Sentences with phrase «of subprime lending»

This will protect you from the dangers of the subprime lending market.

As well as easy credit conditions, there is evidence that competitive pressures contributed to an increase in the amount of subprime lending during the years preceding the crisis.

For those who don't, the lure of subprime lending is obvious.

He is partially right when he says that the effects of subprime lending are not contained.

I don't think you can be considered a «victim» of the subprime lending industry.

This led to major shifts in market share, which brought even more lenders into the world of subprime lending.

Critics of subprime lending point out that due to its nature, this type of loan is taken out by people who usually are not able to fulfill their payments and obligations.

The all - but - absence of subprime lending, however, has had less of an effect on homeownership as it applies to renter households, which are also influencing the decline.

He, like most everyone else, didn't spot the housing bust coming — or recognize the danger of subprime lending.

After the collapse of subprime lending in 2008, and the tightening of credit that followed, FHA - backed mortgages became the only game in town for many first - time home buyers.

I pushed back, exclaiming that I have never seen such horrible loan products as the predatory student loans that were issued like candy during the heyday of subprime lending.

The implosion of the subprime lending market in residential real estate first began to emerge in February, throwing the debt markets into a tizzy globally.

In Lesson 3: «The Credit Crunch Unfolds», we see how the devastating combination of the subprime lending boom and securitization ultimately affected economic activity throughout the U.S. and the rest of the world, leading to the greatest economic downturn since the Great Depression — Go to Lesson 3 now»

Proponents of subprime lending realized the demand for homeownership and refinancing despite imperfect credit and jumped on this untapped customer base, offering similar, if not more aggressive mortgage loan programs at a premium.

I've had a very good call on the FOMC for the past four years, with very few mistakes, and Cramer, in his view that the FOMC will loosen because of the present weakness in the stock market, because of subprime lending, seems misguided to me.

Prior to the economic downturn, the major force responsible for sowing the seeds of market decay was a flourishing activity of subprime lending.

But the idea of subprime lending became an institution in the early 2000s...

Housing experts and some congressional leaders now view those decisions as mistakes that contributed to an escalation of subprime lending that is roiling the U.S. economy.

In these ways, the collapse of subprime lending fueled a downward spiral in house prices that unwound much of the increases seen in the subprime boom.

Yet, with homeownership already falling to 68.2 percent in the third quarter of 2007 from the historic high of 69.2 percent in the second quarter of 2004 and the tightening of mortgage loan credit in response to excesses of subprime lending, it's unlikely that the homeownership rate will increase in the near future.

«With this lawsuit, real victims of the subprime lending scandal are stepping forward to hold investment banks like Morgan Stanley accountable for the devastation the banks wrought in their lives and in our economy,» said ACLU Executive Director Anthony Romero.

But in the wake of a subprime lending crunch that rattled the bond market this past summer, the REIT has postponed all acquisitions.

But during the heyday of subprime lending, there were just as many supporters as critics.

The company was severely affected by the collapse of subprime lending and the U.S. Housing Market.

This crisis of subprime lending has had far - reaching effects.