Sentences with phrase «of subaccounts»

He invests the assets within the contract in a portfolio of subaccounts that perform poorly.

Guaranteed Lifetime Withdrawal Benefit (GLWB) The GLWB guarantees that you can withdraw a minimum amount throughout your lifetime - regardless of the subaccounts» performance - and you don't have to annuitize your contract.

However, investors assume the risk of their subaccounts not outperforming the guaranteed return of a fixed annuity, which can result in less capital accumulation and a smaller income stream.

Since cash value depends on the performance of the subaccounts you choose, there is the potential for losing cash value, which could cause your policy to lapse.

You should receive a prospectus annually that describes each of the subaccounts in the separate account along with information about how to reallocate values among the subaccounts.

Your registered investment adviser or wealth manager can help design the investments in your menu of subaccounts.

A variable annuity invests your funds in a variety of subaccounts that are similar to mutual funds.

(For an explanation of these subaccounts, see Basis Recovery from Employer Plans.)

Returns are based on the performance of these subaccounts.

Visit our variable annuity performance center to review the performance of subaccounts offered by Annuity Investors Life Insurance Company's variable annuity products.

For example, a deferred variable annuity may guarantee that your beneficiary will receive at least the amount of your original principal if you die, even if the value of the annuity has declined due to poor performance of the subaccounts you selected.

IOVAs are variable annuities that do not have lifetime income guarantee features but do have a wide assortment of subaccounts, including alternative options.

In most indexed universal life insurance policies, the new cash value of this subaccount then becomes the baseline for the next year when calculating the amount that will be credited to your account.

A monthly average of the performance of the subaccount is calculated and credited to the account at the end of each month, after taking into account the floor, cap, and participation rates.

What sets the PPLI apart is the assets held in the subaccount: An everyday, retail customer will choose from a limited menu of subaccount investments offered by the life insurance company.

The policyholder takes on the risk of the subaccount performance rather than the insurance carrier, creating a policy that is most appropriate for individuals who want to manage their own cash value accounts and risks associated with them.

The cash value then fluctuates daily according to the market performance of each subaccount.

Not exact matches

While the value of underlying subaccounts of variable annuities fell through the floor like everything else in the market in 2008, the guaranteed income withdrawal rate (not to be confused with the rate of return of the investment portfolio) did not.

Cash in your account is held by a major bank in a Hard Assets Alliance subaccount of Gold Bullion International.

First up, using an online high - yield savings account, I've split my money into several different subaccounts, each of which I've named for a specific savings goal.

Earnings based on the performance of the investment options (or «subaccounts») you select from among those offered under the annuity.

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Noninterest - bearing checking accounts are comprised of two subaccounts: a noninterest - bearing checking subaccount and a noninterest - bearing savings subaccount.

One of the interesting benefits is the capability of adding Platinum and Gold Card subaccounts at a discounted price.

At the beginning of the next statement period, funds in your account will again be allocated between the two subaccounts.

All interest - bearing checking accounts may be comprised of two subaccounts: an interest - bearing checking subaccount and an interest - bearing money market subaccount.

Upon the sixth transfer from the money market or savings subaccount to the checking subaccount during a monthly statement period, the entire balance in the money market or savings subaccount will be transferred to the checking subaccount for the remainder of the statement period.

The subaccount pursues its objective of growth and income by targeting a wide range of utilities, including natural gas, electric, and communication services companies.

You (the annuity owner) make a lump - sum payment or a series of premium payments to an annuity issuer (the insurance company), which will accumulate earnings at a fixed interest rate (a fixed annuity) or a variable rate determined by the growth (or losses) in investment options known as subaccounts (a variable annuity).

The investment companies (subaccounts) offered in Elite Access Advisory are registered as investment companies under the Investment Company Act of 1940, as amended («1940 Act»), and their shares are registered under the Securities Act of 1933, as amended.

Now, when running transaction reports or income / expense reports, you can filter to the accounts (and subaccounts) of each property to get a report specific to that property.

The subaccount invests in companies of all sizes across a range of industry sectors.

For a portion of the period, subaccounts may have limited expenses, without which returns would have been lower.

The subaccount seeks to capitalize on the strength of the health - care sector, targeting companies of all sizes.

Returns shown for the subaccounts for periods before their inception are derived from the historical performance of the underlying fund, adjusted to reflect the mortality, expense risk, and surrender charges applicable to this product and do not factor in the annual $ 30 contract maintenance fee.

The subaccount takes a flexible approach to pursuing high current income by diversifying across a range of fixed - income sectors.

The subaccount employs Putnam's value strategy to invest primarily in stocks of large and mid-sized companies that are undervalued and poised for positive change.

The subaccount invests in stocks of large, well - established companies.

The subaccount invests in stocks representing the best ideas of Putnam's global equity research analysts.

The subaccount seeks long - term growth of capital and any increased income that results from this growth.

During the accumulation phase of a variable annuity, money paid into the contract (called a premium) is allocated to investment portfolios (called subaccounts) where earnings have the potential to grow tax - deferred.

The subaccount pursues its objective of long - term capital appreciation by investing in stocks of small companies that are undergoing positive changes.

The investment return and principal value of the variable subaccounts will fluctuate.

But instead of investing your money in the insurance company's general account, as with a fixed annuity, your money is invested in a separate account made up of a number of different investment subaccounts.

The subaccount seeks as high a rate of current income as Putnam Management believes is consistent with preservation of capital and maintenance of liquidity.

The premiums you pay are fixed throughout the life of the contract, while the performance of your chosen subaccounts determines the growth of your account value, and can also determine the value of your death benefit.

You specify how much of your annuity will be invested in the various subaccounts and your return will be based on the performance of the investments you select.

Your cash value, and perhaps the death benefit, will be determined by the performance of the chosen subaccounts.

The subaccount seeks a high level of long - term total return consistent with the preservation of capital.

If you own a variable life policy, you may allocate your account value among a variety of investment subaccounts.