Sentences with phrase «of seasonal businesses»

Borrowers with good but sporadic income, like successful salespeople or owners of seasonal businesses can pay more when flush and less when money is tight.

This is especially true of seasonal businesses such as beachfront restaurants and niche clothing stores that cater to specific seasons.

Not exact matches

Keep in mind that this will be a seasonal business — and extremely busy during the pre - and post-boating season since everyone will want their boat in the water or taken out of the water in the same general timeframe.

The star of CNBC's «The Profit» explains why small businesses should stay away from Black Friday and advises on what to look for in a seasonal worker.

In many parts of the country, this business tends to be seasonal, but you can find ways around that.

The snowboard business comes with inherent cash challenges, most of which are due to the seasonal nature of the sport.

If your business has a seasonal lull, think of services or specials you can offer during the off - season that may supplement your income.

Major players like Amazon and Toys «R» Us hire seasonal armies of up to 70,000 temporary workers to handle their pre - and post-holiday shipping needs but small businesses just don't have those kinds of resources to deal with an influx of orders.

The seasonal urgencies of retail and hospitality businesses are one thing.

Currently, certain kinds of small businesses are exempt from paying employees the federal minimum wage, such as businesses with annual revenues less than $ 500,000, companies that transact within a single state, seasonal businesses, or companies that rely on contract workers.

Since selling textbooks is largely a seasonal business, our demand spikes at a few different times of the year.

Due to the somewhat seasonal nature of the business, part - time employees will be hired to handle spikes in demand.

Manufacturers of seasonal equipment are among the types of businesses that could make good use of a line of credit.

«Snap's ad revenue reaccelerated in the fourth quarter as a result of strong seasonal trends for branded advertising, demand for new ad formats, as well as steadily improving user trends... Given the strong results and a clear step forward for Snap's ad business, we are upgrading our rating to in - line from underperform.»

Stephen J. Sheinbaum, president and CEO of Merchant Cash and Capital, recently offered some tips, including giving your company a financial checkup, coming to grips with seasonal variations in your business, making sure you hire great people, and arming yourself with knowledge about financing options.

While everyone hopes to relax and rejoice as the year comes to a close, all too often business owners find this time of year to be a manic flurry of seasonal promotions, forward planning, and insane hours (or, for some, a far worse pause in getting paid as clients turn their attention elsewhere).

NFIB spokesman Kevin Kuhlman explains that seasonal employees count toward a business's number of «full - time equivalent» workers, which might help classify an employer as «large» and potentially subject to penalties.

Because so many small businesses tend to be seasonal, it makes sense to clamp down on expenses and manage finances when times are lean, but it's just as important to be mindful of expenses and prepare for those lean times when business is booming and cash flow is good for a seasonal small business.

That being said, seasonal businesses that meet the criteria and maintain enough cash flow to make the regular periodic payments during the slow season, can successfully use the flexibility of a line of credit to prepare, or ramp up, for an upcoming busy season or take advantage of other profit - generating opportunities.

Others believe MCAs can be a good tool for some companies; among the most suited are seasonal businesses such as restaurants in resort areas or retailers that bring in the bulk of their sales around the holidays.

After a seasonal stint as Editor of popular society blog «Guest of a Guest» in East Hampton, NY, Britta moved back to Minnesota and started working full - time as a Business Analyst for Target Corporation, while quickly adopting Minneapolis's thriving fitness culture.

If you know that your business has a seasonal business cycle, you may want to consider taking out a working capital loan or line of credit during those months with low sales to cover your daily expenses.

Example # 1: A seasonal business that generates most of its sales in the summer could use a LOC in the offseason (provided they had the cash flow to make the periodic payments) to help cover overhead as they bridged from one season to the next.

We have years of experience in financing beauty salons, nail salons and spas so we understand the seasonal nature of your business.

Slenker noted that unemployment across the Buffalo Niagara region tends to be highest in January and February because holiday - related seasonal jobs end, business tends to slump at bars and restaurants after the end - of - the - year rush and construction work tends to be at its low point for the year.

seasonal fluctuations in spending by our advertisers and product usage by our users, each of which may change as our product offerings evolve or as our business grows;

Our results of operations for any interim period are not necessarily indicative of those for the entire year because the air transportation business and our route network are subject to significant seasonal fluctuations.

If your business makes a lot of seasonal sales, for instance, it can be difficult to bridge the gap until the next busy period, and you may face a temporary shortfall in cash.

But you can swing private lifeguarding as a seasonal business if you live in a cold climate, as long as you're supplementing this service with another stream of income — just take your pick from any of the other 40 small business ideas on this list.

Ventures» net income to shareholders fell slightly year over year to $ 13.6 million, largely due to lower revenue and higher costs at one of Markel's industrial products businesses, as well as the impact of acquisition expenses and lower seasonal sales from Costa Farms.

When your business falls just shy of bank loan criteria — or you have seasonal or otherwise time - sensitive capital requirements that don't align with traditional lending guidelines — you need an alternative financing solution that's both fast and flexible.

If your business has uneven cash flow, a line of credit can offer open - ended access to cash for ongoing needs such as seasonal payroll or inventory management.

There are specialized 7 (a) program options for exporting companies, those in underserved communities, those with military ties (such as a veteran business owner or businesses owned by the spouse of an active service member), and those with cyclical or seasonal businesses that need help with short - term financial needs.

Every year, retail chains and other large businesses announce they'll be hiring tens of thousands of seasonal workers.

In the Richmond district, there were «numerous reports of strong labor demand,» though the report also said few businesses offered permanent jobs to seasonal workers and there was high turnover among low - skill workers.

Seasonal businesses, retailers, wholesalers, and dealerships are the most common types of businesses that use inventory loans.

Businesses that are experiencing temporary cash flow squeeze as a result of increasing sales, growing pains, expansion, seasonal fluctuations, acquisitions, high leverages, insufficient or used up credit lines.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

«The public school business now represents about 23 percent of our overall business, and not only is it a little more surefire in a difficult economy, but also a great offset to what has always been a seasonal business for us,» Barstow notes.

«Whatever your ethics or religion, it's just good business to treat the workers well,» he told me, as we toured the neat, clean, well - maintained barracks that house 480 seasonal workers on the farm at harvest time, most of them very poor Nicaraguan families who come into Costa Rica for a few months each year.

I was strolling around in the seasonal produce section just minding my own business when my eyes went soft, swoon like my mouth started to salivate at a package of 4 ripened plump figs just screaming, «take me home with you!»

Most members of the fourth generation are still too young to work fulltime at the company business, but do some seasonal work on the farm or in the convenience stores, helping out wherever they are needed, Kathy Gibson says.

«Clothing is a seasonal business, and with the oncoming of spring, people love to get new wardrobe pieces,» Emily McCormick, owner of Shabby Apple said.

As it stands, a number of institutions do not have IT needs that are constant throughout the year - many businesses are seasonal in one form or another.

Economists distinguish a number of types of unemployment, however: cyclical unemployment is brought about by the vagaries of the business cycle; structural unemployment is brought about by changes in the economy or the labour market, when the jobs available do not fit the workforce's skills; frictional unemployment is the phenomenon of people being «between jobs»; and seasonal unemployment is linked to certain types of seasonal jobs, such as farm work and construction.

I am tempted to also speculate that original July 1 fiscal year may have been due to seasonality of revenues (which is how some seasonal businesses decide on their fiscal calendar - they start the year after the seasonal income spike, thus they know what their yearly budget is clearer), but without decent historical research this is just idle speculation.

«It has been heart wrenching watching property owners trying desperately to save their homes and to see small seasonal businesses that have been around for generations forced to close just before the start of their busy summer season.

Assemblyman Anthony Palumbo (R - New Suffolk) agreed, saying he predicts farm stands and smaller businesses that require seasonal help will lose a majority of their revenue due to income tax increases, requiring them to either hire fewer employees or pay workers off the books.

We at ASDA, just like other businesses, have to cope with the risks of more pronounced seasonal weather fluctuations.

Adding value in a seasonal business is about finding ways to stay relevant and top - of - mind for your clients year round.