If you have other medical insurance or another type of liability coverage such as an umbrella policy, you may be able to eliminate certain optional
parts of rental car insurance.
For example, most credit cards include some
sort of rental car insurance, purchase warranty extensions, and concierge services — and the best business credit cards offer a host of other benefits, as well.
If you purchase rental car insurance, and have no other car insurance available, you may be responsible for medical costs or damages that exceed the policy limits
of the rental car insurance policy.
Often times a credit card like Visa can provide free coverage, and more often than not, the driver opts
out of rental car insurance completely.
For example, most credit cards include some
sort of rental car insurance, purchase warranty extensions, and concierge services — and the best business credit cards offer a host of other benefits, as well.