Sentences with phrase «of qualifying for a life insurance policy»

So really, whether or not you have had chondrocalcisnosis is just a very small part of qualifying for a life insurance policy.

Not exact matches

If you work for a company that does not offer a qualified retirement plan (or does not offer a life insurance option in an existing plan) or if you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plan.

The program has certain requirements, including the requirement that a qualifying LTC insurance policy include a mandatory 5 % compound interest rider for certain states, while other states simply want any compound interest cost of living adjustment.

The benefit of a hybrid second - to - die long term care life insurance policy is both insureds can qualify for the long - term care.

Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding debts, Premiums are generally high and coverage amounts are limited.

For that reason, we typically recommend this type of policy only to people who can't qualify for traditional life insurance, due to poor health or questionable lifestyle habiFor that reason, we typically recommend this type of policy only to people who can't qualify for traditional life insurance, due to poor health or questionable lifestyle habifor traditional life insurance, due to poor health or questionable lifestyle habits.

With a bit of effort, you can qualify for better Simi Valley insurance quotes — not just for homeowners policies but also for other policies, such as auto, business, life, and health.

Further, you might not even qualify for Medicaid if you have cash value in your life insurance policy in excess of $ 1,500.

All sorts of income can potentially be tax - free, including: Auto rebates; child - support payments; combat pay; damages in lawsuits for physical injury; disability payments, if you paid the premiums for the policy; dividends on a life insurance policy, up to the total of premiums paid; Education Savings Account withdrawals used for qualifying expenses; gifts; Health Savings Account withdrawals used for qualifying payments; inheritances; life insurance proceeds; municipal bond interest; policy officer survivor payments; profits from the sale of a home, up to $ 250,000 if you're single or $ 500,000 if you're married; qualified Roth IRA and Roth 401 (k) withdrawals; scholarships and fellowship grants; Social Security benefits (between 15 percent and 100 percent are tax - free); veterans benefits; and workers» compensation.

Even for applicants over the age of 50, it is possible to qualify for high - quality life insurance policies at affordable rates.

This insurance policy is the last resort of people who can't qualify for life insurance because of health problems.

The problem that we have is that at this point is that your boyfriend will only be able to qualify for a guaranteed issue life insurance policy which are only available to folks over the age of 45.

Well, burial insurance policies are also typically known for being somewhat easier to qualify for than many other types of life insurance coverage, which makes them more obtainable.

For these folks diagnosed with a condition, like Type 1 diabetes or type 2 diabetes diagnosed at a young age, or some type of congenital heart defect, or one of a hundred other such pre-existing conditions, it may make more sense to lock into a whole life insurance policy when given the chance, rather than take the risk of never being able to qualify for ordinary life insurance again later on in liFor these folks diagnosed with a condition, like Type 1 diabetes or type 2 diabetes diagnosed at a young age, or some type of congenital heart defect, or one of a hundred other such pre-existing conditions, it may make more sense to lock into a whole life insurance policy when given the chance, rather than take the risk of never being able to qualify for ordinary life insurance again later on in lifor ordinary life insurance again later on in life.

It's also why we will typically recommend folks avoid applying for a simplified issue life insurance policy simply because these «types» of life insurance policies are often times more difficult to qualify for than a fully underwritten term or whole life insurance policy.

In many instances, a funeral insurance policy may be easier to qualify for than other types of life insurance.

All we are, is a bunch of life insurance agents who happen to be really good at helping folks qualify for no medical exam life insurance policies.

TermLife2Go is an independent life insurance brokerage that works with dozens of highly rated life insurance companies all in an effort to help you find the best life insurance policy that you can qualify for.

Because of that, many people who do not qualify for traditional life insurance due to age or health related issues may still qualify for a no medical exam insurance policy.

For that reason, we typically recommend this type of policy only to people who can't qualify for traditional life insurance, due to poor health or questionable lifestyle habiFor that reason, we typically recommend this type of policy only to people who can't qualify for traditional life insurance, due to poor health or questionable lifestyle habifor traditional life insurance, due to poor health or questionable lifestyle habits.

The exception to this is when the insured is very sick and no longer capable of qualifying for a new life insurance policy.

This blog post will cover one $ 1MM term life insurance — which companies are most competitive, what you need to do to qualify for a million dollar life insurance policy, medical exam requirements, and some specific examples of pricing.

There are definitely a lot of life insurance companies out there that will claim to have the most affordable policy on the market — and they might — but the key to finding a replacement policy is to qualify for the policy first.

The whole life insurance policy is a plan that you buy for a fixed number of years with a fixed premium rate, and it has the additional advantage of qualifying you for investment benefits against which you can borrow without being taxed.

Since the Smiths would be able to qualify for term life insurance and since they still have some more room to save in various tax free investment accounts, such as Cindy getting a Roth IRA, and using a 529 account for college savings, the added cost of whole life policy probably does not justify the increased cost.

Simplified Graded life insurance policies ask you a series of questions needed to qualify for coverage.

This type of policy is recommended for people who can't qualify for traditionally fully underwritten life insurance.

If you are 65 or older or have had a change in health and the face amount of your life insurance policy is at least $ 100,000, your policy may qualify for a life settlement.

This means that there is no blood and urine testing to worry about — and because of the no medical exam process, oftentimes, an applicant who has certain health issues will still be able to qualify for coverage, such as with a guaranteed issue life insurance policy.

For instance, many burial insurance policies do not require an applicant to take a medical examination as a part of the approval process — and because of this, those who may have an adverse health condition may still be able to qualify (even if they have been turned down for medically underwritten life insurance in the pasFor instance, many burial insurance policies do not require an applicant to take a medical examination as a part of the approval process — and because of this, those who may have an adverse health condition may still be able to qualify (even if they have been turned down for medically underwritten life insurance in the pasfor medically underwritten life insurance in the past).

There are policies that are called «guaranteed issue» life insurance policies which, as long as you are over the age of 40, you should have no problem qualifying for.

When it comes time to trying to determine what type of life insurance policy someone with acromegaly can qualify for and at what rate class, things can become pretty complicated, pretty quickly.

If eligible, at the end of the term period the benefit may be converted to a qualified permanent life insurance policy for up to five times the original amount, regardless of the child's current health.

Most people can easily qualify for a low cost final expense life insurance policy with a variety of companies.

For that reason, we only like to recommend this type of policy to people who can't qualify for traditional life insurance, due to poor health or questionable lifestyle habiFor that reason, we only like to recommend this type of policy to people who can't qualify for traditional life insurance, due to poor health or questionable lifestyle habifor traditional life insurance, due to poor health or questionable lifestyle habits.

What kind of life insurance policies can you qualify for even if you have diabetes and have been previously declined?

It is also worth pointing out that if your general state of health is good enough to allow you to qualify for a no medical exam type of policy, you may actually get a better policy with better premiums by applying for a life insurance policy that is underwritten in the traditional manner.

Guaranteed life insurance, also called burial insurance, is a kind of whole life insurance for seniors or those who can't qualify for a traditional life insurance policy.

A qualified life insurance agent or company service representative can run quotes based on your individual needs, and recommend what type of policy is best for you.

This type of insurance is group life insurance; it's often easier to qualify for than an individual policy, but doesn't provide the level of coverage many people need.

Individuals with serious medical conditions may also qualify for group life insurance coverage regardless of health — even if their health disqualifies them from buying a private policy on their own.

Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding debts, Premiums are generally high and coverage amounts are limited.

For those individuals that don't qualify for a rated life insurance policy because of their health, there are other optioFor those individuals that don't qualify for a rated life insurance policy because of their health, there are other optiofor a rated life insurance policy because of their health, there are other options.

Don't worry we are not just another lead generation website that will sell your information, we are a team of highly qualified insurance agents and will only use your information for the purpose of helping you find the best life insurance policy.

Also, if a medical condition or other factor prevents you from qualifying for a term life insurance policy, an accidental death and dismemberment policy can offer some measure of protection when you would otherwise have none.

These types of policies can be helpful for those who may have certain adverse health conditions and may not otherwise qualify for a traditional, medically underwritten life insurance policy.

If you want to wait for the government Open Enrollment Period (OEP), or if you need coverage while waiting for an employer - provided plan or a life - qualifying event, you can also purchase short - term health insurance — a temporary policy that can provide valuable stop - gap coverage and peace of mind in the event of an illness or accident.

In order to help those who may not qualify for a medically underwritten life insurance policy, as well as to speed up the process of getting certain life insurance policies approved, the Principal came up with a solution.

While term life is usually the better option, if you are unable to qualify for it, a mortgage protection life insurance policy can give your surviving family members peace of mind, knowing that your mortgage will be paid off if you happen to die unexpectedly.

Waiver of monthly deduction - An optional life insurance policy rider that waives the monthly Cost of Insurance charges on a universal life or variable universal life policy for the length of a qualified disability as outlined in the policy insurance policy rider that waives the monthly Cost of Insurance charges on a universal life or variable universal life policy for the length of a qualified disability as outlined in the policy Insurance charges on a universal life or variable universal life policy for the length of a qualified disability as outlined in the policy contract.