunities facing public and private real estate owners and developers as well debt investors
including banks,
insurance companies, and private sponsor funds.
Examples
of will substitutes
include: life
insurance, retirement accounts, annuities, custodial accounts, trusts, government savings bonds,
property held by joint tenancy,
property transferred by deeds
of title or gifts, and payable - on - death or transfer - on - death accounts.
Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (
including non-biological parents); bullet status as next -
of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint
insurance policies for home, auto and health; bullet dissolution and divorce protections such as community
property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence
of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance
of jointly - owned real and personal
property through the right
of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to
property tax increases upon the death
of one partner who is a co-owner
of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing
of tax returns; bullet joint filing
of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss
of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...
This should
include guaranteed child - support payments, tax breaks for custodial parents, and an expanded definition
of marital
property to
include pensions,
insurance, cost
of education and reimbursement for economic sacrifices made by one or the other spouse during the marriage.
Economic circumstances
of each spouse at the time the division
of property is made effective,
including sources
of income, medical benefits, retirement,
insurance, and other compensation;
Examples
of other policies to be considered
include Workers» Compensation if required by state law;
Property insurance to cover buildings and contents against loss due to fire, wind, theft, vandalism, etc.; Equipment
insurance to cover equipment that may move from location to location; and Auto
insurance if vehicles are owned.
Valerie Jarrett, senior adviser to the president, met at the Midtown headquarters
of 1199 SEIU, the health care workers» union, with about 30 other people,
including 1199 president George Gresham and members
of his union, representatives from 32BJ SEIU, which represents
property service workers, and the New York Paid Family Leave
Insurance Campaign, said Dolan, who also attended.
BSL restrictions may
include a total breed ban, or some lesser rules such as (but not limited to): higher licensing fees, registering the dog as dangerous with local governments, liability
insurance coverage, mandatory sterilization, muzzling on public
property, placement
of warning signage on private
property, and standardized caging requirements.
Jamba Juice Company has created a link (https://www.cybersure.com/cybersure/JambaFAQ.aspx?DocID=6819) for use by our business partners,
including our customers and
property lessors, who require proof
of insurance in the course
of our business relationship.
As a member, you receive free
insurance protection and cover for everything from personal accidents, to loss or damage
of property,
including teaching equipment, personal effects and musical instruments.
The DfE report lists a litany
of allegations, ranging from the petty to the substantial,
including missing national
insurance payments for staff, bogus claims for
property rentals and direct payments to the chair
of governors that violated the school's contract with the DfE.
In an updated analysis, which
includes the most recent data available, HLDI found that the rate
of claims under
property damage liability
insurance, which covers damage to other vehicles and
property, is 10 percent lower for Accords equipped with the camera - based forward collision and lane departure warning systems.
Some examples
include shipping and logistics solutions and services from UPS; business
insurance (liability, property, workers» compensation insurance and more) from Specialty Equipment Insurance Alliance; a merchant credit - card program courtesy of the CarCareONE Consumer financing program through GE Capital Retail Bank; and discounted credit - card processing solutions with Fi
insurance (liability,
property, workers» compensation
insurance and more) from Specialty Equipment Insurance Alliance; a merchant credit - card program courtesy of the CarCareONE Consumer financing program through GE Capital Retail Bank; and discounted credit - card processing solutions with Fi
insurance and more) from Specialty Equipment
Insurance Alliance; a merchant credit - card program courtesy of the CarCareONE Consumer financing program through GE Capital Retail Bank; and discounted credit - card processing solutions with Fi
Insurance Alliance; a merchant credit - card program courtesy
of the CarCareONE Consumer financing program through GE Capital Retail Bank; and discounted credit - card processing solutions with First Data.
A BOP is a package
of coverages
including property and liability
insurance.
Did you know that your Frisco renters
insurance often
includes a small coverage (generally $ 500) for damage to the
property of others?
Your financial assets
include the cash in your checking and savings accounts, certificates
of deposit, life
insurance cash value, retirement accounts, the value
of your home and real estate investments, stocks, bonds, mutual funds, treasury bills, silver and gold bullion, and even personal
property such as cars, jewelry, art, and collectibles.
We gathered quotes from three major carriers for a 45 - year - old rider and a sample
insurance policy that
included bodily injury protection
of $ 100,000 per person / $ 300,000 per accident, and $ 50,000 in
property damage coverage.
You should purchase enough
insurance to fully cover all
of your personal
property,
including such things as clothing, jewelry, furniture, décor and appliances.
Various reasons that prompt one to take a second mortgage
include covering part
of the down - payment on their first mortgage in order to evade the requirement
of property mortgage
insurance, financing home improvements, and consolidating debts.
Maturity events
include the borrower moving out
of the home, the borrower passing away, the borrower failing to pay the proper taxes and
insurance on the home, or the borrow failing to stay in the
property as his / her principal residence for a period exceeding 12 months.
As a general rule
of thumb, lenders prefer if your mortgage payment,
including principal, interest,
property taxes and
insurance, is 28 % or less
of your gross household income.
There are different forms
of credit
insurance including the credit life
insurance, credit disability
insurance, involuntary unemployment credit
insurance as well as credit
property insurance among many others.
Addison Ridge renters
insurance includes coverage for theft
of personal
property off premises, as well as coverage for all the other perils that it
includes such as fire.
The average U.S. household spends just 16 %
of its income on non-recoupable housing costs — either rent payments, or monthly house payments that do not lower the mortgage principal (
including mortgage interest,
property taxes, maintenance and
insurance.)
Your total housing payments (
including the mortgage, homeowner's
insurance, and private mortgage
insurance [PMI], association fees, and
property taxes) should not exceed 32 percent
of your gross monthly income.
While capital gains on the disposal
of a second
property can not be avoided altogether, there are strategies to reduce or defer the tax liability,
including life
insurance, the use
of a trust or a corporation.
Your
property taxes and homeowner's
insurance expenses are
included as part
of your monthly mortgage payment and placed in your escrow account.
Renters
insurance at The Gallery Apartments generally
includes coverage for replacement cost
of your personal
property, meaning that you get the amount
of money you need to go out and buy a new item
of like kind and quality if there's a covered loss.