Sentences with phrase «of savings by»

Our analysis shows that the lack of savings by millennials, combined with the extreme shortage in affordable entry - level homes, means that a large share of millennials may be stuck renting for years.
Take advantage of the savings by December 7th.
Conducted research to identify energy savings, which resulted in 15 % of savings by adding power factor correction capacitor to the electrical network.
Bottomline: You'll deplete most of your savings by age 60, and at 65 you'll only have about $ 33,000 left.
Make the most of your savings by choosing a bank that offers products that meet your goals and needs.
Once you've cut back on your spending, make the most of your savings by putting your money where it will earn interest, such as a term deposit or a savings account.
Help make the most of your savings by converting your registered retirement savings plan (RRSP) to a registered retirement income fund (RRIF) when you're ready to start receiving income in retirement.
And according to a 2007 report by the Canadian Institute of Actuaries, there's a 40 % chance that an average Canadian retiring at 55 will run out of savings by 85, and a 90 % chance of being broke altogether at 95.
Either way, the beauty of this experiment is that you are able to build up an additional nest egg of savings by paying yourself, and that's something that will only help you with your eventual down payment on your dream house.
«These spending pledges are totally insufficient to tackle the schools funding crisis the government is inflicting on schools by forcing them to make over # 3bn of savings by 2020,» she said.
Russell Hobby, General Secretary of the NAHT, said: «Schools are currently being expected to make # 3bn of savings by 2020.
«These spending pledges are totally insufficient to tackle the schools funding crisis the Government is inflicting on schools by forcing them to make over # 3 billion of savings by 2020.
This saves me a lot of time later and ensures I'm making the most of my savings by not skipping that food in my fridge!
It would achieve most of the savings by changing farmer subsidies and food stamps, but research would also be curtailed.
The agency will find most of the savings by canceling its first of two rounds of 3 - year research grants planned for 2002, forcing researchers on as many as 50 projects to seek funding elsewhere.
Osborne indicated yesterday he would attempt to make some of the savings by cutting housing benefit from under - 25s - the policy which hastily became the lead story to emerge from David Cameron's leader's speech at last autumn's conference in Manchester.
«The dividends paid the Oneida County taxpayer in terms of savings by averting the long - term costs of medical and Social Services associated with meeting the needs of children affected by lead poisoning throughout their lifetimes is well worth the investment,» Picente said.
Osborne pledged to make # 3bn of savings by cutting bureaucracy, slashing the cost of Whitehall by a third in the next parliament.
Changes to welfare will account for # 11bn worth of savings by 2014/15, the chancellor said, with changes to child benefits, housing benefits and the disability living allowance.
Because ongoing expenses exceed revenues, the city is expected to spend $ 20 million of its savings by this July and another $ 25 million next year.
European dairy cooperative Arla Foods has launched an internal transformation program called «Calcium,» which is set to deliver more than $ 400m ($ 492m) of savings by the end of 2020.
In addition, the company made savings of around AUS$ 39 million in this financial year, making it on track to realise AUS$ 100 million of savings by the 2020 financial year.
Our analysis shows that the lack of savings by millennials, combined with the extreme shortage in affordable entry - level homes, means that a large share of millennials may be stuck renting for years.
Then, make the most of your savings by taking advantage of catch - up contributions in your retirement plans.
And recent research suggests that for many people, spending in retirement declines enough to balance out the erosion of savings by inflation.

Not exact matches

In order to create tax cuts in the province's education and healthcare systems, the party is also looking to find savings by reducing the number of grants and tax credits going to businesses.
Almost a third of Canadians between the ages of 18 and 33 concede they are «not at all knowledgeable» about retirement savings plans, a recent survey by TD Bank found.
The book, written by Obama's University of Chicago brethren Richard Thaler and Cass Sunstein, discusses the importance of manipulating defaults toward long - term savings for employees.
On site they're $ 349.99, but just by asking Alexa for them, you'll be paying only $ 244.99 for a total savings of $ 105.
WealthBar is building a pipeline of millennial clients by offering them the option of stashing money in a no - fee savings account.
It has been on an upward price track for years, in part because the Chinese — compelled by the lack of a social safety net to save rigorously for things like higher education and in case of illness — have few other investing vehicles with which to protect their savings from the ravages of inflation.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Much of corporate America is likely to spend the savings from the rate cut by increasing dividends and share buybacks.
The government did pledge $ 47 billion to infrastructure spending over the next 10 years and extended the accelerated capital cost allowance for manufactures — a tax relief program for investments in new machinery and equipment — by two years, which means stock holders could get a boost if public companies are able to take advantage of this spending and savings.
Gore believes that «the cost savings from large plants is canceled out by the loss of efficiency and productivity that comes from employees not knowing each other well.»
You can take advantage of this by enrolling in a high - deductible healthcare plan where you're eligible to use a Health Savings Account — an investment vehicle where you can park thousands of pre-tax dollars every year ($ 3,350 for individuals and $ 6,750 for families).
According to the 2013 Pharmacy Benefit Manager Customer Satisfaction Report, just released by the Pharmacy Benefit Management Institute, Express Scripts was ranked by its customers lowest in overall satisfaction and second to last in delivering promised savings and having no conflict - of - interest issues.
Consider our A / C example again: «The energy savings you get by cooling your home with a CryoQuad Quiet - Cool can pay back the cost of the unit by the end of the summer if you get it now... and save you hundreds of dollars more in energy costs over the lifetime of the unit.»
A 2012 report by the Kaiser Family Foundation calls the PBM assertions of Medicare savings «overstated» and says the reduced cost probably stemmed from incorrectly high predictions of prices and from brand drugs going generic.
Rather than the Fed pursuing a policy resulting in some steady rate of growth in the money supply, I would suggest that the Fed attempt to produce a steady rate of growth in the sum of the credit it creates and the credit created by depository institutions, i.e., commercial banks, savings associations and credit unions.
A recent report from WalletHub finds that the average corporate rate paid by companies is roughly 27 percent, so the new bill could represent potentially hundreds of millions (even billions) in savings.
All of these new revenue streams or cost savings will be made possible by 4G LTE OnStar wireless connectivity, which GM plans to roll out in the majority of its 2016 vehicles.
After a two - year investigation by Canada's antitrust agency, Amazon Canada has agreed to change its pricing strategy in Canada and pay a fine of Can $ 1.1 million (about US$ 840,000) for displaying misleading prices about savings.
As for the savings, they're curbed by the issue of trust.
Terry thinks Cramton could achieve even greater cost savings by distributing prepaid debit cards, instead of credit cards, to troupe members.
According to the CRFB, the new law would lower deficits from 2027 to 2036 by over $ 1.6 trillion, for total savings of $ 2.4 trillion over 20 years, including foregone interest.
And, if he thinks he will stay for five years, he has a positive net present value of $ 12,712, assuming he saves that $ 280 every month during the first year and increases savings by 3 % each subsequent year.
The amount of interest paid on savings accounts in Canada vary by institution, product, client type, as well as deposit balance.
To minimize the impact of fees on your own savings, choose index funds and ETFs over actively managed funds; if you plan to hire a financial adviser, calculate whether you'll save money by paying an hourly fee rather than an annual percentage of your assets.
Health savings accounts — authorized by the Medicare Modernization Act of 2003 — are available only to people enrolled in high - deductible health insurance plans meeting strict criteria, including certain minimum deductibles and out - of - pocket maximums.
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