Sentences with phrase «of real estate as collateral»

By putting up a piece of real estate as collateral, a person can qualify for a loan that is secured against their property.

Not exact matches

And as for the high - end real estate market, well, most of those Microsoft millionaires you hear about may be rich only on paper, but as far as lenders are concerned, stock options make dandy collateral.

Many small business owners looking for unsecured business loans or lines of credit typically don't have the collateral that a bank may require, such as real estate, inventory, or other hard assets.

Many small business owners are interested in a loan or line of credit for their business, but don't have the specific collateral a bank may require, such as real estate, inventory or other hard assets.

When real estate is being used as collateral, banks and other regulated lenders are required by law to obtain third - party valuation on transactions of $ 50,000 or more.»

If the loan is intended to purchase some kind of asset, like a piece of equipment or real estate, the lender might use the asset being purchased as collateral.

The tendency is for banking systems — and the currency — to collapse after such bubbles, as falling prices for their real estate collateral (aggravated by an exodus of flight capital) hollow out the banking system's balance sheets.

If the small business loan is intended to purchase some kind of asset, like a piece of equipment or real estate, the lender might use the asset being purchased as collateral.

The economy would «borrow its way out of debt,» re-inflating asset prices for real estate, stocks and bonds so as to deter home foreclosures and the ensuing wipeout of collateral on bank balance sheets.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

So, unless there is collateral, such as a car or real estate, there is no lowering of the cost of the loan.

Mortgages are real estate loans that come with a specified schedule of repayment, with the purchased property acting as collateral.

An unsecured loan is one offered without the borrower having to put up collateral, such as real estate, art, business assets, or other things of value.

- In lieu of high interest rates, a lender may be willing to lower the rates if you can provide some collateral, such as real estate or stocks and bonds.

These loans are structured in such as way that the lenders benefit from a very good rate of return on investment, all while enjoying the security of the real estate holdings used as collateral.

However, a secured personal loan will have lower interest rates, the reason being that if you default on the loan the lender will be able to take the property (real estate, stocks and bonds, late model car) you have signed over as collateral and sell it to cover the cost of the loan.

However, If you don't have the time, you can try offering some kind of collateral like a car or a real estate property or you could apply with the aid of a co-signer (with better credit history and score than you) as this will provide the lender with greater security.

A secured loan is a sum of cash given to you but you have put something of real value as collateral, usually real estate, sometimes a vehicle.

When it comes to small businesses, there are other assets besides real estate properties that can be used as collateral for lines of credit.

If you are an individual, the most common forms of collateral are real estate properties and the available equity on any property that has already been used as collateral.

The property serving as collateral is frequently real estate — such as a commercial building or individual's home — but can also include vehicles, office equipment and fixtures, investment securities, inventory, receivables, letters of credit, and other tangible items of value.

Collateral — You can secure your letter of credit with real estate or business assets such as inventory, equipment, or cash.

You apply to Alaska USA for a letter of credit using cash, real estate, or other business assets as collateral.

If the small business loan is intended to purchase some kind of asset, like a piece of equipment or real estate, the lender might use the asset being purchased as collateral.

Secured loans are those that have collateral, such as real estate or stocks and bonds, to cover the cost of the loan should the borrower default.

Secured Debt Consolidation Loans, a form of financial relief, allow you to use property, such as a home, or other forms of real estate properties, as collateral to secure the loan.

North Coast Financial provides many different types of Oakland hard money loans including investment property loans, distressed property loans, bridge loans, purchase loans, fix and flip loans, estate and trust loans, construction loans, cash out refinance loans, reverse mortgage refinance loans, hard money loans for primary residences and other Oakland hard money loans using real estate as collateral.

An unsecured business loan is a type of loan that does not require the borrower to put up a major asset, such as real estate, a vehicle, or expensive business equipment as collateral to secure the loan.

North Coast Financial offers many different types of Glendale hard money loans including bridge loans, cash out refinance loans, fix and flip / rehab loans, investment property loans, land loans, estate and trust loans, purchase loans, owner occupied hard money loans, construction loans, distressed property loans and other Glendale hard money loans with real estate as collateral.

Source Capital, on the other hand, asks only some pertinent details but mostly concentrates on the equity of the real estate that is pledged as collateral.

A home equity loan in Etobicoke, Toronto is a kind of loan with real estate as collateral.

Both hard and private money are asset based loans, meaning they are dependent on the value of the real estate pledged as collateral.

When real estate is being used as collateral, banks and other regulated lenders are required by law to obtain third - party valuation on transactions of $ 50,000 or more.»

Traditional lenders, like banks, typically look for secure assets like real estate or equipment as collateral; although anything of value the lender can sell to satisfy your debt should you default might be accepted — depending on the lender.

As a real estate investor, Kiyosaki heralds the benefits of owning real estate assets, such as: (1) cash flow, (2) income tax advantages, (3) the ability to borrow against it as collateral and (4) long term appreciatioAs a real estate investor, Kiyosaki heralds the benefits of owning real estate assets, such as: (1) cash flow, (2) income tax advantages, (3) the ability to borrow against it as collateral and (4) long term appreciatioas: (1) cash flow, (2) income tax advantages, (3) the ability to borrow against it as collateral and (4) long term appreciatioas collateral and (4) long term appreciation.

A home mortgage is a very common type of secured loan, one using real estate as collateral.

Loan approval is primary based on the current value of the real estate being used as collateral and the borrower's equity in the real estate.

BND may lend up to 65 percent of the appraised value of the real estate being pledged as collateral.

If the loan is intended to purchase some kind of asset, like a piece of equipment or real estate, the lender might use the asset being purchased as collateral.

Hard money lenders are primarily concerned with the value of the real estate that will serve as collateral for the loan and the loan to value ratio, while the banks focus on the borrower's credit rating and income.

In California, the co-owner can assign their interest in real estate to another, without consent of the co-owner, and this converts the tenancy to a joint tenancy; this also happens if you use the property as collateral.

«Among others, we prepared the legal due diligence reports on important real estates pledged as collateral, we have drafted the mortgage agreements, participating into negotiations and assisting the notary public with the formalities of registration of the securities in the land register and in the electronic archive for secured transactions.

One of the ways we encourage our clients to maximize their whole life insurance policy is to use the cash value as collateral for a life insurance loan to purchase other income producing cash flow assets, such as real estate and other investment opportunities.

It should not serve as the sole method of valuing collateral in a real estate transaction where a mortgage is being originated.

The loans are short term, up to one year, with relatively high interest rates and are usually backed by some form of collateral such as real estate or inventory.

Mortgage Loan — A loan which utilized real estate as security or collateral to provide for repayment should you default on them terms of your loan.

The piece of real estate will be used as collateral.

Just as lenders require fire insurance and other types of insurance coverage to protect their investment, nearly all institutional lenders also require title insurance to protect their interest in the collateral of loans secured by real estate.

We underwrite more to the cash flow of the operating entity but with real estate as the primary collateral.

By creating a single page on your real estate website called something like «Home Buyer Resources,» you can include snippets of and links to all of this collateral and promote the page via email and social media, referring to it as something grand and encyclopedic like «The Ultimate List of [Your Market Name Here] Home Buyer Resources» or «The All - in - One Toolkit for Home Buyers in [Your Market Name Here]» — something that evokes just how much buyers can educate themselves about the entire purchase process... and how much you can help them as well.