Today's lending rules require 20 percent as a down payment, but lenders allow partnerships, gifts and even loans against retirement accounts, boats, vehicles, or anything
else of tangible value.
Collateral is an
item of tangible value which is utilized when procuring a loan to offset the risk a lender assumes should the borrower default.
Implementing a user interface on the decentralized Blockchain platform is a move that is expected to catalyze the eventual mainstream adoption of the novel technology, and enable the actual
transfer of tangible value within the ecosystem.
«Gambling» requires a wager to win something
of tangible value.