Sentences with phrase «of regulated financial institutions»

Though it won't change the underlying cash flows of the CMBS IOs, it will change the ability of regulated financial institutions to hold them, particularly if Moody's and Fitch follow along, which I think it makes sense to do.

The trial notably showcases a willingness on the part of a regulated financial institution to experiment with a public blockchain.

Not exact matches

The privately held firm, which is not regulated by the Office of the Superintendent of Financial Institutions (OSFI), claims its assets under management jumped more than tenfold to $ 225 million between 2009 and 2015.

But in recent years, as the Bank of Canada held interest rates to historically low levels and consumer debt skyrocketed, the federal government tightened mortgage restrictions on regulated financial institutions, including HCG.

These companies are regulated by the Office of the Superintendent of Financial Institutions, the Canada Mortgage and Housing Corporation (CMHC) and various provincial agencies.

Expanded credit unions, hitherto regulated by the provinces, would be overseen by the federal Office of the Superintendent of Financial Institutions.

Regulated financial institutions in India can no longer deal with virtual currencies, the Reserve Bank of India said Thursday.

That was followed by a financial stress test for buyers, which officially came into effect on Jan. 1 for federally regulated lenders, following an October announcement by the Office of the Superintendent of Financial Instfinancial stress test for buyers, which officially came into effect on Jan. 1 for federally regulated lenders, following an October announcement by the Office of the Superintendent of Financial InstFinancial Institutions.

FCAC is mandated with ensuring that federally regulated financial institutions adhere to the consumer provisions of the legislation set out to govern them.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

The DFS states it has the authority to regulate various financial institutions, many of which involve virtual currencies:

a pension fund that is regulated by either the Office of the Superintendent of Financial Institutions (Canada) or a pension commission or similar regulatory authority of a jurisdiction of Canada,

About half of Americans think the government hasn't gone far enough in regulating financial institutions following the 2007 - 08 financial crisis.

«[The] Monetary Authority of Macau reiterates that any institution providing regulated financial services such as currency exchange, cross-border fund transfer, and financial exchange platforms without permission violates relevant provisions of the Financial System Acfinancial services such as currency exchange, cross-border fund transfer, and financial exchange platforms without permission violates relevant provisions of the Financial System Acfinancial exchange platforms without permission violates relevant provisions of the Financial System AcFinancial System Act.»

The country's banking regulator, the Office of Superintendent of Financial Institutions, was also given the authority to regulate the mortgage insurer, which controls around 70 % of the mortgage - insurance market.

Apart from offering potential cost savings, the adoption of distributed ledger technology could start to threaten financial institutions by effectively removing the need for conventional, regulated payment systems.

Interviewed by Ben Mulroney of CTV's Your Morning concerning the governance of customer practices of large federally regulated financial institutions, March 16, 2017.

In a context where millions in our world are either excluded or have been rendered invisible by callous and inhuman policies and actions of international financial institutions and agencies (which are supposedly there to regulate trade and create the space for the powerless), to talk of ethical engagement of Christians in struggle for life, is more urgent now then ever before.

Dalex Finance is a Ghanaian non-bank financial institution, licensed and regulated by the Bank of Ghana and has been around since 2006.

The cybersecurity regulations — which cover banks, insurance companies and other financial services institutions — mandate that any DFS - regulated institution must have a cybersecurity program designed to protect consumers» private data, a chief information security officer and other controls to ensure the safety of the finance industry.

All institutions of higher education shall be autonomous in terms of the contents and methodology of research and teaching, and their organisations and financial management shall be regulated by a special Act.

To what extent can financial institutions regulate what people are allowed to imagine in the safety of their own mind?»

The Financial Conduct Authority (FCA) regulate the market of all financial institutions including banks, insurance providers and lenders, to ensure that consumers are protected at all times from any miFinancial Conduct Authority (FCA) regulate the market of all financial institutions including banks, insurance providers and lenders, to ensure that consumers are protected at all times from any mifinancial institutions including banks, insurance providers and lenders, to ensure that consumers are protected at all times from any misconduct.

While no business can ever be completely safe, Ally Invest is regulated by several financial institutions, giving the site an extra layer of security.

The concept of «buyer beware» must apply to fixed income managers inside regulated financial institutions.

The activities of financial institutions are regulated.

MICs account for the bulk of private mortgage issuance in the country and are regulated by OFSI, the federal regulator of financial institutions.

Supervising and regulating banking institutions to ensure the safety and soundness of the nation's banking and financial system and to protect the credit rights of consumers

Utah: Loans regulated by Utah Department of Financial Institutions.

These moves, which relate to the Office of the Superintendent of Financial Institutions» new mortgage underwriting guidelines, will limit federally regulated lenders to limit all new HELOCs to 65 percent loan - to - value, down from the current rate of 80 percent.

On Tuesday, the Office of the Superintendent of Financial Institutions in Canada released draft recommendations that would impact Canada's banks and other federally regulated lenders.

That's because credit unions, which are provincially regulated, are not under the jurisdiction of the Office of the Superintendent of Financial Institutions (OSFI).

I think there is a role to regulate but whether we, the Canadian people, have to be the owners and shareholders of a financial institution to do this is a question.

These moves, which relate to the Office of the Superintendent of Financial Institutions» new mortgage underwriting guidelines, will limit federally regulated lenders to limit all new HELOCs to 65 percent loan - to - value, down from the current rate of 80... Read More

Here, insofar as company results are analyzed, book value (i.e., net asset value per share computed in accordance with Generally Accepted Accounting Principles [GAAP]-RRB- is usually ignored in almost all analyses of companies other than financial institutions and regulated utilities.

These so called sub-primer borrowers have turned to nonbanks, an assortment of financial institutions that aren't bound by the same rules that apply to federally regulated banks.

«It boggles the mind to see companies lobbying for a return to less regulated subprime mortgage lending... After what amounts to a nano - second in regulatory time, financial institutions are aggressively attacking many of the core Dodd - Frank reforms, including subprime mortgage protections.»

As of September, 2010, the law says that banks and other federally regulated financial institutions must disclose on your monthly statement your minimum payment, and they must show an estimate on your credit card statement of how long it will take to pay your balance if you only make minimum payments.

Banks, credit unions and other financial institutions are heavily regulated by the government, which lays down rules on the kind of people these institutions can lend to.

The Fed is not by nature an activist institution, and it would have to become far more activist in order to effectively regulate the bulk of all financial institutions in the US.

The lending party in the case of a private mortgage is privately owned, unlike conventional loans which are issued by government - regulated financial institutions.

So here we are in the lead - up to the January 1 implementation of the new OSFI B - 20 regulations requiring that uninsured borrowers be stress - tested at a mortgage rate 200 basis points above the contract rate at federally regulated financial institutions.

The January 1 implementation of the new OSFI B - 20 regulations requires that uninsured mortgage borrowers be stress - tested at a mortgage rate 200 basis points above the contract rate at federally regulated financial institutions.

Mortgages that don't require homeowner insurance surged 19 per cent from a year ago, accounting for about 53 per cent of the $ 1.13 trillion of home loans at Canada's federally regulated banks, data from the Office of the Superintendent of Financial Institutions show.

A few final notes: 1) the standard of broadly matching asset and liability cash flows should be applied to all regulated financial institutions, including investment banks.

«If you tighten rules and raise the bar on getting a mortgage from financial institutions, it may prompt a number of borrowers who are being shut out to deal with lenders that are in the less regulated space,» said RBC senior economist Robert Hogue.

You deposit your money with a specially regulated financial institution such as a bank, building society or credit union for a fixed term in return for a fixed rate of interest.

You deposit your money (capital) with a specially regulated financial institution such as a bank, building society or credit union for a fixed term in return for a fixed rate of interest.

Finally you need risk managers inside all regulated financial institutions that are either FSAs [Fellows in the Society of Actuaries] or CFAs [Chartered Financial Afinancial institutions that are either FSAs [Fellows in the Society of Actuaries] or CFAs [Chartered Financial AFinancial Analysts].

APRA licenses and monitors the financial soundness of the institutions it regulates, which gives you a higher level of protection than with unregulated entities.