Fewer businesses hired new employees last month, according to the Commerce Department's most recent jobs report, and a larger number
of small business owners reported feeling pessimistic about growth, according to the NFIB SmallBusiness Optimism index.
Over the past three years, half
of small business owners reported applying for a loan from banks or another financial institution, with 20 percent applying more than once for financing.
Amidst the chaos, however, a majority
of small business owners report they experienced growth that met or exceeded their expectations in 2014, and 80 percent are confident that 2015 will be even better!
Not exact matches
Despite the very real challenges that keep many
small -
business owners cautious, a recent survey
of the Women Presidents» Organizations» Zenith members
reported that these women - owned
businesses with annual revenues
of at least $ 50 million are more optimistic than one might expect.
Immigration policy, from potential burdens
of reporting and verification to visa needs for highly skilled positions, are also critical to
small business owners, as is Dodd - Frank's impact on lending to
small business.
The Bank
of America
Small Business Owner Report was conducted by Braun Research in October 2014.
Small business owners are taking on a large share
of this responsibility, as 39 percent
reported that they themselves are in charge
of online security at their company.
In 2016, eight years after the crash, 45 percent
of small -
business owners reported applying for credit, up from 22 percent in 2014, according to the Federal Reserve.
And it's not uncommon, in fact, a 2013 poll found 43 percent
of small -
business owners reported having been threatened with or involved in a civil lawsuit.
The
reporting requirements on a
small business owner are not as onerous when it comes to SEP IRAs compared with many other types
of retirement accounts.
With
small business owner sentiment remaining low (only 54 percent
of business owners reported to SurePayroll that they are optimistic about the
small business economy in August), I'd count on the latter to be true.
Small - business owners «are having to do a lot more digging to find the opportunities, and since the opportunities are fewer, they have more competition with other small businesses,» says Julie Weeks, an American Express research advisor and author of the re
Small -
business owners «are having to do a lot more digging to find the opportunities, and since the opportunities are fewer, they have more competition with other
small businesses,» says Julie Weeks, an American Express research advisor and author of the re
small businesses,» says Julie Weeks, an American Express research advisor and author
of the
report.
A similar study conducted by the Guardian Insurance Company offered even more marked results, with 35 %
of small business owners surveyed
reporting that they actually started their
businesses to fund their retirements.
Indeed, a recent
report by Bank
of America showed that 91 percent
of small business owners said Black Friday has either a minor or no impact on their
business's bottom line, and 81 percent believe Cyber Monday is over-hyped and has no bottom line significance.
Glacier Media, wrote Tyghe in an August 2012
report, has promise because
smaller communities rely on these newspapers for information, while
business owners and employees stay on top
of sector news via its trade publications.
According to the 2017
Small Business Owner report from Bank of America, running a business is four times as stressful as raisi
Business Owner report from Bank
of America, running a
business is four times as stressful as raisi
business is four times as stressful as raising kids.
Republicans say that would hit
small -
business owners who
report business income on their individual income tax; Democrats say the overwhelming majority
of small businesses would not be affected.
A
report from the nonpartisan Fiscal Policy Institute's Immigration Research Center, for instance, looked at data from the Survey
of Business Owners and the American Community Survey and determined that though immigrants make up 13 percent of the U.S. population in general, they make up 18 percent of small business owners, and that immigrant - owned businesses account for 14 percent of private sector emp
Business Owners and the American Community Survey and determined that though immigrants make up 13 percent of the U.S. population in general, they make up 18 percent of small business owners, and that immigrant - owned businesses account for 14 percent of private sector emplo
Owners and the American Community Survey and determined that though immigrants make up 13 percent
of the U.S. population in general, they make up 18 percent
of small business owners, and that immigrant - owned businesses account for 14 percent of private sector emp
business owners, and that immigrant - owned businesses account for 14 percent of private sector emplo
owners, and that immigrant - owned
businesses account for 14 percent
of private sector employment.
A recent survey
of small -
business owners conducted for the U.S. Chamber
of Commerce by Harris Interactive
reported an 11 percentage point rise in the last year in the number
of owners who are unsure
of whether their
business will be better off in the future than it has been in the past.
According to the survey, 89 percent
of small business owners currently use a smartphone to run their
businesses occasionally, and 56 percent
reported using tablets.
The Section 179 deduction is the most - used tax credit by
small businesses, with more than a third
of business owners reporting taking advantage
of it, according to a March NSBA tax survey.
A higher proportion
of veteran - owned
businesses (24 %)
reported being in the winding down phase — preparing to retire, sell, or transition their
businesses — than
small business owners in general (15 %).
In addition, while the majority
of business owners surveyed across all segments said they did not feel a perception
of discrimination from a financial institution impacted their chances
of obtaining
business credit, 22 %
of African American and 11 %
of LGBT
business owners reported that perceived discrimination impacted their chances
of obtaining credit for their
business, compared to 5 %
of the general
small business owner population.
As
reported in NFIB's Jobs
Report on Thursday, labor quality remains as the top issue facing
small business owners, with 89 percent
of those hiring or trying to hire
reporting few or no qualified applicants.
Job creation remained solid in the
small business sector as
owners reported a seasonally - adjusted average employment change per firm
of 0.36 workers, one
of the best readings in survey history.
According to the NFIB survey on credit access by
small businesses, «four percent
of owners reported that all their borrowing needs were not satisfied, up 1 point and historically very low... only 1 percent
reported that financing was their top
business problem.»
The
report was based on a nationwide survey
of more than 1,000
small business owners.
Despite the long hours, the financial stresses, and the general difficulty
of running your own company,
small business owners consistently
report higher ratings
of happiness, -LSB-...]
A 2015
report by Capital One found that 50 %
of small business owners believe current
business conditions are excellent or good
Based on findings from our latest study, «
Report from the Front Lines:
Small Business Outlook and Ecommerce Strategies for the 2014 Holiday Season,» 76 % of small - and medium - sized business owners feel optimistic that their business will generate more sales this holiday season than they did in
Small Business Outlook and Ecommerce Strategies for the 2014 Holiday Season,» 76 % of small - and medium - sized business owners feel optimistic that their business will generate more sales this holiday season than they did
Business Outlook and Ecommerce Strategies for the 2014 Holiday Season,» 76 %
of small - and medium - sized business owners feel optimistic that their business will generate more sales this holiday season than they did in
small - and medium - sized
business owners feel optimistic that their business will generate more sales this holiday season than they did
business owners feel optimistic that their
business will generate more sales this holiday season than they did
business will generate more sales this holiday season than they did in 2013.
For more detailed explorations
of the themes mentioned in this
report, stay tuned to the Insureon blog in January, where we'll explore tips for buying the best equipment and furniture; ways women
business owners can increase revenue; and how
small business looks different in the nation's cities, suburbs, and rural areas.
About 87 percent
of small -
business owners cited one or more expected impacts
of climate change as potentially harmful to their
businesses, according to the
report.
Almost half
of Canadian
small business owners report sluggish demand as one
of the biggest threats to their
businesses.
Miami area
small business owners are more confident about their business performance than their counterparts in other markets, according to the spring 2017 Bank of America Small Business Owner Re
small business owners are more confident about their business performance than their counterparts in other markets, according to the spring 2017 Bank of America Small Business Owner
business owners are more confident about their
business performance than their counterparts in other markets, according to the spring 2017 Bank of America Small Business Owner
business performance than their counterparts in other markets, according to the spring 2017 Bank
of America
Small Business Owner Re
Small Business Owner
Business Owner Report.
City Limits recently
reported that while most
of the boards have yet to vote on the proposals, the majority
of the ones that did rejected them and that there are widespread concerns about the plans as tenants and
small business owners worry about being squeezed our
of their neighborhoods.
These are some
of the findings in a survey
of small businesses that examined the incidence
of employee theft, how often it was
reported, the types
of goods taken by employees, the types
of employees most likely to commit theft, and the reasons the
business owners did or did not
report the theft.
Kennedy surveyed and interviewed
small business owners regarding whether they had ever experienced theft by employees, and as stated, found that 64 percent
of small businesses had experienced employee theft, while only 16 percent
of small business owners had
reported that theft to the police.
Four out
of every 10 Miami metro area entrepreneurs plan to hire more employees in the next 12 months — 23 percentage points higher than the national average, according to Bank
of America's fall 2017
Small Business Owner Report released Tuesday.
Interviews with
owners of small businesses and
reports on entrepreneurs help focus the subject.
Daimler is open to supplying Volvo with engines and could even take a
small stake in the Swedish automaker, a German
business magazine
reported, raising the possibility
of increased ties between Mercedes and Volvo's Chinese
owner, Geely.
The National Federation
of Independent
Business reported that approximately 40 percent of small business owners who requested extensions of their credit lines in 2009 were turned down, and many of those who received extensions were required to provide or increase collateral, pay higher interest rates or agree to other more stringen
Business reported that approximately 40 percent
of small business owners who requested extensions of their credit lines in 2009 were turned down, and many of those who received extensions were required to provide or increase collateral, pay higher interest rates or agree to other more stringen
business owners who requested extensions
of their credit lines in 2009 were turned down, and many
of those who received extensions were required to provide or increase collateral, pay higher interest rates or agree to other more stringent terms.
The Federal Reserve Bank
of New York
reports it takes the average
small business owner 33 hours to apply for a loan at the bank.
Last year the Federal Reserve Bank
of New York
reported the average
small business owner spends 33 hours looking and applying for a loan.
As a
small business owner, it pays to understand the basics
of your personal credit
report and score, the actions that make your score rise or fall, and the tools that can help you build your credit.
As a
small business owner, I would not want to see the credit
report of someone I was hiring.
The Bank
of America
Small Business Owner Report found that 82 percent of entrepreneurs are taking advantage of rewards when doing business with partners and
Business Owner Report found that 82 percent
of entrepreneurs are taking advantage
of rewards when doing
business with partners and
business with partners and vendors.
While consumers can get a copy
of their credit
reports for free from the three big U.S. credit bureaus at annualcreditreport.com, it costs a
small -
business owner to get his or her
business credit
report.
You will have to pay to have it corrected, and the onus (and related expenses)
of proving that a
business credit
report entry is wrong also falls on the
small -
business owner.
A 2015 American Express survey
of small -
business owners found that 63 percent
of those with fewer than 100 employees
reported having a
business credit card.
Credit cards are a major source
of financing for
small - business owners, with 31 percent of small businesses having used credit cards in the past 12 months to help finance capital needs, according to the National Small Business Association's (NSBA) 2012 Year - End Economic Re
small -
business owners, with 31 percent of small businesses having used credit cards in the past 12 months to help finance capital needs, according to the National Small Business Association's (NSBA) 2012 Year - End Economic
business owners, with 31 percent
of small businesses having used credit cards in the past 12 months to help finance capital needs, according to the National Small Business Association's (NSBA) 2012 Year - End Economic Re
small businesses having used credit cards in the past 12 months to help finance capital needs, according to the National
Small Business Association's (NSBA) 2012 Year - End Economic Re
Small Business Association's (NSBA) 2012 Year - End Economic
Business Association's (NSBA) 2012 Year - End Economic
Report.