Sentences with phrase «of small business insurance»

Progressive offers a line of small business insurance for trades like stores, garages, restaurants, manufacturers, janitors, beauty salons, HVAC services, consultants, and more.

Liability is the bedrock of any small business insurance policy.

An article for WomenEntrepreneur.com highlights the importance of small business insurance.

Hiscox is a provider of small business insurance.

SimplyInsured went through thousands of small business insurance plans to help you identify the cost of EpiPens under each plan, and help you select the best health insurance plan for covering an EpiPen.

Not exact matches

Launched by Scott Gerber, founder of the Young Entrepreneurs Council (and an Inc.com columnist), Startup Insurance isn't an exchange so much as a broker for insurance options tailored specifically to entrepreneurs and small - businesInsurance isn't an exchange so much as a broker for insurance options tailored specifically to entrepreneurs and small - businesinsurance options tailored specifically to entrepreneurs and small - business owners.

That's the concern of Anthony Cancela, president of the New Jersey - based Cancela Insurance Brokerage, which serves small businesses with between one and 300 employees.

The federal healthcare website may be a fiasco, but thankfully there are a number of entrepreneur - run private insurance operators who have designed their offerings with small businesses in mind.

Berkshire has more than 90 operating units, including large businesses such as the BNSF railroad, Geico auto insurance and Berkshire Hathaway Energy utilities, and smaller businesses making Dairy Queen ice cream, Duracell batteries, Fruit of the Loom underwear, Ginsu knives and the World Book encyclopedia.

According to a 2010 survey by Travelers Insurance, 94 percent of small - business owners are confident their business is protected against insurable risks, despite only 56 percent having disaster - recovery iInsurance, 94 percent of small - business owners are confident their business is protected against insurable risks, despite only 56 percent having disaster - recovery insuranceinsurance.

Ideally, lenders evaluating a small business for credit approval like to see up - to - date books and business records, a large customer base, a history of prompt payment of obligations, and adequate insurance coverage.

The agents, risk managers, and small - business consultants Inc. spoke with warned that insurance purchases can be driven by exaggerated fears, particularly of litigation.

Banks had $ 287.64 billion in outstanding loans to small businesses as of Dec. 31, up 1.4 percent from a year earlier, according to the Federal Deposit Insurance Corp..

Property insurance, which protects buildings and their contents, such as equipment, furnishings, and inventory, is the most popular kind of protection for small businesses.

The Ex-Im Bank, which provides credit insurance for businesses who extend terms to overseas customers, has been a political football of late, with conservative politicians claiming the bank overwhelmingly supports big businesses over small ones.

«It's not the run - of - the - mill loss you should be thinking about, but the home run, out - of - the - park catastrophe,» says David Young, a former insurance broker and risk manager now advising at the Small Business Development Center in Seattle.

«The banks have no interest in financing small business unless they are 100 % secured on company assets, personal insurance and guarantees,» said a Bank of Montreal client based in Saint - Laurent, Quebec.

While it's true that a good insurance policy can do much to reduce lawsuit worries and that many small, savvy businesses don't have debt problems, it's also true that businesses which face significant risks in either of these areas should probably organize themselves as a corporation or LLC.

The President boosted the number of federal regulations affecting small businesses by 13 percent during his first term in office, leading governmental regulation and red tape to overtake sales, taxes and the cost / availability of insurance as small business's biggest problem, respondents to the National Federation of Independent Business small business survey business's biggest problem, respondents to the National Federation of Independent Business small business survey Business small business survey business survey explain.

Mamoon Hamid, co-founder and general partner at venture capital firm Social Capital, of Palo Alto, California, says broker - led health insurance sales to smaller businesses are probably worth up to $ 150 billion.

Today we'll look at some of the major considerations for first time business insurance clients, with the aim of giving the people who run small businesses a head start in understanding and purchasing their coverage.

Several Canadian universities offer specialized degrees in actuarial studies to enter the financial and insurance business; there are a smaller number of master's degrees cropping up aimed at applying data sciences to a wider range of fields, along with some certificate programs aimed at professionals already working in business.

Small - business owner: To encourage the government to hire more Canadians as part of the Economic Action Plan, the budget proposes a hiring credit, which offers a one - year Employment Insurance break of up to $ 1,000 for firms with premiums below $ 10,001 in 2010.

«Make sure you are protected from anything that might take down your business that you worked so hard to build,» said Hunter Hoffmann, head of U.S. Communications at Hiscox Small Business Insurance of White Plains, N.Y., during a Money Talk radio inbusiness that you worked so hard to build,» said Hunter Hoffmann, head of U.S. Communications at Hiscox Small Business Insurance of White Plains, N.Y., during a Money Talk radio inBusiness Insurance of White Plains, N.Y., during a Money Talk radio interview.

Even though some of the best talent working for small businesses these days is young and doesn't always see the value in things like healthcare or life insurance, business owners will be better able overall to attract and retain good employees by offering those benefits.

In an era of small businesses and startups, however, benefits packages are considered extras, with workers sometimes forced to choose between higher pay and costly health insurance premiums or lower pay for the ability to provide great medical insurance for their families.

A little less than one in three small businesses were found to offer health insurance benefits to employees, for example, as compared to the national average of 96 percent of larger firms.

According to a survey of small business owners by Travelers Insurance, nearly 44 percent of all U.S. small businesses do not have a written business continuity plan, or any other type of document, that explains what will happen to the business in the event of serious weather emergencies.

«These freelancers come on board as subcontractors and save the small business owner the burden of paying overhead associated with payroll taxes and expenses such as health insurance and worker's compensation, as well as the space constrictions that growing a company in - house can present.»

Small business owners will be asked to provide a wide range of materials, ranging from personal and business financial statements to organization charts, licenses, and schedules of business insurance.

To help you mind your business — and, by extension, your bottom line — in good time, the folks at Make It Cheaper, a service that helps small and medium - sized businesses negotiate cheaper rates on insurance, broadband and electricity, have rounded up seven key efficiency lessons from a host of entrepreneurs.

But at the same time, we have prices at the pump rising out of control, the burdens of insurance costs (which also keep going up), as well as complicated taxes, and you can see why small business owners continue to proceed with caution on hiring.

Since the passing of the Affordable Healthcare Act, many startups and small businesses opted not to offer employee health insurance benefits.

You can navigate the process with the help of an insurance broker, or independent agent, who is a licensed individual representing a small business owner and works on commission or a for a service fee.

The U.S. Department of Health and Human Services has given conditional approval to 18 states to run their own Small - Business Health Options Programs (SHOPs) and to another 17 to run their own insurance exchanges for individuals.

As I wrote last week, small firms that didn't offer insurance to their employees cited a variety of reasons, but 79 percent called cost an important factor, while 76 percent said the same of firm size — their businesses were just «too small.»

For small business owners, this represents a tremendous opportunity to quickly access a broad pool of talent without the limitations of other expenses like insurance and perks.

The other issue is that many insurance companies that service small business don't carry all of the types of insurance that you are required by your client to carry or they may not carry the coverage at the levels required by the client.

Theoretically, it's good for small business: The Wall Street Journal reports that Giuliani hopes at least 13 million people will trade their employer - based insurance for a private plan, bringing the number of Americans who buy their own policies to more than 30 million.

A similar study conducted by the Guardian Insurance Company offered even more marked results, with 35 % of small business owners surveyed reporting that they actually started their businesses to fund their retirements.

Small business owners take a much harder look at the entire cost of an employee, which often comprises life insurance, health care, savings plans, taxes, and so on.

«For a small - business owner, the stakes are much higher,» says Mark MacGougan of Hartford Steam Boiler Inspection and Insurance Co..

«The small - business market was underserved until recently, but we've seen a huge increase in demand for our cyber products driven by a critical mass of incidents happening very publicly to large companies,» says Tim Zeilman, vice president at Hartford Steam Boiler Inspection and Insurance Company.

What's more, another 24 percent of companies answering the U.S. Chamber of Commerce's quarterly small - business outlook survey said they will reduce staff to under 50 employees to avoid paying penalties for failing to offer health insurance.

Zenefits» software helps small businesses manage all of their human resources functions in one place, such as health insurance, payroll, retirement funds and equity grants.

Increasingly, entrepreneurs need to provide health insurance as a means of staying competitive, an issue that should be top of mind as we celebrate National Small Business Week.

The ACA «is a big boon to small businesses and their workers, who care about health care insurance,» says Dean Baker, co-director of the Center for Economic and Policy Research, a nonpartisan policy think tank.

Hu's sentiments are common among small business owners — 60 percent of those that don't offer health insurance say it's because it's too costly, according to a March 2015 survey by Manta, the small business network.

A survey of 500 small business executives, conducted by Reno, Nevada - based workman's compensation insurance firm EMPLOYERS, revealed that 65 percent have the same concern.

For 2014, the Department of Health and Human Services» (HHS) Centers for Medicare & Medicaid Services (CMS) granted conditional approval to 18 states to establish state - based Small Business Health Options Programs, or SHOPs, and to 17 states to operate health insurance exchanges for individuals.