Sentences with phrase «of receiving a lower interest rate»

Many investors would rather speculate in the stock market in lieu of receiving a low interest rate on a government bond.

However, depending on the credit and income of the cosigner, adding a cosigner can potentially increase the odds of receiving a lower interest rate.

You do need to meet the credit criteria in order to qualify or, when possible, use a cosigner with a higher credit score to improve your chances of receiving a lower interest rate.

Not exact matches

Borrowers who take advantage of this special, limited - time consolidation option would also receive up to a 0.5 percent reduction to their interest rate on some of their loans, which means lower monthly payments and saving hundreds in interest.

He said there were few signs of the economy's long - awaited turnaround, a pickup many expected would receive boosts from a weaker dollar, cheaper pump prices and low interest rates.

The initial interest rate on a floating - rate security may be lower than that of a fixed - rate security of the same maturity because investors expect to receive additional income due to future increases in the floating security's underlying reference rate.

A credit score usually means you can keep more of your money because you will receive lower interest rates on your home or car loan.

People with excellent credit may receive an interest rate between 10.3 % and 12.5 % on a personal loan, which is lower than the national average credit card rate of 16.41 %.

The biggest detraction to investing in bonds today is the relatively low rate of coupon (interest) one receives.

You can take advantage of low interest rates, even for second or rental homes, and receive a wealth of tax benefits to offset the costs.

The stronger the borrowing profile (i.e. higher credit and income) of your cosigner, the higher the likelihood that you will receive a lower interest rate.

In addition, these countries, which effectively form part of a «dollar bloc», are receiving considerable stimulus from low interest rates and from the lower US dollar.

The goal with this process is not only to get the ease of a single payment, but to receive a lower interest rate based on your financial history.

Floating - rate securities The initial interest rate on a floating - rate security may be lower than that of a fixed - rate security of the same maturity because investors expect to receive additional income due to future increases in the floating security's underlying reference rate.

However, you must be current on your monthly payments and show that you'll receive a net tangible benefit in the form of a lower interest rate or monthly cost.

The outlook for corporate profits is likely to receive a boost from the lower Australian dollar, the impact of lower interest rates and a revival in business confidence after the federal election, says UBS strategist David Cassidy.

The ECFSA has a superior bond rating; AA + compared to the County's bond rating of A, and can receive a much lower interest rate than the County, saving upwards of $ 900,000.

Those credit card users who carry a balance from month to month and pay hundreds of dollars in interest a year are more likely to receive lower interest rates.

Sometimes merely the hint of losing a customer will be enough to receive a lower interest rate on your credit card.

This prevents banks from using bait and switch tactics, where they initially offer you a lower interest rate only to raise it within a few months of you receiving it.

It enables people to shop around to find the ideal set of features they are eligible to receive: lowest interest rates, highest limits, and most generous rewards.

The goal with this process is not only to get the ease of a single payment, but to receive a lower interest rate based on your financial history.

By boosting your score you'll receive lower interest rates and increase your chances of approval for all types of loans and credit decisions.

People with excellent credit may receive an interest rate between 10.3 % and 12.5 % on a personal loan, which is lower than the national average credit card rate of 16.41 %.

For those clients with good history, they may eventually receive loans or lines of credit with an interest rate as low as 36 %.

If the CDs are transferred to another institution, the new institution may offer you a choice of retaining the CD at a lower interest rate or receiving payment.

The common aim of refinancing is to receive a lower interest rate and make lower monthly payments.

When you receive a lower interest rate, you will pay less in interest over the life of the loan as long as the new term length is shorter or the same as the current remaining repayment term on your loans (and sometimes even if it is longer).

The program will help you save hundreds of dollars per month when you receive a lower interest rate.

The federal government guarantees FFELP loans against borrower default and ensures that the lenders receive a market rate of return on the loans despite the lower interest rates paid by borrowers of education loans.

When interest rates are high, an ARM can offer the benefit of receiving a lower rate, which may help you qualify for a larger loan.

For this reason bond holders receive a lower rate of interest when compared to Debentures coupon rates.

Bonds are «low risk» loans where bondholders receive income regardless of the economy or company performance; the main risk that bondholders retain is interest rate risk (that is, the risk that they could have asked for more interest on their loans if they'd loaned at a later date).

A deep ITM currency option (FX option) where the strike currency has a lower interest rate than the currency to be received will often be exercised early because the time value sacrificed is less valuable than the expected depreciation of the received currency against the strike.

I just refinanced, will save a ton of money with a WAY lower interest rate and I received the $ 200 bonus for your referral.

Homeowners who qualify for a US Bank home equity line of credit may receive an interest rate as low as 4.65 %.

This year, ten percent fewer credit - card holders received bad news about their cards in the form of card issuers lowering their credit, charging higher interest rates, enacting late payment fees, canceling their cards or other events that would negatively effect one's relationship with their credit card.

The stronger the borrowing profile (i.e. higher credit and income) of your cosigner, the higher the likelihood that you will receive a lower interest rate.

Homeowners who qualify for a BB&T home equity line of credit can receive an interest rate as low as 2.99 % for the first 12 months after establishing an account.

As a rule of thumb, applicants with better credit receive lower APRs on their personal loans, and loans with shorter payment periods generally get higher interest rates.

You pay for the ease of withdrawal by receiving a lower interest rate annual yield.

Many people are attracted to Prosper because of the low - interest rates on the loans, as well as how quickly you can receive the loan.

However, you must be current on your monthly payments and show that you'll receive a net tangible benefit in the form of a lower interest rate or monthly cost.

An example might be 10 or more debit transactions required per month, a maximum account balance of $ 15,000 (to receive the high interest rate, after which point it reverts to a lower rate), and the agreement to have at least one direct deposit.

If you've received one of those famous robocalls from a company implying they are calling about your current credit card only to offer a lower interest rate card, you will understand that the selling of credit has become quite aggressive.

Currently, interest rates are very low, so the amount of return you will receive for placing your money in a savings account is also low, but if you shop around you can find more attractive rates from online banks as well as brokerage accounts.

I made an offer on a house to buy, and received a low interest rate, and I have already referred some of my friends, they are happy as well.

As a rule of thumb, a higher credit means you're a lower credit risk, and can help receive a lower interest rate.

With our low interest rates and low closing costs, you might be wondering about the kind of service or expertise you'll receive.

Typically, borrowers receive lower interest rates that can save them thousands over the lives of their loans.