That's not to say they've eliminated the incentive to put
lots of spend on the card: Every year, cardholders can earn a free weekend night reward after spending $ 60,000.
Sign - up bonuses which are triggered after the user has put a certain
amount of spend on the card within the first few (usually 3) months of card membership.
Usually nowadays, you don't get the reward miles or points when you sign up, but after you meet a certain
level of spending on the card in the first few months.
Instead, they must meet a certain level
of spending on the card in the first few months before the promised miles or points are actually put into the account.
You can earn extra bonus miles for putting at least $ 50,000
worth of spend on the card, but these are award miles and not elite qualifying miles.
If you can put a few thousands
dollars of spend on this card each year, you stand a good chance of getting your annual fee waived year after year.
However, with even a modest amount of spend you'll be getting free nights pretty quickly since you earn 1 point for each
dollar of spend on the card.
However, it can be useful to meet the minimum spending requirement on a credit card or to achieve a certain
level of spending on a card.
These days when I travel, I make sure that the cards I bring don't have the fees, and — unless I'm in a country or area where cash is particularly preferred — I put most
of my spending on the card without coming home to surprise charges.
However, there's one caveat for new cardholders: If you put more than $ 35,000
of spend on a card per year, the Citi Double Cash card becomes the clear winner.
However, like with any co-branded card, if you're going to be putting a significant
chunk of your spend on a card to make the earnings worthwhile, you need to have at least tentative plans to use Cathay Pacific or one of its partners.
You can request a credit limit increase and they usually give automatic credit limit increases if you put any decent
amount of spend on the cards.
Although you can earn Avios fast and even qualify for the Travel Together ticket by putting
lots of spend on this card, doing so does not fast track you to elite status with British Airways.
To maximize points using the Citi ® / AAdvantage ® Platinum Select ® World Elite ™ Mastercard ® you will need to put
most of your spending on your card, but there are also other ways to earn lots of miles:
Even though I was able to put $ 100,000
worth of spending on the card and consistently use Walmart Bill Pay to pay off the balance, that's not a guarantee that you won't get shut down for it.
That works out to be 68 % back in rewards on your first $ 1,000
of spending on the card.
The following cards give you extra redeemable miles and points once you cross a certain amount
of spending on the card.
For this example, let's assume the families purposefully put
all of their spending on their card.
To unlock the valuable sign - up bonus, you'll have to put a certain amount
of spending on the card.
The activity many of us participate in is known as «credit card churning,» which is signing up for credit cards just for the bonuses associated with activating and completing a minimal amount
of spend on a card.
Additionally, you can earn even more value in the form of Membership Rewards points if you put a lot
of spending on the card.
Furthermore, the annual fee isn't so high that you need to put a lot
of spend on the card to get your money's worth.
If you are a Costco member and will put
all of your spending on the card, it can be quite valuable.
To maximize points using the Citi ® / AAdvantage ® Platinum Select ® World Elite ™ Mastercard ® you will need to put most
of your spending on your card, but there are also other ways to earn lots of miles:
I can just about see the point of putting $ 3,000
of spend on this card to earn the first part of the sign - up bonus (50,000 Avios) but, when you can earn 2 - 3 Ultimate Rewards points, 2 - 5 Amex Membership Rewards points or 2 - 3 Citi ThankYou points for every dollar you're spending, why would you put an additional $ 17,000 of spend on to this card just to earn 50,000 more Avios?
It also means that if you only need a relatively small number of TQPs to achieve a given level of status, you don't have to put a very high amount
of the spend on the card to achieve the next increment of bonus TQPs.
But more frequent flyers and those who can put lots
of spend on this card might me more interested in the Silver Aviator Card.
You also earn anniversary bonus points after $ 10,000 in annual spending so that should take care of the $ 95 annual fee if you put a lot
of spend on the card.
First of all, if we have recently opened a new card and there is a minimum spending requirement to earn a signup bonus, we will put
all of our spending on that card until meeting the minimum.
If you plan on putting a lot
of spend on these cards than you get some extra benefits.
If you plan on putting a lot
of spend on the card than you get some extra benefits.
This is a great deal if you have lots of travel and lots
of spend on your card.
And if you can put a lot
of spending on this card, you might be able to unlock the Travel Together Ticket, which gets a companion a free flight but doesn't include taxes and fees, which can be substantial.
Because I was angling to get the Southwest Companion pass in 2014, I didn't want to put
any of my spending on the card until the new year.